Company Valuation: Community Financial System, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 4,017 3,383 2,782 3,242 3,025 3,319 -
Change - -15.79% -17.76% 16.54% -6.69% 9.72% -
Enterprise Value (EV) 4,017 3,383 2,782 3,242 3,025 3,319 3,319
Change - -15.79% -17.76% 16.54% -6.69% 9.72% 0%
P/E 21.4x 18.2x 20.6x 17.9x 14.5x 13.6x 12.2x
PBR 1.91x 2.18x 1.63x 1.84x 1.51x 1.53x 1.41x
PEG - -31.67x -0.8x 0.5x 0.9x 0.8x 1x
Capitalization / Revenue 6.47x 4.98x 4.27x 4.34x 3.7x 3.71x 3.44x
EV / Revenue 0x 0x 0x 0x 0x 3.71x 3.44x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.57x 8.76x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 1.7 1.74 1.78 1.82 1.86 1.903 1.945
Rate of return 2.28% 2.76% 3.42% 2.95% 3.24% 3.02% 3.08%
EPS 2 3.48 3.46 2.53 3.44 3.97 4.63 5.187
Distribution rate 48.9% 50.3% 70.4% 52.9% 46.9% 41.1% 37.5%
Net sales 1 620.6 679.4 652.1 746.3 818 895.5 964
EBITDA - - - - - - -
EBIT 1 236.7 263.9 246.1 282.3 296.7 346.9 378.8
Net income 1 189.7 188.1 136.5 182.5 210.5 245.1 274.8
Net Debt - - - - - - -
Reference price 2 74.48 62.95 52.11 61.68 57.44 63.08 63.08
Nbr of stocks (in thousands) 53,931 53,734 53,386 52,560 52,661 52,616 -
Announcement Date 1/24/22 1/24/23 1/23/24 1/21/25 1/27/26 - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.64x - - 3.01% 3.32B
14.1x - - 1.77% 948B
13.3x - - 1.92% 435B
6.28x - - 4.94% 401B
12.65x - - 4.13% 355B
5.99x - - 5.09% 316B
18.11x - - 2.38% 288B
6.33x - - 4.97% 279B
11.67x - - 2.24% 258B
14.41x - - 2.75% 253B
Average 11.65x 3.32% 353.63B
Weighted average by Cap. 11.80x 3.09%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. CBU Stock
  4. Valuation Community Financial System, Inc.