Valuation: Bread Financial Holdings, Inc.

Market Cap 3.95B 3.47B 3.28B 2.99B 5.59B 379B 5.63B 39.21B 15.19B 194B 14.84B 14.52B 622B P/E 2026 *
8.44x
P/E 2027 * 7.52x
Enterprise Value 3.95B 3.47B 3.28B 2.99B 5.59B 379B 5.63B 39.21B 15.19B 194B 14.84B 14.52B 622B EV / Sales 2026 *
0.99x
EV / Sales 2027 * 0.95x
Free-Float
98.51%
Yield 2026 *
0.9%
Yield 2027 * 0.93%
1 day+1.33%
1 week-5.18%
Current month-1.49%
1 month-4.39%
3 months-1.95%
6 months+37.01%
Current year+39.01%
1 week 98.84
Extreme 98.84
110
1 month 98.84
Extreme 98.84
111.43
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 2020-02-02
Director of Finance/CFO 60 2021-07-05
Chief Tech/Sci/R&D Officer 47 2024-01-22
Director TitleAgeSince
Director/Board Member 69 2015-04-30
Director/Board Member 65 2016-10-09
Director/Board Member 69 2019-06-03
Date Insider Type Main position Quantity % Market Cap. Importance
7/28/26 Sell

Director

-2,802 0.0069%
7/15/26 Free

Chairman

730 0.0018%
5/29/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
+1.33%-5.18%+71.35%+199.85% 3.95B
+1.52%-4.17%-1.57%+27.48% 64.67B
+2.01%-0.98%-36.12%+47.52% 34.46B
+0.49%-4.40%-13.00%+12.27% 29.54B
+0.76%-0.60%+63.06%+156.66% 24.53B
+1.94%-2.80%-1.80%+132.07% 23.73B
-1.31%-2.24%-41.04%+120.77% 21.41B
-0.09%-1.26%-24.73%-1.20% 15.64B
-1.30%-6.66%+4.31%+40.37% 14.79B
+0.86%-3.47% - - 14.92B
Average +0.55%-2.79%+2.27%+81.76% 24.77B
Weighted average by Cap. +0.70%-2.45%-4.92%+63.20%

Financials

2026 *2027 *
Net sales 4.01B 3.52B 3.32B 3.03B 5.67B 384B 5.71B 39.77B 15.4B 196B 15.05B 14.73B 631B 4.15B 3.65B 3.44B 3.14B 5.87B 398B 5.92B 41.21B 15.96B 203B 15.6B 15.26B 654B
Net income 498M 437M 413M 376M 704M 47.72B 709M 4.94B 1.91B 24.38B 1.87B 1.83B 78.35B 508M 446M 421M 384M 718M 48.67B 723M 5.04B 1.95B 24.86B 1.91B 1.87B 79.91B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
26-09-25 US$102.91 +1.33% 467,560
26-09-24 US$101.56 +2.39% 969,085
26-09-23 US$99.19 -3.41% 924,443
26-09-22 US$102.69 -4.92% 929,144
26-09-21 US$108.00 -0.49% 385,666
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
102.91USD
Average target price
114.81USD
Spread / Average Target
+11.57%

Quarterly revenue - Rate of surprise