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XTM Inc. Stock

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CA98388T1021

Business Support Services

OTC Markets Traded

Market Closed - Canadian Securities Exchange Other stock markets 12:17:43 2026-02-13 EST			5-day change	1st Jan Change
0.0100 ^CAD	-.--%		-.--%	-50.00%

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI

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XTM Inc. operates a fintech business leveraging technology to transform how workers access and manage their pay. Through its AnyDay platform, the Company provides businesses with automated tip pooling, instant payouts, and Earned Wage Access (EWA) solutions that empower employees with financial flexibility and control. Through its AnyDay product, a mobile and enterprise software solution specifically designed to provide earned wages to employees, on demand, via a mobile wallet, accessible via the Internet or by a free mobile app paired with a chip and pin EMV Mastercard debit card, its solution includes free banking features and is used by employees in Canada and the United States. It supports various brands, including Earls, Marriott Hotels, Maple Leaf Sports & Entertainment, Cactus Club, and Live Nation. The Company serves the hospitality, healthcare, casinos and manufacturing industries.

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Market Cap	5.58M 4M 3.45M 3.18M 2.98M 380M 5.67M 37.59M 14.66M 185M 15.01M 14.69M 641M	P/E Ratio 2023	-1.07x	P/E Ratio 2024	-0.7x
Enterprise Value	21.23M 15.21M 13.13M 12.1M 11.33M 1.45B 21.56M 143M 55.71M 703M 57.07M 55.85M 2.44B	EV / Sales 2023	3.36x	EV / Sales 2024	3.57x
Free-Float	75.27%	Yield 2023 *	-	Yield 2024	-

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-27	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI
02-19	XTM Inc. Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	CI
01-13	Xtm Inc. Announces Board Changes	CI
12-01	XTM Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI
25-10-24	Everyday People Financial, XTM to Integrate Canadian Payments Operation	MT
25-10-24	Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation	CI
25-08-29	XTM Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025	CI
25-05-30	XTM Inc. Reports Earnings Results for the First Quarter Ended March 31, 2025	CI
25-05-07	XTM Inc. Reports Earnings Results for the Full Year Ended December 31, 2024	CI
25-05-06	XTM Inc. Auditor Raises 'Going Concern' Doubt	CI
25-04-29	XTM Sells QRails Processing Technology for US$3 Million	MT
25-04-29	Xtm Signs Definitive Asset Purchase Agreement	RE

05-07	Canadian Investment Regulatory Organization Trading Halt - PAID	AQ
04-28	XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid	AQ
04-17	XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process	AQ
03-02	XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations	AQ
02-19	XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	BU

Current year	0		0.04
1 year	0		0.05
3 years	0		0.23
5 years	0		0.56
10 years	0		0.68

Manager	Title	Age	Since
Marilyn Schaffer CEO	Chief Executive Officer	65	2005-11-30
Jakob Ripshtein DFI	Director of Finance/CFO	59	2024-10-02
Avneet Sandhu CMP	Compliance Officer	-	-

XTM Inc. Stock

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CA98388T1021

Business Support Services

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Income Statement and Estimates

Director	Title	Age	Since
Keith McKenzie BRD	Director/Board Member	-	2022-10-11
Keith Nugara BRD	Director/Board Member	-	2026-01-12
Marilyn Schaffer CHM	Chairman	65	2005-11-30

Date	Insider	Type	Main position	Quantity	% Market Cap.
11-02	Olga Balanovskaya	Buy	Director	1,000,000	0.4240%
11-02	Olga Balanovskaya	Tax	Director	1,000,000	0.4240%
25-01-22	Olga Balanovskaya	Tax	Director	1,500,000	0.7111%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
XTM INC.	-.--%	-.--%	-77.78%	-93.94%	2.28M
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GLOBAL PAYMENTS INC.	+3.47%	+2.10%	-9.26%	-33.07%	18.52B
PAYPAY CORPORATION	-1.39%	-6.17%	-	-	9.58B
ONE97 COMMUNICATIONS LIMITED	+4.42%	+8.69%	+27.82%	+25.59%	7.23B
EDENRED SE	+2.02%	-3.20%	-17.17%	-65.83%	5.65B
Average	+0.68%	-3.83%	-18.92%	-17.24%	77.87B
Weighted average by Cap.	+0.26%	-0.17%	-10.37%	+32.19%

	2023	2024
Net sales	6.78M 4.85M 4.19M 3.86M 3.62M 461M 6.88M 45.6M 17.78M 225M 18.21M 17.82M 777M	9.09M 6.51M 5.62M 5.18M 4.85M 619M 9.23M 61.2M 23.86M 301M 24.44M 23.92M 1.04B
Net income	-16.08M -11.52M -9.95M -9.17M -8.58M -1.09B -16.33M -108M -42.21M -533M -43.23M -42.31M -1.85B	-22.94M -16.43M -14.19M -13.08M -12.24M -1.56B -23.3M -154M -60.21M -760M -61.67M -60.36M -2.63B
Net Debt	3.97M 2.84M 2.45M 2.26M 2.12M 270M 4.03M 26.7M 10.41M 131M 10.66M 10.43M 455M	15.64M 11.21M 9.68M 8.92M 8.35M 1.07B 15.89M 105M 41.06M 518M 42.05M 41.16M 1.8B