Valuation: Kaspi Bank

Market Cap 8,007B 17.67B 15.78B 14.68B 13.35B 25.21B 1,710B 25.32B 177B 69.23B 872B 66.36B 64.91B 2,798B P/E 2026 *
7.3x
P/E 2027 * 6.35x
Enterprise Value 8,007B 17.67B 15.78B 14.68B 13.35B 25.21B 1,710B 25.32B 177B 69.23B 872B 66.36B 64.91B 2,798B EV / Sales 2026 *
1.7x
EV / Sales 2027 * 1.45x
Free-Float
52.91%
Yield 2026 *
8.54%
Yield 2027 * 9.35%
1 day+0.59%
1 week+1.55%
Current month-1.52%
1 month-7.19%
3 months+10.81%
6 months+23.76%
Current year+20.50%
1 week 94.01
Extreme 94.01
97.33
1 month 94.01
Extreme 94.01
101
Current year 70.2
Extreme 70.2
108.96
1 year 70.2
Extreme 70.2
108.96
3 years 70.2
Extreme 70.2
142.65
5 years 39.96
Extreme 39.96
142.65
10 years 39.96
Extreme 39.96
142.65
Manager TitleAgeSince
Chief Executive Officer 52 2018-12-04
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 52 2015-03-16
Chairman 56 2018-12-04
Director/Board Member 56 2019-04-07
Change 5-day change 1-year change 3-year change Capi.($)
+0.59%+1.55% - - 17.64B
+1.88%-3.30%-28.49%+1,004.56% 96.21B
-0.37%+7.71%-53.06%-43.40% 81.21B
+2.84%+3.11%-40.75%+26.08% 30.46B
+4.60%+14.03%+4.18%+329.48% 26.03B
+4.77%+1.71%-26.21%+87.57% 21.47B
+4.54%+4.01%-43.84% - 20.62B
+0.17%-1.13%+22.84%-6.64% 17.64B
-0.87%+4.93%-50.36%-34.90% 17.71B
+4.55%+11.29%-34.65%+92.83% 15.25B
Average +1.10%+4.83%-27.82%+181.95% 36.29B
Weighted average by Cap. +0.68%+3.40%-32.66%+343.35%

Financials

2026 *2027 *
Net sales 4,722B 10.42B 9.31B 8.66B 7.87B 14.87B 1,009B 14.93B 104B 40.83B 514B 39.13B 38.28B 1,650B 5,526B 12.19B 10.89B 10.13B 9.21B 17.4B 1,180B 17.47B 122B 47.77B 602B 45.79B 44.79B 1,931B
Net income 1,113B 2.46B 2.19B 2.04B 1.86B 3.5B 238B 3.52B 24.56B 9.62B 121B 9.22B 9.02B 389B 1,288B 2.84B 2.54B 2.36B 2.15B 4.06B 275B 4.07B 28.43B 11.14B 140B 10.68B 10.44B 450B
Net Debt - -
Projected Income Statement - Annual - Kaspi Bank
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
26-10-09 US$95.30 -0.51% 35
26-10-08 US$95.79 -1.27% 23
26-10-07 US$97.02 +0.03% 35
26-10-06 US$96.99 +0.59% 46
26-10-05 US$96.42 +0.95% 291
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Ratings Surperformance© - Kaspi Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
42,137.49KZT
Average target price
48,259.98KZT
Spread / Average Target
+14.53%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Kaspi Bank