Valuation : Pathfinder Bancorp, Inc.

Market Cap 108M 92.87M 87.63M 79.83M 149M 10.32B 151M 1.04B 402M 5.24B 406M 397M 16.63B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 183M 157M 148M 135M 253M 17.47B 255M 1.77B 680M 8.86B 686M 671M 28.15B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.7%
Yield 2024
2.29%
Yield 2025 2.83%
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Change 5-day change 1-year change 3-year change Capi.($)
-0.32%-2.35%+17.64%+145.82% 943B
-0.18%-0.76%+24.80%+120.59% 438B
-0.13%-1.04%+26.92%+103.07% 405B
-1.30%-2.21%+53.39%+161.64% 360B
+0.26%+0.31%+24.24%+127.15% 329B
+0.67%-0.99%+34.64%+123.23% 292B
-0.21%-2.53%+42.53%+137.29% 286B
-0.25%+0.29%+11.39%+118.17% 271B
-0.30%-3.54%+59.89%+188.84% 264B
Average -0.09%-1.33%+32.83%+136.20% 398.61B
Weighted average by Cap. -0.11%-1.53%+29.75%+136.34%

Financials

2024 2025
Net sales 39.58M 34.04M 32.11M 29.26M 54.69M 3.78B 55.19M 382M 147M 1.92B 149M 145M 6.1B 30.49M 26.22M 24.74M 22.54M 42.13M 2.91B 42.51M 295M 113M 1.48B 114M 112M 4.7B
Net income 3.38M 2.91M 2.75M 2.5M 4.67M 323M 4.72M 32.69M 12.58M 164M 12.7M 12.43M 521M -3.42M -2.94M -2.77M -2.53M -4.72M -327M -4.76M -33.02M -12.71M -166M -12.83M -12.55M -526M
Net Debt 98.85M 85.01M 80.21M 73.07M 137M 9.45B 138M 955M 368M 4.79B 371M 363M 15.23B 74.75M 64.29M 60.66M 55.26M 103M 7.15B 104M 722M 278M 3.63B 281M 275M 11.51B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
-
Sector
Banks
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