Valuation: Provident Financial

Market Cap 196M 264M 229M 215M 369M 25.2B 374M 2.53B 988M 12.63B 992M 971M 42.15B P/E 2026 *
15.9x
P/E 2027 * 5.34x
Enterprise Value 196M 264M 229M 215M 369M 25.2B 374M 2.53B 988M 12.63B 992M 971M 42.15B EV / Sales 2026 *
0.41x
EV / Sales 2027 * 0.38x
Free-Float
88.66%
Yield 2026 *
1.26%
Yield 2027 * 4.75%
Manager TitleAgeSince
Chief Executive Officer 60 2023-07-31
Director of Finance/CFO 60 2023-10-31
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 2019-03-31
Director/Board Member 60 2023-03-08
Chairman 65 2023-09-14
Change 5-day change 1-year change 3-year change Capi.($)
-.--%-.--% - - 269M
-1.89%-0.43%-17.88%+20.09% 40.55B
-0.57%-4.01%+5.08%+34.34% 34.06B
-0.29%+4.02%+81.93%+210.96% 27.8B
+1.20%+0.42%+14.09%+128.39% 25.53B
-0.22%-4.06%-19.98%+107.40% 23.22B
-0.37%+1.53%+27.92%+82.24% 17.08B
-1.36%+0.22%+11.06%+113.05% 12.27B
+2.69%-0.43%+56.91%+122.93% 9.04B
-0.49%-2.70%-24.82% - 7.44B
Average -0.13%+0.34%+14.92%+102.42% 21.89B
Weighted average by Cap. -0.41%+0.13%+13.02%+92.45%

Financials

2026 *2027 *
Net sales 482M 651M 565M 529M 907M 62.03B 922M 6.24B 2.43B 31.09B 2.44B 2.39B 104B 516M 696M 604M 566M 970M 66.33B 986M 6.67B 2.6B 33.24B 2.61B 2.56B 111B
Net income 19M 25.63M 22.24M 20.85M 35.73M 2.44B 36.3M 246M 95.73M 1.22B 96.17M 94.16M 4.09B 40.23M 54.28M 47.1M 44.14M 75.65M 5.17B 76.87M 520M 203M 2.59B 204M 199M 8.65B
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.7830GBP
Average target price
1.375GBP
Spread / Average Target
+75.61%

Annual profits - Rate of surprise