Valuation: Bread Financial Holdings, Inc.

Market Cap 4.36B 3.76B 3.54B 3.22B 6.04B 416B 6.15B 41.46B 16.21B 208B 16.35B 16B 694B P/E 2026 *
9.4x
P/E 2027 * 8.44x
Enterprise Value 4.36B 3.76B 3.54B 3.22B 6.04B 416B 6.15B 41.46B 16.21B 208B 16.35B 16B 694B EV / Sales 2026 *
1.09x
EV / Sales 2027 * 1.05x
Free-Float
98.59%
Yield 2026 *
0.82%
Yield 2027 * 0.84%
1 day+1.59%
1 week+4.69%
Current month+4.93%
1 month+14.34%
3 months+30.71%
6 months+56.69%
Current year+53.18%
1 week 107.24
Extreme 107.2374
113.88
1 month 94.84
Extreme 94.84
114.12
Current year 67.78
Extreme 67.78
114.12
1 year 53.83
Extreme 53.83
114.12
3 years 26.08
Extreme 26.08
114.12
5 years 23.19
Extreme 23.19
114.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 2020-02-02
Director of Finance/CFO 60 2021-07-05
Chief Tech/Sci/R&D Officer 47 2024-01-22
Director TitleAgeSince
Director/Board Member 69 2015-04-30
Director/Board Member 65 2016-10-09
Director/Board Member 69 2019-06-03
Date Insider Type Main position Quantity % Market Cap.
7/28/26 Sell

Director

-2,802 0.0069%
7/15/26 Free

Chairman

730 0.0018%
2/19/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+1.59%+4.69%+89.95%+196.70% 4.36B
-0.35%+0.83%+26.18%+54.89% 70.68B
-1.86%+7.58%-20.35%+35.54% 41.8B
-0.82%-0.03%+4.32%+35.51% 33.58B
-0.35%+0.82%+82.11%+210.43% 27.66B
+1.15%+3.07%+13.30%+141.94% 26.36B
-0.73%-0.46%-23.03%+118.58% 23.62B
-2.56%-3.02%-23.93% - 17.2B
-0.77%+1.87%+30.58%+83.66% 17.01B
+0.12%-1.65% - - 16.06B
Average -0.46%+0.44%+19.90%+109.65% 27.83B
Weighted average by Cap. -0.63%+0.30%+14.20%+86.51%

Financials

2026 *2027 *
Net sales 4B 3.45B 3.25B 2.95B 5.54B 381B 5.64B 38.03B 14.87B 191B 15B 14.68B 636B 4.15B 3.59B 3.37B 3.07B 5.76B 396B 5.86B 39.5B 15.44B 199B 15.58B 15.25B 661B
Net income 491M 424M 399M 362M 680M 46.8B 692M 4.67B 1.82B 23.46B 1.84B 1.8B 78.1B 495M 428M 402M 366M 687M 47.23B 698M 4.71B 1.84B 23.67B 1.86B 1.82B 78.81B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
26-08-14 US$113.40 +1.59% 307,371
26-08-13 US$111.63 +1.07% 413,603
26-08-12 US$110.45 +2.26% 335,726
26-08-11 US$108.01 -0.37% 539,630
26-08-10 US$108.41 +0.08% 253,783
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
113.40USD
Average target price
113.53USD
Spread / Average Target
+0.12%

Quarterly revenue - Rate of surprise