Valuation: Pathfinder Bancorp, Inc.

Market Cap 101M 88.33M 81.18M 75.67M 144M 9.62B 146M 975M 379M 4.73B 379M 371M 16.3B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 176M 154M 141M 132M 250M 16.74B 253M 1.7B 659M 8.23B 660M 646M 28.35B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.53%
Yield 2024
2.29%
Yield 2025 2.83%
1 day-0.49%
1 week-1.52%
Current month+1.70%
1 month+18.32%
3 months+25.05%
6 months+14.38%
Current year+14.46%
1 week 15.79
Extreme 15.79
16.94
1 month 13.72
Extreme 13.72
17.4
Current year 12.06
Extreme 12.0567
17.4
1 year 12.06
Extreme 12.0567
17.4
3 years 11.41
Extreme 11.413
19.86
5 years 11.41
Extreme 11.413
21.99
10 years 9.08
Extreme 9.08
21.99
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Date Insider Type Main position Quantity % Market Cap.
06-14Buy

General Counsel

1,000 0.0205%
06-01Buy

Chief Executive Officer

1,400 0.0287%
06-01
Pathfinder Bancorp ESOP
OtherCompany 0 0%
Change 5-day change 1-year change 3-year change Capi.($)
-0.49%-1.52%+6.95%+14.54% 101M
+0.12%+1.65%+13.00%+128.14% 896B
+0.63%+1.47%+20.03%+101.13% 417B
+0.16%-2.87%+5.58%+51.65% 351B
+0.40%+2.00%+63.99%+131.20% 332B
-0.02%+0.82%+61.74%+129.51% 284B
-0.77%-5.81%-4.54%+51.95% 268B
-0.50%+1.97%+2.28%+97.03% 262B
0.00%-4.94%+4.34%+50.78% 247B
+0.60%+2.50%+67.43%+206.40% 232B
Average +0.01%-0.73%+24.08%+96.23% 328.89B
Weighted average by Cap. +0.11%-0.56%+23.37%+108.02%

Financials

2024 2025
Net sales 39.58M 34.6M 31.8M 29.64M 56.21M 3.77B 57.07M 382M 148M 1.85B 149M 145M 6.38B 30.49M 26.65M 24.49M 22.83M 43.3M 2.9B 43.96M 294M 114M 1.43B 114M 112M 4.92B
Net income 3.38M 2.96M 2.72M 2.53M 4.81M 322M 4.88M 32.63M 12.68M 158M 12.7M 12.43M 546M -3.42M -2.99M -2.75M -2.56M -4.85M -325M -4.93M -32.96M -12.81M -160M -12.83M -12.55M -551M
Net Debt 98.85M 86.42M 79.42M 74.03M 140M 9.41B 143M 953M 371M 4.63B 371M 363M 15.94B 74.75M 65.35M 60.06M 55.98M 106M 7.12B 108M 721M 280M 3.5B 281M 275M 12.06B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
177
Sector
Banks
Date Price Change Volume
26-07-02 US$16.15 -0.49% 10,029
26-07-01 US$16.23 +2.20% 11,712
26-06-30 US$15.88 -2.04% 12,295
26-06-29 US$16.21 -1.16% 10,269
26-06-26 US$16.40 +0.86% 8,231
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