Projected Income Statement: First Internet Bancorp

Forecast Balance Sheet: First Internet Bancorp

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 1/19/22 1/25/23 1/24/24 1/22/25 1/29/26 - -
Estimates

Cash Flow Forecast: First Internet Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 25.56 29.89 17.52 5.367 2.592 1.228
Change - 16.95% -41.4% -69.36% -51.7% -52.62%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/15/21 3/15/22 3/14/23 3/13/24 3/12/25 3/11/26
1USD in Million
Estimates

Forecast Financial Ratios: First Internet Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 60.9% 47.44% 39.3% 48.48% 50.4% 52.97% 53.94%
EBT Margin (%) - 60.95% 40.33% 6.16% 29.93% -42.96% 16.24% 29.81%
Net margin (%) - 51.84% 35.74% 10.5% 27.47% -29.7% 12.96% 24.04%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 1.14% 0.85% 0.17% 0.46% -0.6% 0.33% 0.67%
ROE - 13.44% 9.53% 2.35% 6.7% -9.15% 5.31% 10.38%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 0.24 0.24 0.24 0.24 0.24 0.24 0.24
Change - - 0% 0% 0% 0% 0% 0%
Book Value Per Share 1 - 38.99 40.26 41.97 44.31 41.41 43.22 47.96
Change - - 3.26% 4.25% 5.58% -6.54% 4.36% 10.98%
EPS 1 - 4.82 3.7 0.95 2.88 -4.03 2.174 4.69
Change - - -23.24% -74.32% 203.16% -239.93% 153.95% 115.73%
Nbr of stocks (in thousands) - 9,854 9,240 8,644 8,668 8,706 8,717 8,717
Announcement Date - 1/19/22 1/25/23 1/24/24 1/22/25 1/29/26 - -
1USD
Estimates
2026 *2027 *
P/E 12.9x 5.99x
PBR 0.65x 0.59x
EV / Sales 1.67x 1.43x
Yield 0.85% 0.85%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
28.10USD
Average target price
27.60USD
Spread / Average Target
-1.78%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. INBK Stock
  4. Financials First Internet Bancorp