Valuation: Pathfinder Bancorp, Inc.

Market Cap 99.54M 87.07M 80.31M 74.17M 141M 9.49B 143M 960M 377M 4.68B 374M 366M 16.08B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 174M 152M 141M 130M 246M 16.62B 251M 1.68B 660M 8.19B 654M 640M 28.15B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.53%
Yield 2024
2.29%
Yield 2025 2.83%
1 day+0.13%
1 week-0.06%
Current month+0.76%
1 month+6.45%
3 months+16.62%
6 months+12.48%
Current year+13.39%
1 week 15.42
Extreme 15.42
16.88
1 month 13.72
Extreme 13.72
17.4
Current year 12.06
Extreme 12.0567
17.4
1 year 12.06
Extreme 12.0567
17.4
3 years 11.41
Extreme 11.413
19.86
5 years 11.41
Extreme 11.413
21.99
10 years 9.08
Extreme 9.08
21.99
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 65 2004-12-31
Director/Board Member 54 2013-12-31
Director/Board Member 58 2023-05-31
Date Insider Type Main position Quantity % Market Cap.
06-14Buy

General Counsel

1,000 0.0205%
06-01
Pathfinder Bancorp ESOP
OtherCompany 0 0%
06-01Buy

Chief Executive Officer

1,400 0.0287%
Change 5-day change 1-year change 3-year change Capi.($)
+0.13%-0.06%+5.13%+13.07% 99.54M
+0.51%-0.16%+17.00%+132.29% 899B
+0.94%-0.10%+27.40%+108.79% 420B
+0.15%+3.74%+9.18%+84.49% 362B
+1.00%+1.38%+59.89%+142.38% 335B
+0.70%+2.59%+63.39%+137.81% 290B
+0.74%+3.70%-1.09%+86.04% 278B
+1.60%+5.82%+9.46%+84.42% 258B
+0.45%-0.21%+5.96%+106.20% 266B
+1.38%+4.69%+74.89%+227.28% 237B
Average +0.76%+1.60%+27.12%+112.28% 334.55B
Weighted average by Cap. +0.75%+1.39%+26.90%+122.75%

Financials

2024 2025
Net sales 39.58M 34.62M 31.93M 29.49M 55.96M 3.77B 56.9M 382M 150M 1.86B 149M 145M 6.39B 30.49M 26.67M 24.6M 22.72M 43.11M 2.91B 43.83M 294M 115M 1.43B 114M 112M 4.92B
Net income 3.38M 2.96M 2.73M 2.52M 4.78M 323M 4.86M 32.61M 12.81M 159M 12.7M 12.43M 546M -3.42M -2.99M -2.76M -2.55M -4.83M -326M -4.91M -32.94M -12.94M -161M -12.83M -12.55M -552M
Net Debt 98.85M 86.47M 79.75M 73.66M 140M 9.43B 142M 953M 374M 4.64B 371M 363M 15.97B 74.75M 65.39M 60.31M 55.7M 106M 7.13B 107M 721M 283M 3.51B 281M 275M 12.07B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
177
Sector
Banks
Date Price Change Volume
26-07-10 US$16.00 +0.57% 115,607
26-07-09 US$15.91 +0.06% 12,451
26-07-08 US$15.90 -0.31% 9,912
26-07-07 US$15.95 -0.38% 304
26-07-06 US$16.01 -0.87% 9,642
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