Valuation : Harmoney Corp Limited

Market Cap 95.13M 56.48M 48.47M 45.5M 41.55M 78.42M 5.39B 78.8M 538M 209M 2.72B 212M 207M 9B P/E 2027 *
6.14x
P/E 2028 * 4.06x
Enterprise Value 65.91M 39.13M 33.58M 31.52M 28.79M 54.33M 3.73B 54.59M 373M 145M 1.88B 147M 144M 6.24B EV / Sales 2027 *
0.35x
EV / Sales 2028 * 0.33x
Free-Float
53.02%
Yield 2027 *
-
Yield 2028 * -
1 day-4.38%
1 week-4.38%
Current month+4.08%
1 month-3.16%
3 months+0.66%
6 months-10.00%
Current year-15.93%
1 week 0.76
Extreme 0.76
0.84
1 month 0.72
Extreme 0.72
0.84
Current year 0.63
Extreme 0.63
0.91
1 year 0.63
Extreme 0.63
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.04
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Date Insider Type Main position Quantity % Market Cap.
12/19/25 Free

Chief Executive Officer

3,120,000 2.9984%
12/8/25 Buy

Director

27,000 0.0259%
9/18/25 Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
-4.38%-4.38%-5.56%+75.86% 59.06M
+2.63%+1.03%-21.43%+36.06% 39.36B
+0.05%-0.05%+4.51%+34.08% 33.69B
-1.78%-0.26%+85.27%+195.55% 27.68B
+1.10%+4.96%+6.28%+151.77% 25.96B
+2.39%+7.22%-23.02%+133.46% 24.33B
-0.13%+0.74%+27.33%+71.93% 16.86B
-3.80%+7.90%+15.41%+139.52% 13.5B
+2.13%+3.70%+49.28%+145.88% 9.53B
+4.69%+13.56%+1,903.27%+4,105.90% 9.31B
Average +0.29%+2.72%+204.13%+509.00% 20.03B
Weighted average by Cap. +0.76%+1.13%+100.51%+289.03%

Financials

2027 *2028 *
Net sales 189M 112M 96.44M 90.52M 82.67M 156M 10.72B 157M 1.07B 415M 5.41B 422M 413M 17.91B 214M 127M 109M 103M 93.63M 177M 12.14B 178M 1.21B 470M 6.12B 478M 467M 20.28B
Net income 11.88M 7.05M 6.05M 5.68M 5.19M 9.79M 673M 9.84M 67.24M 26.06M 339M 26.48M 25.91M 1.12B 19.04M 11.31M 9.7M 9.11M 8.32M 15.7M 1.08B 15.77M 108M 41.77M 544M 42.45M 41.53M 1.8B
Net Debt -29.22M -17.35M -14.89M -13.98M -12.76M -24.09M -1.65B -24.2M -165M -64.09M -835M -65.13M -63.72M -2.76B -24.48M -14.53M -12.47M -11.71M -10.69M -20.18M -1.39B -20.28M -139M -53.7M -699M -54.57M -53.38M -2.32B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
84
Date Price Change Volume
26-08-27 A$0.7650 -4.38% 10,595
26-08-26 A$0.8000 0.00% 19,630
26-08-25 A$0.8000 0.00% 185,027
26-08-24 A$0.8000 0.00% 55,178
26-08-21 A$0.8000 +3.56% 249,526
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9235NZD
Average target price
2.282NZD
Spread / Average Target
+147.07%

Quarterly revenue - Rate of surprise