Valuation : Harmoney Corp Limited

Market Cap 95.46M 56.54M 48.72M 45.68M 41.7M 78.55M 5.4B 78.8M 542M 211M 2.73B 212M 208M 9.04B P/E 2027 *
6.17x
P/E 2028 * 4.08x
Enterprise Value 66.24M 39.23M 33.8M 31.7M 28.93M 54.51M 3.75B 54.68M 376M 147M 1.89B 147M 144M 6.28B EV / Sales 2027 *
0.35x
EV / Sales 2028 * 0.33x
Free-Float
53.56%
Yield 2027 *
-
Yield 2028 * -
1 week-4.38%
Current month+4.08%
1 month-3.16%
3 months-5.56%
6 months-10.00%
Current year-15.93%
1 week 0.76
Extreme 0.765
0.82
1 month 0.72
Extreme 0.72
0.84
Current year 0.63
Extreme 0.63
0.91
1 year 0.63
Extreme 0.63
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.03
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Date Insider Type Main position Quantity % Market Cap.
12/19/25 Free

Chief Executive Officer

3,120,000 2.9984%
12/8/25 Buy

Director

27,000 0.0259%
9/18/25 Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-4.38%-4.97%+86.59% 56.54M
-0.29%-1.38%+23.02%+48.07% 70.26B
-3.30%-1.15%-22.51%+31.27% 38.99B
-0.45%-1.50%+4.63%+33.16% 33.49B
-1.67%-4.45%+86.55%+189.42% 26.68B
-2.35%-1.79%+2.24%+139.86% 25.4B
-5.84%-4.49%-29.29%+113.48% 23.33B
-0.08%+2.92% - - 16.58B
-1.60%-0.54%+30.24%+68.33% 16.53B
+0.13%-2.30%-23.52%+8.24% 16.47B
Average -1.54%-1.64%+7.38%+79.82% 26.78B
Weighted average by Cap. -1.61%-1.22%+10.71%+72.57%

Financials

2027 *2028 *
Net sales 189M 112M 96.59M 90.56M 82.67M 156M 10.71B 156M 1.07B 419M 5.41B 421M 412M 17.93B 214M 127M 109M 103M 93.63M 176M 12.13B 177M 1.22B 475M 6.12B 477M 466M 20.31B
Net income 11.88M 7.04M 6.06M 5.68M 5.19M 9.78M 672M 9.81M 67.44M 26.31M 339M 26.42M 25.84M 1.13B 19.04M 11.28M 9.72M 9.11M 8.32M 15.67M 1.08B 15.72M 108M 42.18M 544M 42.34M 41.42M 1.8B
Net Debt -29.22M -17.31M -14.91M -13.98M -12.76M -24.04M -1.65B -24.12M -166M -64.72M -835M -64.97M -63.56M -2.77B -24.48M -14.5M -12.49M -11.71M -10.69M -20.14M -1.39B -20.21M -139M -54.22M -699M -54.43M -53.25M -2.32B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
84
Date Price Change Volume
26-08-28 A$0.7650 0.00% 361
26-08-27 A$0.7650 -4.38% 10,595
26-08-26 A$0.8000 0.00% 19,630
26-08-25 A$0.8000 0.00% 185,027
26-08-24 A$0.8000 0.00% 55,178
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9267NZD
Average target price
2.282NZD
Spread / Average Target
+146.20%

Quarterly revenue - Rate of surprise