Projected Income Statement: Chongqing Rural Commercial Bank Co., Ltd.

Forecast Balance Sheet: Chongqing Rural Commercial Bank Co., Ltd.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 146,887 - - - - - - -
Change - - - - - - - -
Announcement Date 3/30/22 3/30/23 3/28/24 3/25/25 3/25/26 - - -
Estimates

Cash Flow Forecast: Chongqing Rural Commercial Bank Co., Ltd.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 790.1 880.7 610.9 1,036 490.2 1,732
Change - 11.46% -30.64% 69.65% -52.7% 253.38%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/30/21 3/30/22 3/30/23 3/28/24 3/25/25 3/25/26
1CNY in Million
Estimates

Forecast Financial Ratios: Chongqing Rural Commercial Bank Co., Ltd.

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 36.29% 40.05% 43.62% 45.46% 67.1% 66.48% 63.4% 62.31%
EBT Margin (%) - 36.32% 39.87% 43.63% 45.35% 47.85% 48.97% 49.43% 49.88%
Net margin (%) - 31% 35.44% 39% 40.74% 41.5% 43.17% 43.67% 44.21%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 0.81% 0.8% 0.8% 0.8% 0.75% 0.77% 0.77% 0.77%
ROE - 9.82% 9.76% 9.58% 9.05% 9.18% 9.18% 9.52% 9.82%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.2525 0.2714 0.2885 0.3046 0.3209 0.3467 0.3812 0.4104
Change - - 7.49% 6.3% 5.58% 5.35% 8.02% 9.98% 7.65%
Book Value Per Share 1 - 9.241 10.01 10.76 11.63 12.11 12.45 13.49 14.33
Change - - 8.36% 7.43% 8.15% 4.11% 2.77% 8.33% 6.27%
EPS 1 - 0.84 0.89 0.94 0.99 1.05 1.153 1.263 1.364
Change - - 5.95% 5.62% 5.32% 6.06% 9.82% 9.52% 7.99%
Nbr of stocks (in thousands) - 11,357,000 11,357,000 11,357,000 11,357,000 11,357,000 11,357,000 11,357,000 11,357,000
Announcement Date - 3/30/22 3/30/23 3/28/24 3/25/25 3/25/26 - - -
1CNY
Estimates
2026 *2027 *
P/E 4.48x 4.09x
PBR 0.42x 0.38x
EV / Sales 2.24x 2.09x
Yield 6.71% 7.37%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
8
Last Close Price
5.170CNY
Average target price
7.024CNY
Spread / Average Target
+35.85%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. 3618 Stock
  4. 601077 Stock
  5. Financials Chongqing Rural Commercial Bank Co., Ltd.