Valuation Provident Financial Liquidnet

Stocks

Real-time Estimate Cboe Europe 11:30:00 2026-10-07 EDT			5-day change	1st Jan Change
68.65 ^GBX	0.00%		0.00%	-

09-18	Vanquis Banking Group to Redeem Outstanding Tier 2 Notes Due 2032	MT
09-18	Vanquis Banking Group plc Announces Redemption of £200,000,000 Fixed Rate Reset Subordinated Tier 2 Notes Due 2032	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	901	479.9	327.6	113.3	299.4	171.2	-	-
Change	-	-46.74%	-31.74%	-65.41%	164.25%	-42.81%	-	-
Enterprise Value (EV)	2,106	1,931	2,117	113.3	299.4	171.2	171.2	171.2
Change	-	-8.31%	9.65%	-94.65%	164.25%	-42.81%	0%	0%
P/E	-28.1x	6.27x	-53.8x	-0.95x	38.6x	14.4x	4.59x	3.1x
PBR	1.44x	0.79x	0.56x	0.26x	0.62x	0.38x	0.36x	0.33x
PEG	-	-0x	0x	-0x	-0x	0.3x	0x	0.1x
Capitalization / Revenue	1.5x	1x	0.67x	0.25x	0.66x	0.35x	0.33x	0.31x
EV / Revenue	0x	0x	0x	0x	0x	0.35x	0.33x	0.31x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	0.72x	0.62x	0.55x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.12	0.153	0.06	-	-	0.01	0.0378	0.0553
Rate of return	3.34%	8%	4.64%	-	-	1.46%	5.52%	8.09%
EPS ²	-0.128	0.305	-0.024	-0.467	0.031	0.0475	0.149	0.221
Distribution rate	-93.8%	50.2%	-250%	-	-	21.1%	25.3%	25%
Net sales ¹	602.6	480.7	488.8	458.5	454.9	482.4	515.9	555.5
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	117.8	185.4	138.3	156.2	189.4	237	276	311.5
Net income ¹	-32.1	77.4	-6	-119.3	8.2	15	40.23	58.5
Net Debt	1,205	1,451	1,790	-	-	-	-	-
Reference price ²	3.5920	1.9120	1.2920	0.4450	1.1960	0.6840	0.6840	0.6840
Nbr of stocks (in thousands)	250,842	250,976	253,537	254,613	250,332	250,332	-	-
Announcement Date	3/31/22	3/31/23	3/27/24	3/14/25	2/26/26	-	-	-

¹GBP in Million²GBP

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
AMERICAN EXPRESS COMPANY	17.2x	-	-	1.25%	206B
CAPITAL ONE FINANCIAL CORPORATION	11.77x	2.38x	3.9x	1.65%	120B
BAJAJ FINANCE LIMITED	23.46x	16.26x	-	0.75%	62.12B
ROCKET COMPANIES, INC.	34.26x	4.89x	16.67x	-.--%	32.82B
BAJAJ FINSERV LTD.	22.87x	4.97x	24.62x	0.08%	29.06B
SHRIRAM FINANCE LIMITED	16.23x	11.52x	21.61x	1.23%	23.68B
SYNCHRONY FINANCIAL	7.64x	1.82x	3.42x	1.77%	23.48B
SOFI TECHNOLOGIES, INC.	26.6x	3.54x	10.62x	-.--%	20.36B
Average	20.00x	6.48x	13.47x	0.84%	64.66B
Weighted average by Cap.	17.98x	6.38x	10.17x	1.11%