Business Segments ForteBank

Stocks

End-of-day quote Kazakhstan S.E. Other stock markets 2026-08-11			5-day change	1st Jan Change
10.89 ^KZT	+2.74%		+9.01%	-28.54%

06-18	ForteBank JSC Elects S. Levin as Member of Management Board	CI
05-14	ForteBank Joint Stock Company Reports Earnings Results for the First Quarter Ended March 31, 2026	CI

Breakdown by Business Segment (KZT)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Retail Banking (RB)	43.28B	56.84B	69.43B	81.31B	136B
Total Assets	380B	520B	558B	693B	2,336B
Interest Expense	-22.7B	-29.49B	-52.17B	-73.63B	-107B
Income Tax Expense	154M	104M	5M	2.29B	12.65B
EBT	9.21B	18.76B	30.96B	31.03B	76.21B
Net Income	9.06B	18.65B	30.96B	28.74B	63.56B
Small and Middle Sized Companies	40.09B	65.64B	94.04B	108B	125B
Total Assets	324B	419B	440B	558B	797B
Interest Expense	-13.07B	-16.92B	-27.22B	-44.86B	-75.9B
Income Tax Expense	470M	254M	12M	5.74B	15.03B
EBT	28.08B	45.38B	70.44B	77.89B	90.54B
Net Income	27.6B	45.12B	70.43B	72.15B	75.51B
Corporate Business (CB)	19.68B	35.52B	38.51B	46.76B	69.84B
Total Assets	256B	466B	437B	609B	902B
Interest Expense	-26.78B	-39.31B	-53.64B	-66.75B	-97.31B
Income Tax Expense	231M	162M	6M	3.15B	10.31B
EBT	13.78B	28.08B	33.87B	42.73B	62.09B
Net Income	13.55B	27.91B	33.86B	39.58B	51.78B
Credit Agencies
Other	10.8B	10.29B	10.55B	19.52B	27.67B
Total Assets	192B	158B	230B	237B	578B
Interest Expense	-9.97B	-9.99B	-8.71B	-1.64B	-1.2B
Income Tax Expense	1.69B	-	-	-	-
EBT	-13.85B	-12.61B	-24.76B	-15.52B	-3.94B
Net Income	-15.54B	-12.61B	-24.76B	-15.52B	-3.94B
Heritage	-	-	-	-	-
Interest Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
Net Income	-	-	-	-	-
Elimination	17.64B	-7.21B	-15.37B	21.59B	944M
Investment Funds
Investing Activities	-3.92B	3.31B	5.47B	-1.21B	-21.23B
Total Assets	1,274B	1,227B	1,589B	1,994B	1,490B
Interest Expense	-24.59B	-36.4B	-39.02B	-73.41B	-85.78B
Income Tax Expense	501M	107M	1M	2.82B	818M
EBT	29.88B	19.11B	5.95B	38.22B	4.93B
Net Income	29.38B	19B	5.95B	35.4B	4.11B

Geographical breakdown of sales (KZT)

Fiscal Period: December	2021	2022	2023	2024	2025
Kazakhstan	128B	164B	202B	276B	341B
Total Assets	2,426B	2,789B	3,253B	4,091B	6,102B
Interest Expense	-97.11B	-132B	-181B	-260B	-368B
Income Tax Expense	3.04B	627M	24M	14B	38.81B
D&A	6.47B	5.64B	6.85B	5.82B	10.24B
CAPEX	-5.6B	-7.36B	-6.62B	-9.55B	-23.05B
Net Income	64.06B	98.09B	116B	160B	190B
EBT	67.1B	98.71B	116B	174B	230B