Valuation: Harmoney Corp Limited

Market Cap 98.79M 58.95M 50.52M 47.34M 43.24M 81.6M 5.62B 82.4M 558M 217M 2.84B 221M 217M 9.39B P/E 2027 *
6.38x
P/E 2028 * 4.22x
Enterprise Value 69.57M 41.52M 35.57M 33.33M 30.45M 57.46M 3.96B 58.03M 393M 153M 2B 156M 152M 6.61B EV / Sales 2027 *
0.37x
EV / Sales 2028 * 0.35x
Free-Float
53.02%
Yield 2027 *
-
Yield 2028 * -
Current month+8.84%
1 month+1.27%
3 months+5.26%
6 months-5.88%
Current year-12.09%
1 week 0.76
Extreme 0.76
0.84
1 month 0.72
Extreme 0.72
0.84
Current year 0.63
Extreme 0.63
0.91
1 year 0.63
Extreme 0.63
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.04
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 2020-10-29
Director of Finance/CFO - 2014-03-31
Chief Tech/Sci/R&D Officer - 2014-11-30
Director TitleAgeSince
Director/Board Member - -
Director/Board Member - 2020-10-29
Chairman 73 2021-08-29
Date Insider Type Main position Quantity % Market Cap.
12/19/25 Free

Chief Executive Officer

3,120,000 2.9984%
12/8/25 Buy

Director

27,000 0.0259%
9/18/25 Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00%-1.23%+83.91% 58.95M
+0.97%-0.63%+20.71%+50.79% 70.92B
+1.49%+2.22%-23.65%+37.24% 40.49B
+0.24%-0.12%+4.43%+33.98% 33.61B
-1.78%+1.20%+88.00%+199.90% 28.09B
+0.94%+0.24%+9.15%+153.59% 26.28B
+4.17%+7.59%-27.34%+129.19% 24.54B
+0.48%-1.08%-23.94%+13.36% 16.84B
+0.70%+0.74%+27.33%+71.93% 16.72B
-0.19%+0.17% - - 16.09B
Average +0.27%+1.53%+8.16%+85.99% 27.36B
Weighted average by Cap. +0.37%+1.37%+10.70%+79.62%

Financials

2027 *2028 *
Net sales 189M 113M 96.78M 90.69M 82.84M 156M 10.77B 158M 1.07B 416M 5.43B 424M 415M 17.99B 214M 128M 110M 103M 93.82M 177M 12.2B 179M 1.21B 472M 6.15B 480M 470M 20.38B
Net income 11.88M 7.09M 6.08M 5.69M 5.2M 9.81M 676M 9.91M 67.15M 26.14M 341M 26.62M 26.04M 1.13B 19.04M 11.36M 9.74M 9.12M 8.33M 15.73M 1.08B 15.89M 108M 41.9M 547M 42.67M 41.74M 1.81B
Net Debt -29.22M -17.44M -14.94M -14M -12.79M -24.14M -1.66B -24.37M -165M -64.29M -839M -65.47M -64.05M -2.78B -24.48M -14.61M -12.52M -11.73M -10.71M -20.22M -1.39B -20.42M -138M -53.86M -703M -54.85M -53.66M -2.33B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
79
Date Price Change Volume
26-08-26 A$0.8000 0.00% 19,630
26-08-25 A$0.8000 0.00% 185,027
26-08-24 A$0.8000 0.00% 55,178
26-08-21 A$0.8000 +3.56% 249,526
26-08-20 A$0.7725 -3.44% 32,853
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9590NZD
Average target price
2.282NZD
Spread / Average Target
+137.91%

Quarterly revenue - Rate of surprise