Valuation: Pathfinder Bancorp, Inc.

Market Cap 103M 88.15M 82.48M 75.5M 142M 9.85B 144M 974M 380M 4.95B 386M 378M 16.36B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 178M 152M 142M 130M 245M 17B 248M 1.68B 656M 8.54B 667M 653M 28.24B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
52.7%
Yield 2024
2.29%
Yield 2025 2.83%
1 day-1.32%
1 week+0.74%
Current month+0.25%
1 month+2.47%
3 months+20.87%
6 months+23.23%
Current year+16.16%
1 week 16.25
Extreme 16.25
16.8
1 month 15.47
Extreme 15.47
17.22
Current year 12.06
Extreme 12.0567
17.4
1 year 12.06
Extreme 12.0567
17.4
3 years 11.41
Extreme 11.413
19.86
5 years 11.41
Extreme 11.413
21.99
10 years 9.08
Extreme 9.08
21.99
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Date Insider Type Main position Quantity % Market Cap.
4/8/26 Other

Chief Executive Officer

0 0%
2/27/26
Pathfinder Bancorp ESOP
OtherCompany 0 0%
2/27/26 Fiscal year

Executive/Senior Manager

6,083 0.1269%
Change 5-day change 1-year change 3-year change Capi.($)
-1.32%+0.74%+12.11%+25.21% 104M
+0.01%-3.10%+20.62%+135.20% 934B
-0.27%-4.34%+27.83%+111.63% 433B
0.00%+4.33%+25.84%+122.47% 395B
+1.05%-0.62%+56.97%+160.31% 352B
+0.49%+5.78%+19.44%+129.98% 315B
-0.34%-6.10%+49.08%+132.90% 286B
+1.19%+4.86%+24.55%+111.73% 273B
+0.17%-5.61%+7.72%+97.32% 253B
+1.27%-4.83%+55.60%+220.80% 246B
Average +0.32%-1.17%+29.98%+124.76% 348.58B
Weighted average by Cap. +0.43%-1.53%+29.83%+134.15%

Financials

2024 2025
Net sales 39.58M 33.9M 31.72M 29.04M 54.49M 3.79B 55.21M 375M 146M 1.9B 149M 145M 6.29B 30.49M 26.12M 24.44M 22.37M 41.98M 2.92B 42.53M 289M 113M 1.47B 114M 112M 4.85B
Net income 3.38M 2.9M 2.71M 2.48M 4.66M 324M 4.72M 32.04M 12.49M 163M 12.7M 12.43M 538M -3.42M -2.93M -2.74M -2.51M -4.7M -327M -4.77M -32.36M -12.62M -164M -12.83M -12.55M -543M
Net Debt 98.85M 84.68M 79.23M 72.53M 136M 9.46B 138M 936M 365M 4.75B 371M 363M 15.72B 74.75M 64.03M 59.91M 54.84M 103M 7.15B 104M 708M 276M 3.59B 281M 275M 11.88B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
177
Sector
Banks
Date Price Change Volume
26-08-21 US$16.39 -1.32% 498
26-08-20 US$16.61 +1.71% 4,775
26-08-19 US$16.33 -1.21% 749
26-08-18 US$16.53 +1.60% 5,344
26-08-17 US$16.27 0.00% 4,593
  1. Stock Market
  2. Stocks
  3. PBHC Stock