Company Valuation: Provident Financial

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 901 479.9 327.6 113.3 299.4 300.9 - -
Change - -46.74% -31.74% -65.41% 164.25% 0.5% - -
Enterprise Value (EV) 2,106 1,931 2,117 113.3 299.4 300.9 300.9 300.9
Change - -8.31% 9.65% -94.65% 164.25% 0.5% 0% 0%
P/E -28.1x 6.27x -53.8x -0.95x 38.6x 7.93x 5.16x 4.23x
PBR 1.44x 0.79x 0.56x 0.26x 0.62x 0.64x 0.58x 0.52x
PEG - -0x 0x -0x -0x 0x 0.1x 0.2x
Capitalization / Revenue 1.5x 1x 0.67x 0.25x 0.66x 0.59x 0.54x 0.5x
EV / Revenue 0x 0x 0x 0x 0x 0.59x 0.54x 0.5x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 1.1x 0.96x 0.85x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.12 0.153 0.06 - - - 0.0665 0.0795
Rate of return 3.34% 8% 4.64% - - - 5.53% 6.61%
EPS 2 -0.128 0.305 -0.024 -0.467 0.031 0.1517 0.233 0.284
Distribution rate -93.8% 50.2% -250% - - - 28.5% 28%
Net sales 1 602.6 480.7 488.8 458.5 454.9 512.8 557.9 603.2
EBITDA - - - - - - - -
EBIT 1 117.8 185.4 138.3 156.2 189.4 272.5 313 353.5
Net income 1 -32.1 77.4 -6 -119.3 8.2 41.13 61.57 74.87
Net Debt 1,205 1,451 1,790 - - - - -
Reference price 2 3.592 1.912 1.292 0.445 1.196 1.202 1.202 1.202
Nbr of stocks (in thousands) 250,842 250,976 253,537 254,613 250,332 250,332 - -
Announcement Date 3/31/22 3/31/23 3/27/24 3/14/25 2/26/26 - - -
1GBP in Million2GBP
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
26.64x17.11x - 0.64% 69.03B
26.86x4.51x15.28x-.--% 38.62B
25.61x5.18x25.67x0.08% 31.55B
18.41x12.46x23.72x1.12% 25.94B
7.68x1.8x3.4x1.77% 24.29B
29.54x4.38x12.87x-.--% 22.63B
22.85x18.82x45.74x0.16% 15.59B
29.17x - - - 15.35B
Average 23.35x 9.18x 21.11x 0.54% 30.37B
Weighted average by Cap. 23.95x 10.01x 19.56x 0.53%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. VANQ Stock
  4. PFG Stock
  5. Valuation Provident Financial