Projected Income Statement: Intact Financial Corporation

Forecast Balance Sheet: Intact Financial Corporation

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 1 2,953 - 3,910 3,536 3,061 2,013 2,013 2,013
Change - - - -9.57% -13.43% -34.24% 0% 0%
Announcement Date 2/8/22 2/7/23 2/13/24 2/11/25 2/10/26 - - -
1CAD in Million
Estimates

Cash Flow Forecast: Intact Financial Corporation

Fiscal Period: December 2026 2027
CAPEX 1 343 104
Change - -69.68%
Free Cash Flow (FCF) 1 - -
Change - -
Announcement Date - -
1CAD in Million
Estimates

Forecast Financial Ratios: Intact Financial Corporation

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) 16.43% 13.48% - 7.8% 11.78% 12.7% 12.61% 16.1%
EBT Margin (%) 15.81% 14.86% - 13.29% 18.68% 16.32% 15.62% 16.69%
Net margin (%) 12.4% 11.94% - 10.19% 14.2% 12.28% 11.57% 11.43%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - - - - - - - -
ROE 15.97% 15.48% 12.87% 16.5% 19.5% 15.05% 15.29% 14.29%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - 1.42% 0.41% -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 3.4 4 4.4 4.84 5.32 5.88 6.398 6.867
Change - 17.65% 10% 10% 9.92% 10.53% 8.81% 7.32%
Book Value Per Share 1 82.34 80.33 81.71 92.67 107.4 117.5 128.5 140.1
Change - -2.44% 1.72% 13.41% 15.84% 9.41% 9.39% 9.05%
EPS 1 12.4 13.46 6.99 12.36 18.35 16.77 16.97 17.53
Change - 8.55% -48.07% 76.82% 48.46% -8.61% 1.2% 3.3%
Nbr of stocks (in thousands) 176,082 175,257 178,323 178,364 177,632 176,349 176,349 176,349
Announcement Date 2/8/22 2/7/23 2/13/24 2/11/25 2/10/26 - - -
1CAD
Estimates
2026 *2027 *
P/E 14.7x 14.6x
PBR 2.1x 1.92x
EV / Sales 1.89x 1.78x
Yield 2.38% 2.59%

EPS & Dividend



Y-o-Y evolution of P/E

 

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
13
Last Close Price
247.09CAD
Average target price
326.23CAD
Spread / Average Target
+32.03%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. IFC Stock
  4. IFC.PR.E Stock
  5. Financials Intact Financial Corporation