Company Valuation: Provident Financial

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 901 479.9 327.6 113.3 299.4 202.8 - -
Change - -46.74% -31.74% -65.41% 164.25% -32.27% - -
Enterprise Value (EV) 2,106 1,931 2,117 113.3 299.4 202.8 202.8 202.8
Change - -8.31% 9.65% -94.65% 164.25% -32.27% 0% 0%
P/E -28.1x 6.27x -53.8x -0.95x 38.6x 5.19x 4.59x 3.35x
PBR 1.44x 0.79x 0.56x 0.26x 0.62x 0.44x 0.41x 0.38x
PEG - -0x 0x -0x -0x 0x 0.4x 0.1x
Capitalization / Revenue 1.5x 1x 0.67x 0.25x 0.66x 0.41x 0.39x 0.36x
EV / Revenue 0x 0x 0x 0x 0x 0.41x 0.39x 0.36x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 0.8x 0.7x 0.63x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.12 0.153 0.06 - - 0.00751 0.0444 0.0603
Rate of return 3.34% 8% 4.64% - - 0.93% 5.49% 7.45%
EPS 2 -0.128 0.305 -0.024 -0.467 0.031 0.156 0.1763 0.242
Distribution rate -93.8% 50.2% -250% - - 4.81% 25.2% 24.9%
Net sales 1 602.6 480.7 488.8 458.5 454.9 490.4 525.2 564.8
EBITDA - - - - - - - -
EBIT 1 117.8 185.4 138.3 156.2 189.4 252.5 291 322.5
Net income 1 -32.1 77.4 -6 -119.3 8.2 40 47.23 64.17
Net Debt 1,205 1,451 1,790 - - - - -
Reference price 2 3.5920 1.9120 1.2920 0.4450 1.1960 0.8100 0.8100 0.8100
Nbr of stocks (in thousands) 250,842 250,976 253,537 254,613 250,332 250,332 - -
Announcement Date 3/31/22 3/31/23 3/27/24 3/14/25 2/26/26 - - -
1GBP in Million2GBP
Estimates

P/E, Detailed evolution

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
26.64x4.51x15.03x-.--% 37.41B
27.22x5.28x26.18x0.07% 35.01B
19.1x12.69x24.65x1.04% 28.13B
8.39x1.96x3.68x1.63% 25.6B
30.2x4.36x13.12x-.--% 23.35B
24.5x19.25x45.4x0.15% 17.38B
12.16x - - 1.37% 12.2B
20.29x - - - 8.92B
24.08x39.82x - -.--% 7.56B
Average 21.40x 12.55x 21.35x 0.53% 21.73B
Weighted average by Cap. 22.21x 8.59x 20.15x 0.5%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. PFG Stock
  4. PFG Stock
  5. Valuation Provident Financial