Financial Ratios Fifth Third Bancorp Sao Paulo

Stocks

FFTD34

BRFFTDBDR001

Banks

Market Closed - Sao Paulo 09:32:56 2026-10-01 EDT			5-day change	1st Jan Change
263.90 ^BRL	+0.14%		-3.20%	+15.43%

10-02	Evercore ISI Cuts Fifth Third Bancorp Price Target to $57 From $61, Maintains In Line Rating	MT
10-02	JPMorgan Adjusts Price Target on Fifth Third Bancorp to $58 From $62, Keeps Overweight Rating	MT

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Published financial data: FIFTH THIRD BANCORP

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Interest Income On Loans	4.08B	4.95B	7.33B	7.48B	7.47B
Interest Income On Investments	1.13B	1.63B	2.43B	2.95B	2.44B
Interest Income, Total	5.21B	6.59B	9.76B	10.43B	9.9B
Interest On Deposits	59M	447M	2.93B	3.74B	2.95B
Total Interest On Borrowings	382M	531M	1B	1.06B	969M
Interest Expense, Total	441M	978M	3.93B	4.8B	3.92B
Net Interest Income	4.77B	5.61B	5.83B	5.63B	5.98B
Service Charges On Deposits	600M	589M	577M	-	-
Trust Income	586M	570M	581M	647M	704M
Total Mortgage Banking Activities	270M	215M	250M	211M	227M
Gain (Loss) on Sale of Assets	85M	14M	11M	7M	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-14M	-98M	-32M	-88M	-6M
Income (Loss) on Equity Invest. (Income Block)	30M	22M	52M	18M	31M
Total Other Non Interest Income	1.59B	1.46B	1.44B	2.06B	2.08B
Non Interest Income, Total	3.15B	2.78B	2.88B	2.85B	3.04B
Revenues Before Provison For Loan Losses	7.92B	8.39B	8.71B	8.48B	9.02B
Provision For Loan Losses	-377M	563M	515M	530M	662M
Total Revenues	8.3B	7.82B	8.2B	7.95B	8.36B
Salaries And Other Employee Benefits	2.51B	2.39B	2.52B	2.6B	2.65B
Occupancy Expense	199M	195M	213M	221M	226M
Selling General & Admin Expenses, Total	863M	954M	1.02B	1.02B	1.11B
(Income) Loss on Equity Invest.	-	-	-	-	-
Total Other Non Interest Expense	1.18B	1.18B	1.44B	1.19B	1.15B
Non Interest Expense, Total	4.74B	4.72B	5.2B	5.03B	5.14B
EBT, Excl. Unusual Items	3.55B	3.11B	2.99B	2.92B	3.21B
Restructuring Charges	-	-	-	-	-
Total Merger & Related Restructuring Charges	-	-	-	-	-
Asset Writedown	-35M	-13M	-4M	-2M	-
Other Unusual Items	-	-	-	-	-
EBT, Incl. Unusual Items	3.52B	3.09B	2.99B	2.92B	3.21B
Income Tax Expense	747M	647M	639M	602M	689M
Earnings From Continuing Operations	2.77B	2.45B	2.35B	2.31B	2.52B
Net Income to Company	2.77B	2.45B	2.35B	2.31B	2.52B
Minority Interest	-	-	-	-	-
Net Income - (IS)	2.77B	2.45B	2.35B	2.31B	2.52B
Preferred Dividend and Other Adjustments	118M	118M	137M	159M	146M
Net Income to Common Incl Extra Items	2.65B	2.33B	2.21B	2.16B	2.38B
Net Income to Common Excl. Extra Items	2.65B	2.33B	2.21B	2.16B	2.38B
Per Share Items
Net EPS - Basic	3.78	3.38	3.23	3.16	3.56
Basic EPS - Continuing Operations	3.78	3.38	3.23	3.16	3.56
Basic Weighted Average Shares Outstanding	702M	689M	684M	682M	668M
Net EPS - Diluted	3.73	3.35	3.22	3.14	3.53
Diluted EPS - Continuing Operations	3.73	3.35	3.22	3.14	3.53
Diluted Weighted Average Shares Outstanding	711M	695M	688M	687M	673M
Normalized Basic EPS	3.16	2.82	2.73	2.67	3
Normalized Diluted EPS	3.12	2.79	2.72	2.65	2.98
Dividend Per Share	1.14	1.26	1.36	1.44	1.54
Payout Ratio	32.38	37.9	45.13	50.82	46.11
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
Effective Tax Rate - (Ratio)	21.24	20.92	21.39	20.64	21.46
Current Domestic Taxes	759M	696M	743M	527M	552M
Current Foreign Taxes	2M	11M	2M	3M	-3M
Total Current Taxes	761M	707M	745M	530M	549M
Deferred Domestic Taxes	-13M	-60M	-104M	71M	141M
Deferred Foreign Taxes	-1M	-	-2M	1M	-1M
Total Deferred Taxes	-14M	-60M	-106M	72M	140M
Normalized Net Income	2.22B	1.94B	1.87B	1.82B	2.01B
Non-Cash Pension Expense	9M	7M	5M	4M	4M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	120M	165M	169M	164M	163M
Total Stock-Based Compensation	120M	165M	169M	164M	163M

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Assets
Cash And Equivalents	2.99B	3.47B	3.14B	3.01B	3.5B
Investment Securities, Total	42.36B	19.18B	34.27B	30.44B	28.35B
Trading Asset Securities, Total	3.74B	3.77B	3.61B	3.66B	2.92B
Mortgage Backed Securities	32.21B	42.27B	40.45B	39.59B	40.57B
Total investments	78.31B	65.22B	78.33B	73.68B	71.85B
Gross Loans	112B	122B	118B	120B	123B
Allowance For Loan Losses	-1.89B	-2.19B	-2.32B	-2.35B	-2.25B
Other Adjustments to Gross Loans	-244M	-238M	-272M	-380M	-384M
Net Loans	110B	119B	115B	117B	120B
Gross Property Plant And Equipment	6.85B	7.25B	7.42B	7.64B	7.29B
Accumulated Depreciation	-3.71B	-3.95B	-4.12B	-4.34B	-4.18B
Net Property Plant And Equipment	3.14B	3.3B	3.3B	3.31B	3.1B
Goodwill	4.51B	4.92B	4.92B	4.92B	4.95B
Other Intangibles, Total	156M	169M	125M	90M	69M
Investment in FHLB	30M	381M	224M	276M	167M
Loans Held For Sale	4.42B	1.01B	378M	640M	733M
Accrued Interest Receivable	465M	703M	797M	796M	742M
Other Receivables	2.8B	2.65B	2.19B	2.56B	2.66B
Restricted Cash	-	-	-	-	-
Other Current Assets, Total	139M	145M	143M	142M	166M
Deferred Tax Assets Long-Term (Collected)	-	1.55B	1.44B	1.43B	865M
Other Real Estate Owned And Foreclosed	29M	24M	39M	32M	31M
Other Long-Term Assets, Total	3.97B	4.63B	4.63B	4.6B	5.15B
Total Assets	211B	207B	215B	213B	214B
Liabilities
Interest Bearing Deposits	104B	107B	121B	124B	127B
Institutional Deposits	269M	3.23B	5.21B	2.36B	1.98B
Non-Interest Bearing Deposits	65.09B	53.12B	43.15B	41.04B	42.65B
Total Deposits	169B	164B	169B	167B	172B
Short-Term Borrowings	3.27B	8.97B	6.05B	7.45B	2.96B
Current Portion of Long-Term Debt	1.51B	1.16B	2.25B	1.5B	750M
Current Portion of Leases	108M	111M	113M	114M	129M
Long-Term Debt	10.06B	12.33B	12.43B	11.12B	11.1B
Federal Home Loan Bank Debt - Long-Term	43M	12M	1.51B	1.51B	1.5B
Long-Term Leases	561M	644M	622M	653M	756M
Trust Preferred Securities (BS)	54M	53M	54M	54M	55M
Current Income Taxes Payable	1.18B	1.21B	1.58B	1.53B	1.37B
Other Current Liabilities - (Bank / Utility Template)	479M	394M	273M	450M	508M
Pension & Other Post Retirement Benefits	24M	11M	11M	-	-
Deferred Tax Liability Non-Current	511M	-	-	-	-
Other Non Current Liabilities	1.78B	1.54B	1.59B	1.65B	1.69B
Total Liabilities	189B	190B	195B	193B	193B
Preferred Stock Redeemable	2.12B	2.12B	2.12B	2.12B	1.77B
Total Preferred Equity	2.12B	2.12B	2.12B	2.12B	1.77B
Common Stock, Total	2.05B	2.05B	2.05B	2.05B	2.05B
Additional Paid In Capital	3.62B	3.68B	3.76B	3.8B	3.83B
Retained Earnings	20.24B	21.69B	23B	24.15B	25.49B
Treasury Stock	-7.02B	-7.1B	-7.26B	-7.84B	-8.31B
Comprehensive Income and Other	1.21B	-5.11B	-4.49B	-4.64B	-3.11B
Total Common Equity	20.09B	15.21B	17.06B	17.53B	19.95B
Minority Interest	-	-	-	-	-
Total Equity	22.21B	17.33B	19.17B	19.64B	21.72B
Total Liabilities And Equity	211B	207B	215B	213B	214B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	684M	679M	681M	666M	902M
ECS Total Common Shares Outstanding	683M	683M	681M	670M	661M
Book Value / Share	29.43	22.26	25.04	26.17	30.18
Tangible Book Value	15.42B	10.13B	12.01B	12.52B	14.94B
Tangible Book Value Per Share	22.59	14.82	17.64	18.69	22.59
Tangible Book Value Per Share (As Reported)	-	-	-	-	-
Average Assets	206B	207B	208B	213B	211B
Average Loans	114B	121B	122B	118B	123B
Total Debt	15.62B	23.28B	23.03B	22.4B	17.26B
Debt Equivalent of Unfunded Proj. Benefit Obligation	24M	11M	11M	13M	14M
Net Debt	8.88B	16.05B	16.28B	15.72B	10.84B
Equity Method Investments, Total	2.02B	2.15B	2.33B	2.52B	2.74B
Full Time Employees	19.11K	19.32K	18.72K	18.62K	18.68K
Number Of Offices	1.12K	1.09K	1.09K	1.09K	1.13K
Assets on Operating Lease - Gross	920M	965M	814M	652M	618M
Assets on Operating Lease - Accumulated Depreciation	-304M	-338M	-355M	-333M	-244M

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Net Income	2.77B	2.45B	2.35B	2.31B	2.52B
Depreciation, Depletion & Amortization	302M	388M	419M	460M	525M
Amortization of Goodwill and Intangible Assets - (CF)	47M	48M	43M	35M	29M
Total Depreciation, Depletion & Amortization	349M	436M	462M	495M	554M
Gain (Loss) on Sale of Loans & Receivables - (CF)	-335M	-126M	-27M	-34M	-72M
(Gain) Loss On Sale of Asset - (CF)	10M	-14M	-13M	-16M	-
(Gain) Loss on Sale of Investments - (CF)	16M	84M	-31M	-20M	-27M
Total Asset Writedown	-	13M	6M	2M	-
Restructuring Activities	-	-	-	-	-
Provision for Credit Losses	-377M	563M	515M	530M	662M
Stock-Based Compensation (CF)	120M	165M	169M	164M	163M
Net (Increase) Decrease in Loans Originated / Sold - Operating	316M	2.88B	696M	-235M	-31M
Change in Trading Asset Securities	-	-	-	-	-
Change In Income Taxes	-217M	-506M	162M	70M	-207M
Change in Other Net Operating Assets (Collected)	-22M	716M	198M	-628M	600M
Other Operating Activities	74M	-233M	23M	182M	350M
Cash from Operations	2.7B	6.43B	4.51B	2.82B	4.51B
Capital Expenditure	-309M	-472M	-491M	-414M	-709M
Sale of Property, Plant, and Equipment	47M	2M	70M	89M	-
Cash Acquisitions	-297M	-917M	-	-	-36M
Divestitures	-	66M	-	6M	-
Purchase / Sale of Intangible Assets	-381M	-213M	-25M	5M	-
Investment in Marketable and Equity Securities, Total	-4.05B	5.45B	-12.86B	4.44B	2.57B
Net (Increase) Decrease in Loans Originated / Sold - Investing	-3B	-8.84B	3.8B	-3.12B	-3.71B
Other Investing Activities, Total	24M	49M	14M	34M	38M
Cash from Investing	-7.97B	-4.87B	-9.49B	1.04B	-1.85B
Short Term Debt Issued, Total	-	3.76B	-	4.1B	4.76B
Long-Term Debt Issued, Total	562M	4.03B	4.29B	3.25B	1.08B
Total Debt Issued	562M	7.78B	4.29B	7.35B	5.84B
Short Term Debt Repaid, Total	-193M	-	-1.88B	-2.53B	-8.5B
Long-Term Debt Repaid, Total	-3.6B	-1.76B	-1.66B	-5.28B	-1.98B
Total Debt Repaid	-3.8B	-1.76B	-3.54B	-7.81B	-10.48B
Repurchase of Common Stock	-1.39B	-100M	-200M	-625M	-525M
Issuance of Preferred Stock	-	-	-	-	-
Repurchase of Preferred Stock	-	-	-	-	-350M
Common Dividends Paid	-	-	-	-	-
Preferred Dividends Paid	-	-	-	-	-
Common & Preferred Stock Dividends Paid	-897M	-927M	-1.06B	-1.18B	-1.16B
Common & Preferred Stock Dividends Paid	-897M	-927M	-1.06B	-1.18B	-1.16B
Net Increase (Decrease) in Deposit Accounts - (CF)	10.73B	-5.99B	5.22B	-1.66B	4.57B
Other Financing Activities, Total	-99M	-85M	-55M	-65M	-74M
Cash from Financing	5.11B	-1.08B	4.66B	-3.99B	-2.18B
Net Change in Cash	-153M	472M	-324M	-128M	485M
Supplemental Items
Cash Interest Paid	465M	869M	3.78B	4.87B	3.97B
Cash Income Tax Paid (Refund)	607M	272M	655M	195M	185M
Net Debt Issued / Repaid	-3.23B	6.02B	748M	-465M	-4.64B

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Profitability
Return on Assets	1.33	1.17	1.11	1.08	1.18
Return On Equity %	12.22	12.37	12.87	11.92	12.19
Return on Common Equity	12.91	13.19	13.71	12.46	12.68
Shareholders Value Added	352M	376M	456M	274M	302M
Margin Analysis
SG&A Margin	43	45.23	45.89	48.34	47.77
Net Interest Income / Total Revenues %	57.49	71.7	71.1	70.82	71.6
EBT Excl. Non-Recurring Items Margin %	42.81	39.7	36.51	36.7	38.43
Income From Continuing Operations Margin %	33.39	31.27	28.66	29.11	30.19
Net Income Margin %	33.39	31.27	28.66	29.11	30.19
Net Avail. For Common Margin %	31.96	29.76	26.99	27.11	28.44
Normalized Net Income Margin	26.76	24.81	22.82	22.94	24.02
Asset quality
Nonperforming Loans / Total Loans %	0.46	0.42	0.55	0.69	0.68
Nonperforming Loans / Total Assets %	0.24	0.25	0.3	0.39	0.39
Nonperforming Assets / Total Assets %	0.26	0.26	0.32	0.4	0.4
NPAs / Loans and OREO	0.48	0.44	0.59	0.72	0.7
NPAs / Equity	2.44	3.11	3.59	4.38	3.99
Allowance for Credit Losses / Net Charge-offs %	1.09K	966.52	598.45	442.11	305.28
Allowance for Credit Losses / Nonperforming Loans %	368.81	426.02	357.23	283.37	269.18
Allowance for Credit Losses / Total Loans %	1.68	1.8	1.98	1.96	1.83
Net Charge-offs / Total Average Loans %	0.15	0.19	0.32	0.45	0.6
Provision for Loan Losses / Net Charge-offs %	-216.67	248.02	132.73	99.62	89.7
Earning Assets / IBL	159.68	155.76	139.36	133.25	134.74
Interest Income / Average Assets	2.53	3.18	4.68	4.9	4.68
Interest Expense / Average Assets	0.21	0.47	1.89	2.25	1.85
Net Interest Income / Average Assets	2.31	2.71	2.8	2.65	2.83
Non Interest Income / Average Assets	1.53	1.34	1.38	1.34	1.44
Non Interest Expense / Average Asset	2.3	2.28	2.5	2.36	2.43
Capital And Funding
Total Average Common Equity / Total Average Assets %	9.88	8.43	7.65	8.09	8.77
Total Average Equity / Total Average Assets %	10.9	9.45	8.65	9.08	9.68
Total Equity + Allowance for Loan Losses / Total Loans %	21.46	16.04	18.29	18.3	19.49
Gross Loans / Total Deposits %	66.32	74.36	69.57	71.85	71.61
Net Loans / Total Deposits %	65.06	72.87	68.03	70.22	70.07
Tier 1 Capital Ratio %	10.91	10.53	11.59	11.86	11.87
Total Capital Ratio %	13.42	12.79	13.72	13.86	13.78
Core Tier 1 Capital Ratio	9.54	9.28	10.29	10.57	10.81
Tier 2 Capital Ratio	2.51	2.26	2.13	2.01	1.91
Equity Tier 1 Capital Ratio	6.94	7.3	7.67	8.03	8.46
Coverage Ratio	139.94	158.07	487.82	378.14	366.34
Leverage Ratio %	8.27	8.56	8.73	9.22	9.41
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	10.21	6.82	3.98	3.75	4.31
EBT + Interest Expense / Interest Expense	8.98	4.16	1.76	1.61	1.82
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-0.25	17.59	3.89	-3.38	6.25
Non Interest Income, 1 Yr. Growth %	9.87	-11.84	3.82	-1.14	6.53
Provision For Loan Losses, 1 Yr. Growth %	-134.37	-249.34	-8.53	2.91	24.91
Total Revenues, 1 Yr. Growth %	26.63	-5.71	4.76	-2.99	5.11
Earnings From Cont. Operations, 1 Yr. Growth %	94.11	-11.7	-3.97	-1.49	8.99
Net Income, 1 Yr. Growth %	94.11	-11.7	-3.97	-1.49	8.99
Normalized Net Income, 1 Yr. Growth %	92.83	-12.56	-3.67	-2.47	10.12
Diluted EPS Before Extra, 1 Yr. Growth %	103.83	-10.19	-3.88	-2.48	12.42
Dividend Per Share, 1 Yr. Growth %	5.56	10.53	7.94	5.88	6.94
Gross Loans, 1 Yr. Growth %	2.96	8.39	-3.46	2.27	2.38
Allowance For Loan Losses, 1 Yr. Growth %	-22.87	15.96	5.83	1.29	-4.21
Net Loans, 1 Yr. Growth %	3.6	8.29	-3.67	2.2	2.52
Non Performing Loans, 1 Yr. Growth %	-38.93	0.39	26.21	27.69	0.84
Non Performing Assets, 1 Yr. Growth %	-37.7	-0.55	27.83	24.82	0.81
Total Assets, 1 Yr. Growth %	3.14	-1.74	3.43	-0.77	0.68
Total Deposits, 1 Yr Growth %	6.44	-3.33	3.19	-0.98	2.73
Tangible Book Value, 1 Yr. Growth %	-7.07	-34.34	18.61	4.24	19.3
Average Interest Earning Assets, 1 Yr. Growth %	6.77	1.06	2.91	1.59	-0.78
Average Interest Bearing Liabilities, 1 Yr. Growth %	-2.98	3.6	15.02	6.25	-1.87
Common Equity, 1 Yr. Growth %	-4.29	-24.3	12.13	2.77	13.83
Total Equity, 1 Yr. Growth %	-3.9	-21.99	10.65	2.47	10.58
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-0.28	8.3	10.53	0.19	1.32
Non Interest Income, 2 Yr. CAGR %	-6.03	-1.58	-4.33	1.31	2.64
Provision For Loan Losses, 2 Yr. CAGR %	-10.53	-28.36	16.88	-2.98	13.38
Total Revenues, 2 Yr. CAGR %	2.53	9.27	-0.62	0.81	0.98
Earnings From Cont. Operations, 2 Yr. CAGR %	5.01	30.92	-7.91	-2.74	3.62
Net Income, 2 Yr. CAGR %	5.01	30.92	-7.91	-2.74	3.62
Normalized Net Income, 2 Yr. CAGR %	4.58	29.85	-8.22	-3.07	3.66
Diluted EPS Before Extra, 2 Yr. CAGR %	5.84	35.3	-7.09	-3.19	4.7
Dividend Per Share, 2 Yr. CAGR %	10.13	8.01	9.22	6.9	6.41
Gross Loans, 2 Yr. CAGR %	1.08	5.64	2.29	-0.64	2.33
Allowance For Loan Losses, 2 Yr. CAGR %	25.46	-5.43	10.78	3.54	-1.5
Net Loans, 2 Yr. CAGR %	0.83	5.92	2.14	-0.78	2.36
Non Performing Loans, 2 Yr. CAGR %	-9.4	-21.7	12.56	26.95	13.48
Non Performing Assets, 2 Yr. CAGR %	-11.18	-21.29	12.75	26.32	12.18
Total Assets, 2 Yr. CAGR %	11.65	0.67	0.82	1.31	-0.05
Total Deposits, 2 Yr CAGR %	15.44	1.44	-0.12	1.08	0.86
Tangible Book Value, 2 Yr. CAGR %	1.47	-21.89	-11.75	11.19	11.52
Average Interest Earning Assets, 2 Yr. CAGR %	12.61	3.87	1.98	2.25	0.4
Average Interest Bearing Liabilities, 2 Yr. CAGR %	5.01	0.25	9.16	10.55	2.11
Common Equity, 2 Yr. CAGR %	1.69	-14.88	-7.87	7.35	8.16
Total Equity, 2 Yr. CAGR %	2.35	-13.41	-7.09	6.48	6.45
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	4.83	5.35	6.81	5.68	2.17
Non Interest Income, 3 Yr. CAGR %	3.53	-8.01	0.19	-3.28	3.01
Provision For Loan Losses, 3 Yr. CAGR %	22.12	6.13	-22.28	12.02	5.55
Total Revenues, 3 Yr. CAGR %	7	-0.3	7.74	-1.41	2.22
Earnings From Cont. Operations, 3 Yr. CAGR %	8.1	-0.88	18.07	-5.82	1.03
Net Income, 3 Yr. CAGR %	8.1	-0.88	18.07	-5.82	1.03
Normalized Net Income, 3 Yr. CAGR %	8.07	-1.48	17.55	-6.34	1.11
Diluted EPS Before Extra, 3 Yr. CAGR %	6.82	0.2	20.73	-5.58	1.76
Dividend Per Share, 3 Yr. CAGR %	15.49	10.26	7.99	8.1	6.92
Gross Loans, 3 Yr. CAGR %	5.46	3.46	2.52	2.29	0.36
Allowance For Loan Losses, 3 Yr. CAGR %	19.71	22.21	-1.81	7.52	0.89
Net Loans, 3 Yr. CAGR %	5.37	3.26	2.62	2.16	0.31
Non Performing Loans, 3 Yr. CAGR %	12.12	-6.25	-8.19	17.4	17.57
Non Performing Assets, 3 Yr. CAGR %	9.66	-7.77	-7.48	16.64	17.17
Total Assets, 3 Yr. CAGR %	13.06	6.99	1.59	0.29	1.1
Total Deposits, 3 Yr CAGR %	15.87	8.81	2.02	-0.41	1.63
Tangible Book Value, 3 Yr. CAGR %	7.54	-12.23	-10.22	-6.71	13.83
Average Interest Earning Assets, 3 Yr. CAGR %	12.67	8.62	3.55	1.85	1.23
Average Interest Bearing Liabilities, 3 Yr. CAGR %	8.68	4.54	4.95	8.18	6.24
Common Equity, 3 Yr. CAGR %	10.44	-7.84	-6.69	-4.45	9.47
Total Equity, 3 Yr. CAGR %	10.98	-6.51	-6.04	-4.01	7.83
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	5.7	8.11	7.08	3.25	4.58
Non Interest Income, 5 Yr. CAGR %	5.06	-3.29	0.31	-4.39	1.15
Provision For Loan Losses, 5 Yr. CAGR %	1.91	16.62	20	2.39	-9.61
Total Revenues, 5 Yr. CAGR %	7.67	2.78	3.89	0.14	4.98
Earnings From Cont. Operations, 5 Yr. CAGR %	12.41	2.33	1.38	-1.63	12.06
Net Income, 5 Yr. CAGR %	12.36	2.33	1.38	-1.63	12.06
Normalized Net Income, 5 Yr. CAGR %	12.41	0.44	1.23	-2.12	11.76
Diluted EPS Before Extra, 5 Yr. CAGR %	14.32	3.58	1.02	-1.17	14.04
Dividend Per Share, 5 Yr. CAGR %	16.55	16	12.94	8.9	7.35
Gross Loans, 5 Yr. CAGR %	3.93	5.64	4.18	1.8	2.44
Allowance For Loan Losses, 5 Yr. CAGR %	8.59	12.9	16.05	14.37	-1.69
Net Loans, 5 Yr. CAGR %	3.93	5.62	4.06	1.62	2.52
Non Performing Loans, 5 Yr. CAGR %	-5.28	3.06	12.3	5.84	-0.07
Non Performing Assets, 5 Yr. CAGR %	-6.31	1.72	10.89	4.59	-0.07
Total Assets, 5 Yr. CAGR %	8.23	7.86	8	4.68	0.93
Total Deposits, 5 Yr CAGR %	10.28	9.67	9.19	5.65	1.55
Tangible Book Value, 5 Yr. CAGR %	4.38	-3.96	-0.64	-3.52	-2.09
Average Interest Earning Assets, 5 Yr. CAGR %	7.86	8.09	8.27	6.02	2.28
Average Interest Bearing Liabilities, 5 Yr. CAGR %	6.24	7.05	8.87	6.9	3.8
Common Equity, 5 Yr. CAGR %	6.2	0.46	2.71	-2.04	-1.01
Total Equity, 5 Yr. CAGR %	6.47	1.33	3.36	-1.51	-1.23