Valuation: Pathfinder Bancorp, Inc.

Market Cap 99.48M 87.12M 80.41M 74.3M 141M 9.5B 144M 964M 375M 4.66B 373M 365M 16.17B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 174M 153M 141M 130M 247M 16.65B 251M 1.69B 657M 8.16B 654M 640M 28.32B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.53%
Yield 2024
2.29%
Yield 2025 2.83%
1 day-0.31%
1 week+0.13%
Current month+0.13%
1 month+14.68%
3 months+19.46%
6 months+11.58%
Current year+12.69%
1 week 15.74
Extreme 15.745
16.94
1 month 13.72
Extreme 13.72
17.4
Current year 12.06
Extreme 12.0567
17.4
1 year 12.06
Extreme 12.0567
17.4
3 years 11.41
Extreme 11.413
19.86
5 years 11.41
Extreme 11.413
21.99
10 years 9.08
Extreme 9.08
21.99
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Date Insider Type Main position Quantity % Market Cap.
06-14Buy

General Counsel

1,000 0.0205%
06-01
Pathfinder Bancorp ESOP
OtherCompany 0 0%
06-01Buy

Chief Executive Officer

1,400 0.0287%
Change 5-day change 1-year change 3-year change Capi.($)
-0.31%+0.13%+6.50%+12.69% 99.79M
-2.54%+1.01%+13.24%+129.06% 909B
-2.61%+2.32%+19.81%+104.35% 425B
+5.08%+6.07%+11.26%+88.92% 360B
-2.16%-0.62%+59.11%+133.15% 333B
-1.77%-0.70%+61.90%+132.33% 291B
+5.75%+2.60%+0.98%+89.47% 271B
-1.86%+3.53%+3.91%+100.05% 267B
+5.60%+2.00%+9.46%+84.42% 254B
-0.38%+7.05%+74.35%+224.63% 240B
Average +1.02%+1.57%+26.05%+109.91% 334.96B
Weighted average by Cap. +0.94%+2.09%+25.00%+120.23%

Financials

2024 2025
Net sales 39.58M 34.66M 31.99M 29.56M 56.07M 3.78B 57.1M 383M 149M 1.85B 149M 145M 6.43B 30.49M 26.7M 24.64M 22.77M 43.2M 2.91B 43.99M 295M 115M 1.43B 114M 112M 4.96B
Net income 3.38M 2.96M 2.73M 2.53M 4.79M 323M 4.88M 32.77M 12.75M 158M 12.7M 12.42M 550M -3.42M -2.99M -2.76M -2.55M -4.84M -326M -4.93M -33.1M -12.88M -160M -12.83M -12.55M -555M
Net Debt 98.85M 86.58M 79.9M 73.83M 140M 9.44B 143M 958M 373M 4.63B 371M 363M 16.07B 74.75M 65.47M 60.42M 55.83M 106M 7.14B 108M 724M 282M 3.5B 281M 275M 12.15B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
177
Sector
Banks
Date Price Change Volume
26-07-08 US$15.90 -0.31% 9,912
26-07-07 US$15.95 -0.38% 304
26-07-06 US$16.01 -0.87% 9,642
26-07-02 US$16.15 -0.49% 10,029
26-07-01 US$16.23 +2.20% 11,712
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