|
Real-time Estimate
Cboe BZX
14:18:57 2026-10-19 EDT
|
5-day change | 1st Jan Change | ||
| 59.96 USD | -0.46% |
|
+0.96% | +4.35% |
| 09-08 | Community Financial System's BPAS Acquires ESOP One to Expand Services | MT |
| 07-28 | Tranche Update on Community Financial System, Inc.'s Equity Buyback Plan announced on January 6, 2026. | CI |
Company Valuation: Community Financial System, Inc.
Data adjusted to current consolidation scope
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 |
|---|---|---|---|---|---|---|---|---|
| Market Cap 1 | 4,017 | 3,383 | 2,782 | 3,242 | 3,025 | 3,170 | - | - |
| Change | - | -15.79% | -17.76% | 16.54% | -6.69% | 4.78% | - | - |
| Enterprise Value (EV) | 4,017 | 3,383 | 2,782 | 3,242 | 3,025 | 3,170 | 3,170 | 3,170 |
| Change | - | -15.79% | -17.76% | 16.54% | -6.69% | 4.78% | 0% | 0% |
| P/E | 21.4x | 18.2x | 20.6x | 17.9x | 14.5x | 13x | 11.6x | 9.88x |
| PBR | 1.91x | 2.18x | 1.63x | 1.84x | 1.51x | 1.47x | 1.36x | - |
| PEG | - | -31.67x | -0.8x | 0.5x | 0.9x | 0.8x | 1x | 0.6x |
| Capitalization / Revenue | 6.47x | 4.98x | 4.27x | 4.34x | 3.7x | 3.54x | 3.28x | 2.97x |
| EV / Revenue | 0x | 0x | 0x | 0x | 0x | 3.54x | 3.28x | 2.97x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / EBIT | 0x | 0x | 0x | 0x | 0x | 9.2x | 8.44x | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 1.7 | 1.74 | 1.78 | 1.82 | 1.86 | 1.903 | 1.945 | 1.96 |
| Rate of return | 2.28% | 2.76% | 3.42% | 2.95% | 3.24% | 3.16% | 3.23% | 3.25% |
| EPS 2 | 3.48 | 3.46 | 2.53 | 3.44 | 3.97 | 4.638 | 5.184 | 6.1 |
| Distribution rate | 48.9% | 50.3% | 70.4% | 52.9% | 46.9% | 41% | 37.5% | 32.1% |
| Net sales 1 | 620.6 | 679.4 | 652.1 | 746.3 | 818 | 896.6 | 965.4 | 1,068 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 236.7 | 263.9 | 246.1 | 282.3 | 296.7 | 344.6 | 375.4 | - |
| Net income 1 | 189.7 | 188.1 | 136.5 | 182.5 | 210.5 | 245.3 | 274.5 | 322.5 |
| Net Debt | - | - | - | - | - | - | - | - |
| Reference price 2 | 74.48 | 62.95 | 52.11 | 61.68 | 57.44 | 60.24 | 60.24 | 60.24 |
| Nbr of stocks (in thousands) | 53,931 | 53,734 | 53,386 | 52,560 | 52,661 | 52,616 | - | - |
| Announcement Date | 1/24/22 | 1/24/23 | 1/23/24 | 1/21/25 | 1/27/26 | - | - | - |
1USD in Million2USD
Estimates
P/E, Detailed evolution
| P/E (N) | EV / Sales (N) | EV / EBITDA (N) | Dividend Yield (N) | Capi.($) | ||
|---|---|---|---|---|---|---|
 | 12.99x | - | - | 3.16% | 3.17B | |
| 13.64x | - | - | 1.87% | 902B | |
| 6.27x | - | - | 4.95% | 426B | |
| 7x | - | - | 4.58% | 372B | |
| 11.56x | - | - | 2.33% | 355B | |
| 6.33x | - | - | 4.89% | 338B | |
| 11.7x | - | - | 4.46% | 326B | |
| 6.94x | - | - | 4.57% | 312B | |
| 17.25x | - | - | 2.44% | 274B | |
| 11.43x | - | - | 2.26% | 252B | |
| Average | 10.51x | 3.55% | 355.99B | |||
| Weighted average by Cap. | 10.52x | 3.4% |
Y-o-Y evolution of P/E
Historical PBR trend
Evolution Enterprise Value / Sales
Change in Enterprise Value/EBITDA
Year-on-year evolution of the Yield
- Stock Market
- Stocks
- CBU Stock
- Valuation Community Financial System, Inc.
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