Valuation: Harmoney Corp Limited

Market Cap 90.4M 51.62M 45.02M 42.51M 38.6M 72.32M 4.95B 72.62M 509M 196M 2.52B 194M 190M 8.1B P/E 2027 *
6.61x
P/E 2028 * 6.04x
Enterprise Value 61.18M 34.94M 30.47M 28.77M 26.12M 48.94M 3.35B 49.15M 345M 133M 1.7B 131M 128M 5.48B EV / Sales 2027 *
0.32x
EV / Sales 2028 * 0.32x
Free-Float
53.56%
Yield 2027 *
-
Yield 2028 * -
1 day-1.61%
1 week-5.18%
Current month-9.41%
1 month-12.02%
3 months-12.02%
6 months+8.93%
Current year-16.44%
1 week 0.37
Extreme 0.366
0.38
1 month 0.37
Extreme 0.366
0.42
Current year 0.33
Extreme 0.334
0.46
1 year 0.33
Extreme 0.334
0.46
3 years 0.18
Extreme 0.177
0.46
5 years 0.18
Extreme 0.176
1.21
10 years 0.18
Extreme 0.176
1.39
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Change 5-day change 1-year change 3-year change Capi.($)
-1.61%-5.18% - - 51.62M
+2.49%+0.56%+4.82%+37.99% 67.41B
-2.23%-6.75%-40.08%+36.56% 34.8B
-0.15%-0.31%-10.62%+21.20% 30.87B
+1.09%+3.56%+61.91%+167.32% 24.64B
+0.85%-1.25%-2.02%+133.33% 24.42B
+1.37%-2.08%-42.53%+103.85% 21.91B
+0.07%-0.81%+9.22%+49.82% 15.83B
+0.26%-0.00%-27.48%+0.10% 15.82B
+2.24%-3.18% - - 15.44B
Average +0.94%-2.41%-5.85%+68.77% 27.9B
Weighted average by Cap. +1.47%-2.12%-4.84%+63.35%

Financials

2027 *2028 *
Net sales 191M 109M 95.01M 89.71M 81.46M 153M 10.45B 153M 1.07B 415M 5.32B 409M 400M 17.1B 208M 119M 104M 98.02M 89.01M 167M 11.42B 167M 1.17B 453M 5.81B 447M 437M 18.69B
Net income 11.88M 6.78M 5.92M 5.59M 5.07M 9.5M 651M 9.54M 66.92M 25.82M 331M 25.49M 24.92M 1.07B 13.6M 7.77M 6.77M 6.4M 5.81M 10.88M 745M 10.93M 76.62M 29.57M 379M 29.18M 28.53M 1.22B
Net Debt -29.22M -16.69M -14.55M -13.74M -12.48M -23.37M -1.6B -23.47M -165M -63.51M -814M -62.68M -61.29M -2.62B -24.48M -13.98M -12.19M -11.51M -10.45M -19.58M -1.34B -19.66M -138M -53.2M -682M -52.51M -51.35M -2.19B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
84
Date Price Change
26-09-21 0.3660 -1.61%
26-09-18 €0.3720 -2.11%
26-09-17 €0.3800 -1.04%
26-09-16 €0.3840 +2.13%
26-09-15 €0.3760 -2.59%
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.8777NZD
Average target price
1.931NZD
Spread / Average Target
+120.02%

Quarterly revenue - Rate of surprise

-40%: Exceptional extension
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