Add to a list

Suspension of trading

XTM Inc. Stock

PAID

CA98388T1021

Business Support Services

OTC Markets Traded

Market Closed - Canadian Securities Exchange 12:17:43 2026-02-13 EST			5-day change	1st Jan Change
0.0100 ^CAD	-.--%		-.--%	-50.00%

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI

XTM Inc. operates a fintech business leveraging technology to transform how workers access and manage their pay. Through its AnyDay platform, the Company provides businesses with automated tip pooling, instant payouts, and Earned Wage Access (EWA) solutions that empower employees with financial flexibility and control. Through its AnyDay product, a mobile and enterprise software solution specifically designed to provide earned wages to employees, on demand, via a mobile wallet, accessible via the Internet or by a free mobile app paired with a chip and pin EMV Mastercard debit card, its solution includes free banking features and is used by employees in Canada and the United States. It supports various brands, including Earls, Marriott Hotels, Maple Leaf Sports & Entertainment, Cactus Club, and Live Nation. The Company serves the hospitality, healthcare, casinos and manufacturing industries.

Employees

Sector

Business Support Services

More about the company

Income Statement and Estimates

More financial data

Stock Market
Stocks
PAID Stock

The best tools reserved for subscribers to boost the performance of your investments!

Market Cap	5.58M 4.04M 3.47M 3.24M 2.97M 386M 5.68M 38.19M 14.96M 194M 15.17M 14.84M 640M	P/E 2023	-1.07x	P/E 2024	-0.7x
Enterprise Value	21.23M 15.36M 13.18M 12.3M 11.29M 1.47B 21.58M 145M 56.85M 736M 57.68M 56.43M 2.43B	EV / Sales 2023	3.36x	EV / Sales 2024	3.57x
Free-Float	75.27%	Yield 2023 *	-	Yield 2024	-

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI
02-19	XTM Inc. Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	CI
01-13	Xtm Inc. Announces Board Changes	CI
12-01	XTM Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI
25-10-24	Everyday People Financial, XTM to Integrate Canadian Payments Operation	MT
25-10-24	Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation	CI
25-08-29	XTM Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025	CI
25-05-30	XTM Inc. Reports Earnings Results for the First Quarter Ended March 31, 2025	CI
25-05-07	XTM Inc. Reports Earnings Results for the Full Year Ended December 31, 2024	CI
25-05-06	XTM Inc. Auditor Raises 'Going Concern' Doubt	CI
25-04-29	XTM Sells QRails Processing Technology for US$3 Million	MT
25-04-29	Xtm Signs Definitive Asset Purchase Agreement	RE

05-07	Canadian Investment Regulatory Organization Trading Halt - PAID	AQ
04-28	XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid	AQ
04-17	XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process	AQ
03-02	XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations	AQ
02-19	XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	BU

Current year	0		0.04
1 year	0		0.04
3 years	0		0.2
5 years	0		0.56
10 years	0		0.68

Manager	Title	Age	Since
Marilyn Schaffer CEO	Chief Executive Officer	65	2005-11-30
Jakob Ripshtein DFI	Director of Finance/CFO	60	2024-10-02
Avneet Sandhu CMP	Compliance Officer	-	-

XTM Inc. Stock

Stocks

PAID

CA98388T1021

Business Support Services

Valuation: XTM Inc.

Chart: XTM Inc.

Latest news : XTM Inc.

Press Releases: XTM Inc.

Quotes and Performance

Course Extremes

Managers and Directors: XTM Inc.

Latest insider transactions

Transaction & Payment Services

Financials

Company Profile

Income Statement and Estimates

Director	Title	Age	Since
Marilyn Schaffer CHM	Chairman	65	2005-11-30
Keith McKenzie BRD	Director/Board Member	-	2022-10-11
Keith Nugara BRD	Director/Board Member	-	2026-01-12

Date	Insider	Type	Main position	Quantity	% Market Cap.
11/3/25	Olga Balanovskaya	Buy	Director	1,000,000	0.4240%
11/3/25	Olga Balanovskaya	Tax	Director	1,000,000	0.4240%
1/23/25	Olga Balanovskaya	Tax	Director	1,500,000	0.7111%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
XTM INC.	-.--%	-.--%	-77.78%	-93.94%	2.29M
VISA, INC.	+0.35%	+1.70%	+6.74%	+53.48%	669B
PAYPAL HOLDINGS, INC.	+1.36%	+3.46%	-11.30%	+3.08%	51.7B
BLOCK, INC.	+1.89%	+3.39%	+8.92%	+42.28%	47.72B
FISERV, INC.	+0.70%	+1.01%	-62.56%	-56.63%	27.5B
CORPAY, INC.	+0.06%	-0.63%	+26.94%	+55.24%	26.71B
GLOBAL PAYMENTS INC.	+1.52%	+3.63%	+5.91%	-26.05%	23.91B
ONE97 COMMUNICATIONS LIMITED	+2.41%	-1.65%	+29.14%	+84.16%	10.33B
PAYPAY CORPORATION	-2.26%	-1.61%	-	-	10.17B
EDENRED SE	+3.09%	+4.87%	+10.70%	-48.71%	7.53B
Average	+0.90%	-1.74%	-7.03%	+1.43%	87.42B
Weighted average by Cap.	+0.48%	+0.84%	+4.48%	+43.67%

	2023	2024
Net sales	6.78M 4.9M 4.21M 3.93M 3.6M 469M 6.89M 46.34M 18.14M 235M 18.41M 18.01M 777M	9.09M 6.58M 5.64M 5.27M 4.83M 629M 9.24M 62.18M 24.35M 315M 24.7M 24.16M 1.04B
Net income	-16.08M -11.64M -9.98M -9.32M -8.55M -1.11B -16.35M -110M -43.07M -558M -43.7M -42.75M -1.84B	-22.94M -16.6M -14.24M -13.3M -12.2M -1.59B -23.32M -157M -61.44M -796M -62.34M -60.98M -2.63B
Net Debt	3.97M 2.87M 2.46M 2.3M 2.11M 274M 4.03M 27.12M 10.62M 138M 10.78M 10.54M 455M	15.64M 11.32M 9.71M 9.07M 8.32M 1.08B 15.9M 107M 41.9M 543M 42.51M 41.58M 1.79B