Company Valuation: Intact Financial Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 28,951 34,159 36,353 46,683 50,755 46,651 - -
Change - 17.99% 6.42% 28.42% 8.72% -8.08% - -
Enterprise Value (EV) 1 31,904 34,159 40,263 50,219 53,816 48,664 48,664 48,664
Change - 7.07% 17.87% 24.73% 7.16% -9.57% 0% 0%
P/E 13.3x 14.5x 29.2x 21.2x 15.6x 17.3x 15.8x 14.5x
PBR 2x 2.43x 2.49x 2.82x 2.66x 2.3x 2.1x 1.95x
PEG - 1.7x -0.6x 0.3x 0.3x -1x 1.6x 1.68x
Capitalization / Revenue 1.78x 1.73x - 2.16x 2.2x 1.93x 1.83x 1.75x
EV / Revenue 1.96x 1.73x - 2.32x 2.33x 2.02x 1.91x 1.83x
EV / EBITDA - - - - - - - -
EV / EBIT 12x 12.8x - 29.7x 19.8x 18x 15.8x 11.7x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 3.4 4 4.4 4.84 5.32 5.918 6.429 6.937
Rate of return 2.07% 2.05% 2.16% 1.85% 1.86% 2.24% 2.43% 2.62%
EPS 2 12.4 13.46 6.99 12.36 18.35 15.26 16.79 18.24
Distribution rate 27.4% 29.7% 62.9% 39.2% 29% 38.8% 38.3% 38%
Net sales 1 16,238 19,792 - 21,658 23,056 24,150 25,471 26,605
EBITDA - - - - - - - -
EBIT 1 2,668 2,667 - 1,689 2,717 2,704 3,075 4,161
Net income 1 2,014 2,364 1,232 2,207 3,275 2,820 2,937 3,094
Net Debt 1 2,953 - 3,910 3,536 3,061 2,013 2,013 2,013
Reference price 2 164.42 194.91 203.86 261.73 285.73 264.54 264.54 264.54
Nbr of stocks (in thousands) 176,082 175,257 178,323 178,364 177,632 176,349 - -
Announcement Date 2/8/22 2/7/23 2/13/24 2/11/25 2/10/26 - - -
1CAD in Million2CAD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
12.27x - - 4.08% 132B
16.6x1.97x - 2.91% 104B
10.99x - - 1.22% 81.63B
6.74x - - 1.72% 64.02B
12.42x1.15x - 3.26% 48.3B
3.87x0.56x - 5.96% 44.27B
6.83x0.55x - 5.66% 43.2B
11.37x - - 2.39% 42.49B
11.48x0.89x - 2.84% 39.91B
Average 10.29x 1.02x 3.34% 66.66B
Weighted average by Cap. 11.14x 1.23x 3.22%

Y-o-Y evolution of P/E

Valuation ratios - P/E - Intact Financial Corporation

Historical PBR trend

Valuation ratios - PBR - Intact Financial Corporation

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - Intact Financial Corporation

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - Intact Financial Corporation


Year-on-year evolution of the Yield

Valuation ratios - Yield - Intact Financial Corporation
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