Valuation Bread Financial Holdings, Inc.

Stocks

Market Closed - NYSE Other stock markets 16:00:03 2026-08-07 EDT			5-day change	1st Jan Change
108.32 ^USD	-1.48%		+0.23%	+46.32%

08-03	UBS Adjusts Price Target on Bread Financial Holdings to $127 From $120, Maintains Buy Rating	MT
07-29	Bread Financial Holdings Insider Sold Shares Worth $297,348, According to a Recent SEC Filing	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	3,314	1,877	1,625	3,036	3,380	4,162	-	-
Change	-	-43.35%	-13.45%	86.81%	11.36%	23.11%	-	-
Enterprise Value (EV)	3,314	5,993	16,947	17,996	18,000	4,162	4,162	4,162
Change	-	80.84%	182.76%	6.19%	0.03%	-76.88%	0%	0%
P/E	4.16x	8.44x	2.3x	11.1x	6.8x	8.98x	8.06x	7.1x
PBR	1.59x	0.83x	0.56x	0.98x	1.19x	1.25x	1.1x	0.98x
PEG	-	-0.1x	0x	-0.2x	0.1x	0.8x	0.7x	0.5x
Capitalization / Revenue	0.91x	0.49x	0.38x	0.79x	0.88x	1.04x	1x	0.96x
EV / Revenue	0x	0x	0x	0x	0x	1.04x	1x	0.96x
EV / EBITDA	0x	-	0x	0x	0x	5.33x	5.44x	5.12x
EV / EBIT	0x	0x	0x	0x	0x	2.06x	1.98x	2x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.84	0.84	0.84	0.84	0.86	0.925	0.9564	1.024
Rate of return	1.26%	2.23%	2.55%	1.38%	1.16%	0.85%	0.88%	0.95%
EPS ²	16.02	4.46	14.34	5.49	10.89	12.07	13.44	15.27
Distribution rate	5.24%	18.8%	5.86%	15.3%	7.9%	7.66%	7.12%	6.71%
Net sales ¹	3,655	3,826	4,289	3,838	3,845	3,996	4,151	4,326
EBITDA ¹	1,519	-	1,084	1,964	695	780.6	765.5	813.3
EBIT ¹	1,427	1,894	2,197	1,874	1,928	2,021	2,098	2,085
Net income ¹	801	223	718	277	518	490.5	495	521.6
Net Debt	-	4,116	15,322	14,960	14,620	-	-	-
Reference price ²	66.57	37.66	32.94	61.06	74.03	108.32	108.32	108.32
Nbr of stocks (in thousands)	49,785	49,853	49,331	49,715	45,662	38,419	-	-
Announcement Date	1/27/22	1/26/23	1/25/24	1/30/25	1/28/26	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
BREAD FINANCIAL HOLDINGS, INC.	8.98x	-	-	0.85%	4.16B
BAJAJ FINANCE LIMITED	26.09x	17.09x	-	0.67%	70.43B
ROCKET COMPANIES, INC.	32.51x	4.65x	15.58x	-.--%	38.85B
BAJAJ FINSERV LTD.	26.22x	5.21x	25.82x	0.07%	33.75B
SHRIRAM FINANCE LIMITED	18.7x	12.53x	24.33x	1.07%	27.57B
SYNCHRONY FINANCIAL	8.36x	1.96x	3.68x	1.63%	25.57B
SOFI TECHNOLOGIES, INC.	30.66x	4.43x	13.36x	-.--%	23.74B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	23.63x	18.96x	44.74x	0.15%	16.78B
TATA CAPITAL LIMITED	22.79x	22.64x	-	0.23%	16.41B
Average	21.99x	10.93x	21.25x	0.52%	28.58B
Weighted average by Cap.	24.29x	10.87x	19.90x	0.51%