Projected Income Statement: Orient CommercialBank

Forecast Balance Sheet: Orient CommercialBank

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 3/14/22 4/3/23 4/12/24 1/24/25 1/30/26 - -
Estimates

Cash Flow Forecast: Orient CommercialBank

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 48,090 125,359 3,134,727 381,840 278,200 532,727
Change - 160.68% 2,400.59% -87.82% -27.14% 91.49%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/14/22 3/14/22 6/5/23 3/25/24 4/4/25 3/18/26
1VND in Million
Estimates

Forecast Financial Ratios: Orient CommercialBank

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 73.06% 63.94% 64.52% 62.22% 63.81% 65.86% 66.48%
EBT Margin (%) - 61.87% 51.44% 46.31% 39.79% 43.45% 48.37% 51.88%
Net margin (%) - 49.39% 41.13% 36.96% - 34.69% 35.11% 35.83%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 2.61% 1.85% 1.52% 1.22% 1.34% 1.6% 1.7%
ROE - 22.45% 14.91% 12.28% 10.54% 12.23% 14.5% 15.4%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - - - - - - - -
Change - - - - - - - -
Book Value Per Share 1 - 7,120 8,252 - - 11,077 15,016 17,518
Change - - 15.9% - - - 35.56% 16.66%
EPS 1 - 1,426 1,136 1,070 - 1,299 2,011 2,503
Change - - -20.33% -5.87% - - 54.8% 24.47%
Nbr of stocks (in thousands) - 3,062,510 3,062,510 3,062,510 - 3,062,510 3,062,510 3,062,510
Announcement Date - 3/14/22 4/3/23 4/12/24 - 1/30/26 - -
1VND
Estimates
2026 *2027 *
P/E 5.45x 4.37x
PBR 0.73x 0.63x
EV / Sales 2.42x 2.09x
Yield - -

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
2
Last Close Price
10,950.00VND
Average target price
11,694.57VND
Spread / Average Target
+6.80%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. OCB Stock
  4. Financials Orient CommercialBank