Valuation Community Financial System, Inc.

Stocks

Market Closed - NYSE Other stock markets 16:00:03 2026-08-04 EDT			5-day change	1st Jan Change
66.75 ^USD	+0.32%		+3.09%	+16.21%

07-28	Tranche Update on Community Financial System, Inc.'s Equity Buyback Plan announced on January 6, 2026.	CI
07-28	Community Financial System, Inc., Q2 2026 Earnings Call, Jul 28, 2026

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Market Cap ¹	4,017	3,383	2,782	3,242	3,025	3,511	-
Change	-	-15.79%	-17.76%	16.54%	-6.69%	16.07%	-
Enterprise Value (EV)	4,017	3,383	2,782	3,242	3,025	3,511	3,511
Change	-	-15.79%	-17.76%	16.54%	-6.69%	16.07%	0%
P/E	21.4x	18.2x	20.6x	17.9x	14.5x	14.4x	12.9x
PBR	1.91x	2.18x	1.63x	1.84x	1.51x	1.62x	1.49x
PEG	-	-31.67x	-0.8x	0.5x	0.9x	0.9x	1.1x
Capitalization / Revenue	6.47x	4.98x	4.27x	4.34x	3.7x	3.92x	3.64x
EV / Revenue	0x	0x	0x	0x	0x	3.92x	3.64x
EV / EBITDA	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	10.1x	9.27x
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	1.7	1.74	1.78	1.82	1.86	1.903	1.945
Rate of return	2.28%	2.76%	3.42%	2.95%	3.24%	2.85%	2.91%
EPS ²	3.48	3.46	2.53	3.44	3.97	4.63	5.187
Distribution rate	48.9%	50.3%	70.4%	52.9%	46.9%	41.1%	37.5%
Net sales ¹	620.6	679.4	652.1	746.3	818	895.5	964
EBITDA	-	-	-	-	-	-	-
EBIT ¹	236.7	263.9	246.1	282.3	296.7	346.9	378.8
Net income ¹	189.7	188.1	136.5	182.5	210.5	245.1	274.8
Net Debt	-	-	-	-	-	-	-
Reference price ²	74.48	62.95	52.11	61.68	57.44	66.75	66.75
Nbr of stocks (in thousands)	53,931	53,734	53,386	52,560	52,661	52,598	-
Announcement Date	1/24/22	1/24/23	1/23/24	1/21/25	1/27/26	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
COMMUNITY FINANCIAL SYSTEM, INC.	14.37x	-	-	2.86%	3.5B
JPMORGAN CHASE & CO.	14.01x	-	-	1.79%	937B
BANK OF AMERICA CORPORATION	13.37x	-	-	1.9%	437B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.26x	-	-	4.95%	401B
HSBC HOLDINGS PLC	13.28x	-	-	3.91%	368B
CHINA CONSTRUCTION BANK CORPORATION	6.01x	-	-	5.07%	315B
ROYAL BANK OF CANADA	18.47x	-	-	2.31%	290B
BANK OF CHINA LIMITED	6.28x	-	-	5.01%	271B
WELLS FARGO & COMPANY	12.05x	-	-	2.17%	266B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	14.46x	-	-	2.74%	256B
Average	11.86x			3.27%	354.46B
Weighted average by Cap.	11.93x			3.06%