Valuation: Community Financial System, Inc.

Market Cap 3.12B 2.8B 2.61B 2.36B 4.46B 299B 4.49B 31.33B 12.26B 154B 11.73B 11.47B 496B P/E 2026 *
12.8x
P/E 2027 * 11.5x
Enterprise Value 3.12B 2.8B 2.61B 2.36B 4.46B 299B 4.49B 31.33B 12.26B 154B 11.73B 11.47B 496B EV / Sales 2026 *
3.48x
EV / Sales 2027 * 3.24x
Free-Float
94.8%
Yield 2026 *
3.21%
Yield 2027 * 3.28%
1 day+1.26%
1 week-1.26%
Current month-0.29%
1 month-5.07%
3 months-11.10%
6 months-4.93%
Current year+3.36%
1 week 58.09
Extreme 58.09
59.78
1 month 58.09
Extreme 58.09
63.62
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 2023-12-31
Director of Finance/CFO 48 2025-03-30
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 60 2010-02-25
Director/Board Member 60 2010-02-25
Director/Board Member 59 2010-02-25
Date Insider Type Main position Quantity % Market Cap. Importance
9/17/26 Free

Director

347 0.0007%
9/17/26 Other

Director

396 0.0008%
9/9/26 Buy

Director

400 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
+1.26%-1.26%+7.17%+41.86% 3.08B
+0.39%+0.58%+11.10%+129.27% 885B
+0.26%+0.73%+34.89%+98.31% 414B
+0.48%+1.07%+12.19%+102.90% 380B
+0.53%+2.37%+26.51%+125.76% 358B
-0.15%+2.54%+35.18%+113.25% 333B
+2.34%-2.10%+43.72%+117.12% 316B
0.00%+3.99%+49.64%+122.60% 306B
+1.07%-1.37%+36.07%+136.94% 266B
-0.28%+2.31%+7.34%+109.66% 253B
Average +0.57%+0.62%+26.38%+109.77% 351.38B
Weighted average by Cap. +0.53%+0.70%+25.78%+118.32%

Financials

2026 *2027 *
Net sales 896M 802M 748M 679M 1.28B 85.69B 1.29B 8.99B 3.52B 44.22B 3.37B 3.29B 142B 965M 864M 806M 731M 1.38B 92.27B 1.39B 9.68B 3.79B 47.62B 3.63B 3.55B 153B
Net income 246M 220M 205M 186M 351M 23.49B 353M 2.46B 965M 12.12B 923M 903M 39.01B 274M 246M 229M 208M 392M 26.24B 394M 2.75B 1.08B 13.54B 1.03B 1.01B 43.57B
Net Debt - -
Projected Income Statement - Annual - Community Financial System, Inc.
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
26-10-12 US$59.37 +1.26% 188,546
26-10-09 US$58.63 -0.80% 314,863
26-10-08 US$59.10 -0.20% 333,379
26-10-07 US$59.22 -0.60% 318,251
26-10-06 US$59.58 -0.91% 197,931
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Ratings Surperformance© - Community Financial System, Inc.
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
59.37USD
Average target price
69.00USD
Spread / Average Target
+16.22%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Community Financial System, Inc.