Company Valuation: First Internet Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 463.5 224.4 209.1 312 181.7 227.7 -
Change - -51.6% -6.8% 49.2% -41.76% 25.31% -
Enterprise Value (EV) 463.5 224.4 209.1 312 181.7 227.7 227.7
Change - -51.6% -6.8% 49.2% -41.76% 25.31% 0%
P/E 9.76x 6.56x 25.5x 12.5x -5.18x 11x 5.66x
PBR 1.21x 0.6x 0.58x 0.81x 0.5x 0.6x 0.54x
PEG - -0.3x -0.3x 0x 0x -0x 0.1x
Capitalization / Revenue 4.99x 2.26x 2.61x 3.39x 1.53x 1.62x 1.41x
EV / Revenue 0x 0x 0x 0x 0x 1.62x 1.41x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 3.05x 2.72x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 0.24 0.24 0.24 0.24 0.24 0.24 0.24
Rate of return 0.51% 0.99% 0.99% 0.67% 1.15% 0.92% 0.92%
EPS 2 4.82 3.7 0.95 2.88 -4.03 2.364 4.604
Distribution rate 4.98% 6.49% 25.3% 8.33% -5.96% 10.2% 5.21%
Net sales 1 92.82 99.44 80.14 92.03 118.4 140.8 161
EBITDA - - - - - - -
EBIT 1 56.53 47.17 31.49 44.61 59.68 74.67 83.73
Net income 1 48.11 35.54 8.417 25.28 -35.17 20.79 40.52
Net Debt - - - - - - -
Reference price 2 47.04 24.28 24.19 35.99 20.87 26.07 26.07
Nbr of stocks (in thousands) 9,854 9,240 8,644 8,668 8,706 8,734 -
Announcement Date 1/19/22 1/25/23 1/24/24 1/22/25 1/29/26 - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
11.65x - - 0.87% 240M
13.48x - - 1.85% 904B
6.24x - - 4.96% 410B
12.08x - - 2.13% 393B
12.31x - - 4.24% 345B
6.26x - - 4.92% 333B
6.81x - - 4.66% 301B
17.69x - - 2.38% 283B
14.47x - - 2.72% 259B
11.37x - - 2.29% 251B
Average 11.24x 3.1% 347.92B
Weighted average by Cap. 11.35x 3.16%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. INBK Stock
  4. Valuation First Internet Bancorp