Valuation Community Financial System, Inc.

Stocks

Market Closed - NYSE Other stock markets 16:00:02 2026-07-15 EDT			5-day change	1st Jan Change
68.76 ^USD	+1.30%		+5.28%	+19.71%

06-29	Community Financial System Insider Sold Shares Worth $816,786, According to a Recent SEC Filing	MT
06-01	Community Financial System Completes $39 Million Purchase of ClearPoint Federal Bank & Trust	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027
Market Cap ¹	4,017	3,383	2,782	3,242	3,025	3,614	-
Change	-	-15.79%	-17.76%	16.54%	-6.69%	19.47%	-
Enterprise Value (EV)	4,017	3,383	2,782	3,242	3,025	3,614	3,614
Change	-	-15.79%	-17.76%	16.54%	-6.69%	19.47%	0%
P/E	21.4x	18.2x	20.6x	17.9x	14.5x	14.5x	12.9x
PBR	1.91x	2.18x	1.63x	1.84x	1.51x	1.66x	1.54x
PEG	-	-31.67x	-0.8x	0.5x	0.9x	0.7x	1x
Capitalization / Revenue	6.47x	4.98x	4.27x	4.34x	3.7x	4.04x	3.75x
EV / Revenue	0x	0x	0x	0x	0x	4.04x	3.75x
EV / EBITDA	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	10.4x	9.37x
EV / FCF	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-
Dividend per Share ²	1.7	1.74	1.78	1.82	1.86	1.895	1.935
Rate of return	2.28%	2.76%	3.42%	2.95%	3.24%	2.76%	2.81%
EPS ²	3.48	3.46	2.53	3.44	3.97	4.755	5.35
Distribution rate	48.9%	50.3%	70.4%	52.9%	46.9%	39.9%	36.2%
Net sales ¹	620.6	679.4	652.1	746.3	818	895.1	964.3
EBITDA	-	-	-	-	-	-	-
EBIT ¹	236.7	263.9	246.1	282.3	296.7	346.2	385.7
Net income ¹	189.7	188.1	136.5	182.5	210.5	251.9	283.4
Net Debt	-	-	-	-	-	-	-
Reference price ²	74.48	62.95	52.11	61.68	57.44	68.76	68.76
Nbr of stocks (in thousands)	53,931	53,734	53,386	52,560	52,661	52,555	-
Announcement Date	1/24/22	1/24/23	1/23/24	1/21/25	1/27/26	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
COMMUNITY FINANCIAL SYSTEM, INC.	14.28x	-	-	2.79%	3.61B
JPMORGAN CHASE & CO.	13.69x	-	-	1.87%	922B
BANK OF AMERICA CORPORATION	13.2x	-	-	1.96%	432B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.72x	-	-	5.42%	374B
HSBC HOLDINGS PLC	12.26x	-	-	4.2%	342B
ROYAL BANK OF CANADA	18.95x	-	-	2.25%	302B
CHINA CONSTRUCTION BANK CORPORATION	5.36x	-	-	5.68%	282B
WELLS FARGO & COMPANY	11.73x	-	-	2.22%	265B
BANK OF CHINA LIMITED	5.8x	-	-	5.4%	261B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	14.6x	-	-	2.71%	257B
Average	11.56x			3.45%	344.15B
Weighted average by Cap.	11.72x			3.2%