Valuation: Pathfinder Bancorp, Inc.

Market Cap 99.48M 87.25M 80.55M 74.44M 141M 9.53B 144M 968M 376M 4.66B 374M 365M 16.18B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 174M 153M 141M 130M 247M 16.68B 252M 1.7B 659M 8.16B 654M 640M 28.34B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.53%
Yield 2024
2.29%
Yield 2025 2.83%
1 day-0.31%
1 week-2.03%
Current month+0.13%
1 month+12.37%
3 months+16.06%
6 months+11.89%
Current year+12.69%
1 week 15.74
Extreme 15.745
16.88
1 month 13.72
Extreme 13.72
17.4
Current year 12.06
Extreme 12.0567
17.4
1 year 12.06
Extreme 12.0567
17.4
3 years 11.41
Extreme 11.413
19.86
5 years 11.41
Extreme 11.413
21.99
10 years 9.08
Extreme 9.08
21.99
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Date Insider Type Main position Quantity % Market Cap.
06-14Buy

General Counsel

1,000 0.0205%
06-01Buy

Chief Executive Officer

1,400 0.0287%
06-01
Pathfinder Bancorp ESOP
OtherCompany 0 0%
Change 5-day change 1-year change 3-year change Capi.($)
-0.31%-2.03%+5.93%+12.69% 99.48M
-2.54%-1.03%+16.92%+129.06% 886B
-2.61%-0.10%+23.65%+104.35% 414B
-2.05%+4.05%+9.51%+86.07% 368B
-2.16%-1.28%+58.11%+133.15% 326B
-1.77%-0.70%+61.66%+132.33% 286B
-2.05%+3.44%-1.34%+85.16% 285B
-1.86%-0.44%+4.87%+100.05% 262B
-1.18%+4.37%+7.96%+82.55% 262B
-0.73%+3.02%+72.11%+221.93% 238B
Average -1.24%+1.80%+25.94%+108.73% 332.55B
Weighted average by Cap. -0.95%+2.20%+25.54%+118.83%

Financials

2024 2025
Net sales 39.58M 34.71M 32.05M 29.62M 56.13M 3.79B 57.26M 385M 150M 1.85B 149M 145M 6.44B 30.49M 26.74M 24.69M 22.81M 43.24M 2.92B 44.11M 297M 115M 1.43B 114M 112M 4.96B
Net income 3.38M 2.97M 2.74M 2.53M 4.8M 324M 4.89M 32.93M 12.8M 159M 12.7M 12.43M 550M -3.42M -3M -2.77M -2.56M -4.85M -327M -4.94M -33.26M -12.92M -160M -12.83M -12.55M -556M
Net Debt 98.85M 86.7M 80.05M 73.97M 140M 9.47B 143M 962M 374M 4.63B 371M 363M 16.08B 74.75M 65.57M 60.53M 55.94M 106M 7.16B 108M 728M 283M 3.5B 281M 275M 12.16B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
177
Sector
Banks
Date Price Change Volume
26-07-08 US$15.90 -0.31% 9,912
26-07-07 US$15.95 -0.38% 304
26-07-06 US$16.01 -0.87% 9,642
26-07-02 US$16.15 -0.49% 10,029
26-07-01 US$16.23 +2.20% 11,712
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