Valuation: Pathfinder Bancorp, Inc.

Market Cap 106M 94.81M 88.45M 80.34M 151M 10.26B 152M 1.06B 415M 5.22B 398M 390M 16.78B P/E 2024
32.2x
P/E 2025 -25.4x
Enterprise Value 181M 162M 151M 137M 258M 17.5B 260M 1.81B 708M 8.9B 679M 664M 28.6B EV / Sales 2024
5.2x
EV / Sales 2025 5.31x
Free-Float
53.42%
Yield 2024
2.29%
Yield 2025 2.83%
Manager TitleAgeSince
Chief Executive Officer 58 2022-04-13
Director of Finance/CFO 52 2024-06-27
Chief Tech/Sci/R&D Officer 44 -
Director TitleAgeSince
Director/Board Member 58 2023-05-31
Director/Board Member 65 2004-12-31
Chairman 57 2024-06-05
Change 5-day change 1-year change 3-year change Capi.($)
-0.51%-0.38%+7.11%+127.14% 881B
+1.19%-0.52%+36.96%+108.42% 417B
-1.05%-1.67%+6.42%+105.29% 378B
+1.52%+0.68%+31.14%+129.38% 358B
-4.36%-5.98%+34.10%+118.29% 335B
+1.30%-0.66%+34.00%+123.23% 331B
+1.92%+0.25%+46.63%+123.44% 304B
-2.28%-2.54%+33.99%+136.19% 272B
-2.82%-4.86%+53.48%+179.37% 261B
Average -0.41%-1.10%+31.54%+127.86% 392.79B
Weighted average by Cap. -0.31%-1.18%+26.95%+125.86%

Financials

2024 2025
Net sales 39.58M 35.36M 32.99M 29.97M 56.44M 3.83B 56.86M 396M 155M 1.95B 149M 145M 6.26B 30.49M 27.24M 25.42M 23.08M 43.48M 2.95B 43.8M 305M 119M 1.5B 114M 112M 4.82B
Net income 3.38M 3.02M 2.82M 2.56M 4.82M 327M 4.86M 33.89M 13.24M 166M 12.7M 12.43M 535M -3.42M -3.05M -2.85M -2.59M -4.87M -331M -4.91M -34.23M -13.37M -168M -12.83M -12.55M -540M
Net Debt 98.85M 88.33M 82.4M 74.85M 141M 9.56B 142M 990M 387M 4.86B 371M 363M 15.63B 74.75M 66.79M 62.31M 56.6M 107M 7.23B 107M 749M 293M 3.68B 281M 275M 11.82B
Logo Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. is a bank holding company, which operates through its subsidiary, Pathfinder Bank (the Bank). The Bank is primarily engaged in the business of attracting deposits from the public and investing such deposits in loans secured by commercial and residential real estate, and commercial business and consumer assets other than real estate. The Company also invests in mortgage-backed securities issued or guaranteed by the United States government-sponsored enterprises, collateralized mortgage obligations and similar debt securities issued by both government-sponsored entities and private (non-governmental) issuers, and asset-backed securities that are generally issued by private entities. Its loan portfolio includes municipal loans, home equity loans and lines and consumer loans. The Company operates over 12 full-service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.
Employees
-
Sector
Banks