Valuation: Harmoney Corp Limited

Market Cap 98.93M 59.1M 50.57M 47.28M 43.31M 81.37M 5.66B 82.39M 559M 218M 2.84B 222M 217M 9.4B P/E 2027 *
6.42x
P/E 2028 * 4.23x
Enterprise Value 69.85M 41.73M 35.7M 33.38M 30.58M 57.45M 3.99B 58.17M 395M 154M 2.01B 157M 153M 6.63B EV / Sales 2027 *
0.37x
EV / Sales 2028 * 0.35x
Free-Float
53.02%
Yield 2027 *
-
Yield 2028 * -
1 day+3.56%
1 week+4.58%
Current month+8.84%
1 month+9.59%
3 months+8.11%
6 months-9.09%
Current year-12.09%
1 week 0.76
Extreme 0.755
0.84
1 month 0.72
Extreme 0.72
0.84
Current year 0.63
Extreme 0.63
0.91
1 year 0.63
Extreme 0.63
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.05
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Date Insider Type Main position Quantity % Market Cap.
12/19/25 Free

Chief Executive Officer

3,120,000 2.9984%
12/8/25 Buy

Director

27,000 0.0259%
9/18/25 Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
+3.56%+4.58%+1.27%+90.48% 59.1M
0.00%+0.74%+22.26%+55.36% 71.16B
-0.92%-5.62%-20.76%+36.04% 39.44B
+0.82%+1.20%+2.65%+37.49% 33.96B
+0.80%+0.89%+82.98%+207.64% 27.89B
+3.60%-1.89%+11.57%+141.48% 25.86B
+5.52%+3.39%-18.95%+128.11% 24.42B
-2.62%-2.36%+22.41%+78.01% 16.6B
-0.25%-2.03%-24.66%-1.97% 16.84B
-0.30%+0.23% - - 16.09B
Average +1.02%-0.00%+8.75%+85.85% 27.23B
Weighted average by Cap. +0.70%-0.51%+11.56%+79.92%

Financials

2027 *2028 *
Net sales 189M 113M 96.62M 90.34M 82.76M 155M 10.81B 157M 1.07B 417M 5.43B 424M 415M 17.96B 214M 128M 109M 102M 93.77M 176M 12.25B 178M 1.21B 472M 6.15B 480M 470M 20.34B
Net income 11.86M 7.08M 6.06M 5.67M 5.19M 9.75M 678M 9.88M 67M 26.15M 340M 26.6M 26.02M 1.13B 19.02M 11.36M 9.72M 9.09M 8.33M 15.64M 1.09B 15.84M 107M 41.92M 546M 42.65M 41.72M 1.81B
Net Debt -29.08M -17.37M -14.86M -13.9M -12.73M -23.92M -1.66B -24.22M -164M -64.11M -835M -65.23M -63.8M -2.76B -24.42M -14.59M -12.48M -11.67M -10.69M -20.08M -1.4B -20.33M -138M -53.83M -701M -54.76M -53.56M -2.32B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
79
Date Price Change Volume
26-08-21 A$0.8000 +3.56% 249,526
26-08-20 A$0.7725 -3.44% 32,853
26-08-19 A$0.8000 +3.23% 8,776
26-08-18 A$0.7750 +0.65% 21,467
26-08-17 A$0.7700 +0.65% 11,810
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9600NZD
Average target price
2.280NZD
Spread / Average Target
+137.50%

Quarterly revenue - Rate of surprise