Valuation: Synchrony Financial

Market Cap 25.73B 22.27B 20.76B 19.1B 36.05B 2,447B 36.46B 244B 95.62B 1,223B 96.63B 94.49B 4,056B P/E 2026 *
8.42x
P/E 2027 * 7.55x
Enterprise Value 29.87B 25.85B 24.1B 22.18B 41.85B 2,841B 42.33B 283B 111B 1,420B 112B 110B 4,708B EV / Sales 2026 *
1.97x
EV / Sales 2027 * 2.17x
Free-Float
38.86%
Yield 2026 *
1.62%
Yield 2027 * 1.79%
1 day+0.65%
1 week+2.76%
Current month+4.57%
1 month+3.83%
3 months+6.75%
6 months+5.36%
Current year-5.01%
1 week 74.68
Extreme 74.6825
79.87
1 month 68.05
Extreme 68.05
79.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 2021-03-31
Director of Finance/CFO 58 2019-05-01
Director of Finance/CFO - 2014-03-31
Director TitleAgeSince
Director/Board Member 51 2021-03-31
Chairman 67 2023-04-02
Director/Board Member 73 2014-06-30
Date Insider Type Main position Quantity % Market Cap.
7/28/26 Tax

Chief Executive Officer

-2,353 0.0007%
6/30/26 Free

Director

789 0.0002%
6/30/26 Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
+0.65%+2.76%+14.44%+130.65% 25.73B
-1.77%-0.86%-17.89%+23.97% 39.92B
-0.90%+8.20%+7.88%+40.35% 35.38B
+3.40%+7.30%+78.75%+204.77% 26.72B
-2.41%+9.02%-16.32%+92.11% 24.13B
+0.73%+7.62%+28.18%+73.89% 16.81B
+0.77%-4.06%+8.49%+114.37% 12.11B
+2.65%+3.95%+59.47%+115.23% 9.32B
-0.15%+1.54%-23.80% - 7.63B
+0.20%+5.32%+17.39%+46.97% 7.53B
Average +0.68%+4.33%+15.66%+93.59% 20.53B
Weighted average by Cap. +0.49%+4.76%+13.28%+88.52%

Financials

2026 *2027 *
Net sales 15.18B 13.14B 12.25B 11.27B 21.27B 1,444B 21.52B 144B 56.43B 722B 57.02B 55.76B 2,393B 15.98B 13.83B 12.9B 11.87B 22.4B 1,520B 22.65B 152B 59.4B 760B 60.03B 58.7B 2,520B
Net income 3.11B 2.69B 2.51B 2.31B 4.35B 295B 4.4B 29.44B 11.54B 148B 11.66B 11.4B 489B 3.06B 2.64B 2.46B 2.27B 4.28B 291B 4.33B 28.97B 11.35B 145B 11.47B 11.22B 482B
Net Debt 4.14B 3.58B 3.34B 3.07B 5.8B 394B 5.87B 39.25B 15.38B 197B 15.54B 15.2B 652B 8.9B 7.7B 7.18B 6.61B 12.47B 847B 12.62B 84.42B 33.08B 423B 33.43B 32.69B 1,403B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
26-08-05 US$79.25 +0.21% 2,653,359
26-08-04 US$79.08 +1.59% 3,690,039
26-08-03 US$77.84 +2.70% 2,523,929
26-07-31 US$75.79 -1.79% 3,413,135
26-07-30 US$77.17 +2.93% 4,195,265
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
79.25USD
Average target price
89.09USD
Spread / Average Target
+12.41%

Quarterly revenue - Rate of surprise