Valuation United Bancorporation of Alabama, Inc.

Stocks

Real-time OTC Markets 15:10:55 2026-06-04 EDT			5-day change	1st Jan Change
54.40 ^USD	-.--%		-9.33%	+2.26%

09-09	United Bancorporation of Alabama, Inc. Addresses Latest Letter from Merion Road	CI
09-08	Blue Hill Advisors and Merion Road Capital Management Demand Board Seats at United Bancorporation of Alabama	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025
Market Cap ¹	83.04	111.7	126.5	146.6	192.1	162.7
Change	-	34.5%	13.23%	15.95%	31.01%	-15.3%
Enterprise Value (EV) ¹	-159.6	15.02	-135.3	-48.97	43.13	5.115
Change	-	109.41%	-1,000.47%	63.8%	188.08%	-88.14%
P/E	6.91x	6.11x	6.89x	4.72x	7.45x	10.2x
PBR	0.86x	1x	1.43x	1.18x	1.35x	1.11x
PEG	-	0.1x	1.38x	0.1x	-0.6x	-0.3x
Capitalization / Revenue	2.09x	2.08x	2.26x	1.86x	2.43x	2.34x
EV / Revenue	-4.02x	0.28x	-2.42x	-0.62x	0.55x	0.07x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	0.2	0.28	0.4	0.6	1.1	1.4
Rate of return	0.9%	0.94%	1.14%	1.44%	1.93%	2.63%
EPS ²	3.22	4.867	5.11	8.808	7.649	5.227
Distribution rate	6.21%	5.75%	7.83%	6.81%	14.4%	26.8%
Net sales ¹	39.69	53.75	56	78.69	79.05	69.69
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	12.17	18.53	18.68	31.54	28	19.67
Net Debt ¹	-242.7	-96.67	-261.7	-195.6	-149	-157.6
Reference price ²	22.25	29.74	35.20	41.60	57.00	53.20
Nbr of stocks (in thousands)	3,732	3,756	3,593	3,525	3,371	3,059
Announcement Date	4/1/21	3/21/22	3/30/23	4/9/24	3/15/25	4/30/26

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
UNITED BANCORPORATION OF ALABAMA, INC.	-	-	-	-	185M
JPMORGAN CHASE & CO.	13.31x	-	-	1.92%	881B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.99x	-	-	5.2%	416B
AGRICULTURAL BANK OF CHINA LIMITED	6.71x	-	-	4.77%	370B
BANK OF AMERICA CORPORATION	11.51x	-	-	2.37%	350B
CHINA CONSTRUCTION BANK CORPORATION	6.21x	-	-	5%	335B
BANK OF CHINA LIMITED	6.67x	-	-	4.79%	311B
HSBC HOLDINGS PLC	11.09x	-	-	4.68%	310B
ROYAL BANK OF CANADA	17.36x	-	-	2.43%	279B
WELLS FARGO & COMPANY	11.22x	-	-	2.3%	247B
Average	10.01x			3.72%	349.94B
Weighted average by Cap.	10.27x			3.52%