Valuation: Harmoney Corp Limited

Market Cap 96.42M 56.67M 48.94M 46.05M 41.85M 78.72M 5.43B 79.87M 540M 212M 2.72B 213M 208M 9.04B P/E 2026 *
6.92x
P/E 2027 * 5.65x
Enterprise Value 90.57M 53.23M 45.97M 43.26M 39.31M 73.94M 5.1B 75.03M 507M 199M 2.55B 200M 196M 8.5B EV / Sales 2026 *
0.5x
EV / Sales 2027 * 0.43x
Free-Float
53.02%
Yield 2026 *
-
Yield 2027 * -
1 day+3.23%
1 week+6.67%
Current month+8.84%
1 month+11.11%
3 months+9.59%
6 months-6.98%
Current year-12.09%
1 week 0.76
Extreme 0.755
0.8
1 month 0.72
Extreme 0.72
0.8
Current year 0.63
Extreme 0.63
0.91
1 year 0.63
Extreme 0.63
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.05
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Date Insider Type Main position Quantity % Market Cap.
12/19/25 Free

Chief Executive Officer

3,120,000 2.9984%
12/8/25 Buy

Director

27,000 0.0259%
9/18/25 Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
+3.23%+6.67%+23.08%+90.48% 56.67M
+5.97%-2.30%-21.54%+33.24% 39.61B
+0.04%-0.42%+2.02%+36.10% 33.56B
-0.50%-1.67%+76.37%+199.72% 27.27B
+1.10%+2.69%+12.24%+142.93% 26.22B
+2.10%-1.78%-27.12%+114.84% 22.81B
-0.36%-1.82%+22.06%+78.61% 16.69B
-1.21%-0.60%+4.07%+126.59% 12.13B
-0.89%+3.06%+55.11%+136.30% 9.23B
+0.09%+10.67%+2,092.78%+3,208.12% 8.47B
Average +0.95%+2.16%+223.91%+416.69% 19.6B
Weighted average by Cap. +1.37%+0.04%+100.27%+232.76%

Financials

2026 *2027 *
Net sales 180M 106M 91.48M 86.07M 78.23M 147M 10.15B 149M 1.01B 396M 5.08B 398M 389M 16.91B 201M 118M 102M 96.06M 87.3M 164M 11.33B 167M 1.13B 442M 5.66B 444M 434M 18.87B
Net income 11.47M 6.74M 5.82M 5.48M 4.98M 9.37M 646M 9.5M 64.28M 25.19M 323M 25.32M 24.77M 1.08B 14.5M 8.52M 7.36M 6.93M 6.3M 11.84M 817M 12.02M 81.26M 31.85M 409M 32.01M 31.31M 1.36B
Net Debt -5.85M -3.44M -2.97M -2.79M -2.54M -4.77M -329M -4.84M -32.75M -12.84M -165M -12.9M -12.62M -548M -10.88M -6.4M -5.53M -5.2M -4.72M -8.89M -613M -9.02M -60.98M -23.9M -307M -24.02M -23.5M -1.02B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
79
Date Price Change Volume
26-08-19 A$0.8000 +3.23% 8,776
26-08-18 A$0.7750 +0.65% 21,467
26-08-17 A$0.7700 +0.65% 11,810
26-08-14 A$0.7650 +0.66% 521
26-08-13 A$0.7600 +1.33% 727
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9356NZD
Average target price
2.307NZD
Spread / Average Target
+146.63%

Quarterly revenue - Rate of surprise