Income Statement California First Leasing Corporation

Stocks

CFNB

US1302222013

Consumer Lending

Market Closed - OTC Markets			5-day change	1st Jan Change
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08-18	California First Leasing Corporation Reports Earnings Results for the Full Year Ended June 30, 2026	CI
04-24	California First Leasing Corporation Reports Earnings Results for the Nine Months Ended March 31, 2026	CI

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Published financial data: CALIFORNIA FIRST LEASING CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: June	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)	2026 (USD)
Revenues	951K	2.07M	1.28M	589K	332K
Finance Div. Revenues	-	-	-	-	-
Gain (Loss) on Sale of Assets, Total (Rev)	300K	1.5M	91K	3.69M	-
Gain (Loss) on Sale of Investment, Total (Rev)	-23.51M	13.96M	41.42M	19.95M	-
Interest And Invest. Income (Rev)	6.3M	7.02M	6.46M	5.9M	4.3M
Total Revenues	-15.97M	24.56M	49.24M	30.12M	4.63M
Cost of Goods Sold, Total	-215K	-160K	-80K	-19K	-
Finance Div. Operating Exp.	-	-	-	-	-
Interest Expense - Finance Division	-	-	-	-	-
Gross Profit	-15.75M	24.72M	49.32M	30.14M	4.63M
Selling General & Admin Expenses, Total	3.03M	2.79M	2.73M	2.97M	1.97M
Other Operating Expenses	-	-	-	-	490K
Other Operating Expenses, Total	3.03M	2.79M	2.73M	2.97M	2.46M
Operating Income	-18.79M	21.93M	46.59M	27.17M	2.17M
Other Non Operating Income (Expenses)	-	-	-	-1K	-
EBT, Excl. Unusual Items	-18.79M	21.93M	46.59M	27.17M	2.17M
Gain (Loss) On Sale Of Investments	-	-	-	-	242M
Gain (Loss) On Sale Of Assets	-	-	-	-	-
EBT, Incl. Unusual Items	-18.79M	21.93M	46.59M	27.17M	245M
Income Tax Expense	-6.13M	5.07M	13.02M	6.89M	68.49M
Earnings From Continuing Operations	-12.66M	16.86M	33.57M	20.28M	176M
Net Income to Company	-12.66M	16.86M	33.57M	20.28M	176M
Net Income - (IS)	-12.66M	16.86M	33.57M	20.28M	176M
Net Income to Common Incl Extra Items	-12.66M	16.86M	33.57M	20.28M	176M
Net Income to Common Excl. Extra Items	-12.66M	16.86M	33.57M	20.28M	176M
Per Share Items
Net EPS - Basic	-61.56	84.57	177.1	108.97	980.89
Basic EPS - Continuing Operations	-61.56	84.57	177.1	108.97	980.89
Basic Weighted Average Shares Outstanding	206K	199K	190K	186K	180K
Net EPS - Diluted	-61.56	84.57	177.1	108.97	980.89
Diluted EPS - Continuing Operations	-61.56	84.57	177.1	108.97	980.89
Diluted Weighted Average Shares Outstanding	206K	199K	190K	186K	180K
Normalized Basic EPS	-57.09	68.74	153.62	91.26	7.57
Normalized Diluted EPS	-57.09	68.74	153.62	91.26	7.57
Dividend Per Share	28	-	20	-	-
Payout Ratio	-45.49	-	11.09	-	-
Supplemental Items
EBITDA	-18.71M	21.98M	46.68M	27.27M	2.27M
EBITA	-18.79M	21.93M	46.59M	27.17M	2.17M
EBIT	-18.79M	21.93M	46.59M	27.17M	2.17M
EBITDAR	-18.42M	22.12M	46.79M	27.39M	2.38M
Total Revenues (As Reported)	-	5.07M	2.46M	5.08M	4.63M
Effective Tax Rate - (Ratio)	32.61	23.11	27.94	25.37	28
Current Domestic Taxes	1.06M	1.9M	2.66M	1.73M	1.3M
Total Current Taxes	1.06M	1.9M	2.66M	1.73M	1.3M
Deferred Domestic Taxes	-7.18M	3.17M	10.36M	5.17M	67.18M
Total Deferred Taxes	-7.18M	3.17M	10.36M	5.17M	67.18M
Normalized Net Income	-11.74M	13.71M	29.12M	16.98M	1.36M
Supplemental Operating Expense Items
General and Administrative Expenses	887K	734K	647K	514K	108K
Net Rental Expense, Total	297K	144K	111K	118K	113K
Stock-Based Comp., Other (Total)	-	-	-	-	-
Total Stock-Based Compensation	-	-	-	-	-

Fiscal Period: June	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)	2026 (USD)
Assets
Cash And Equivalents	53.81M	43.06M	24.67M	626K	50.51M
Total Cash And Short Term Investments	53.81M	43.06M	24.67M	626K	50.51M
Accounts Receivable, Total	22.12M	16.79M	9.27M	5.53M	1.92M
Other Receivables	2.07M	265K	226K	196K	103K
Notes Receivable	3.25M	2.08M	1.82M	1.48M	-
Total Receivables	27.43M	19.14M	11.31M	7.2M	2.02M
Other Current Assets, Total	-	-	-	-	-
Total Current Assets	81.24M	62.2M	35.98M	7.83M	52.53M
Gross Property Plant And Equipment	-	-	771K	209K	-
Accumulated Depreciation	-	-	-5K	-	-
Net Property Plant And Equipment	750K	553K	766K	209K	-
Long-term Investments	132M	164M	224M	273M	471M
Other Long-Term Assets, Total	2.89M	1.03M	650K	175K	759K
Total Assets	217M	227M	261M	282M	524M
Liabilities
Accounts Payable, Total	954K	1.68M	36K	22K	311K
Accrued Expenses, Total	829K	413K	398K	825K	-
Short-term Borrowings	-	-	-	-	-
Current Portion of Long-Term Debt	515K	-	-	-	-
Current Portion of Leases	-	168K	-	152K	156K
Other Current Liabilities	-	-	-	-	-
Total Current Liabilities	2.3M	2.26M	434K	998K	467K
Long-Term Debt	-	-	-	-	-
Long-Term Leases	-	10.98K	14.22K	147K	6.59K
Deferred Tax Liability Non Current	2.19M	5.74M	17.84M	23.6M	91.04M
Other Non Current Liabilities	145K	51K	77K	45K	82.6K
Total Liabilities	4.64M	8.06M	18.37M	24.79M	91.6M
Common Stock, Total	103K	97K	93K	90K	1.8K
Additional Paid In Capital	2.31M	1.69M	1.62M	1.57M	1.59M
Retained Earnings	209M	218M	241M	255M	431M
Comprehensive Income and Other	-	-	-	-	-
Total Common Equity	212M	219M	243M	257M	433M
Total Equity	212M	219M	243M	257M	433M
Total Liabilities And Equity	217M	227M	261M	282M	524M
Supplemental Items
ECS Total Shares Outstanding on Filing Date	206K	194K	186K	180K	180K
ECS Total Common Shares Outstanding	206K	194K	186K	180K	180K
Book Value / Share	1.03K	1.13K	1.3K	1.43K	2.41K
Tangible Book Value	212M	219M	243M	257M	433M
Tangible Book Value Per Share	1.03K	1.13K	1.3K	1.43K	2.41K
Total Debt	515K	179K	14.22K	298K	163K
Net Debt	-53.29M	-42.89M	-24.66M	-328K	-50.35M
Debt Equivalent Oper. Leases	2.38M	1.15M	890K	947K	903K
Account Code - Inventory Valuation	3	3	3	3	3
Full Time Employees	-	-	-	-	-
Assets on Operating Lease - Gross	-	-	762K	-	-
Assets on Operating Lease - Accumulated Depreciation	-	-	-5K	-	-
Accumulated Allowance for Doubtful Accounts (Supple)	361K	201K	101K	80K	-

Fiscal Period: June	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)	2026 (USD)
Net Income	-12.66M	16.86M	33.57M	20.28M	176M
Depreciation & Amortization - CF	74K	48K	95K	100K	95.4K
Depreciation & Amortization, Total	74K	48K	95K	100K	95.4K
(Gain) Loss From Sale Of Asset	-213K	-663K	-15K	-3.53M	-11.23K
(Gain) Loss on Sale of Investments - (CF)	23.51M	-13.96M	-41.42M	2.99M	-231M
Asset Writedown & Restructuring Costs	-	-	-	-	-
Net (Increase) Decrease in Loans Originated / Sold - Operating	-	-	-	-	-
Provision for Credit Losses	-215K	-160K	-80K	-19K	-100K
Other Operating Activities, Total	-467K	-128K	-212K	712K	268K
Change In Accounts Payable	-435K	-237K	-180K	711K	-652K
Change In Income Taxes	788K	1.8M	39K	30K	93.55K
Change In Deferred Taxes	-7.12M	3.54M	12.11M	5.75M	67.45M
Change in Other Net Operating Assets	-	-	-	-28.54M	-17.4M
Cash from Operations	3.27M	7.11M	3.91M	-1.52M	-4.81M
Sale of Property, Plant, and Equipment	1.15M	2.14M	306K	3.55M	33.86K
Divestitures	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	4.97M	-18.06M	-18.56M	-	-
Net (Increase) Decrease in Loans Originated / Sold - Investing	13.08M	3.7M	1.88M	2.26M	3.14M
Other Investing Activities, Total	56K	3.72M	4.36M	1.99M	1.41M
Cash from Investing	19.25M	-8.49M	-12.01M	7.8M	4.58M
Short Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-	-	-	-	-
Issuance of Common Stock	-	-	-	-	-
Repurchase of Common Stock	-	-9.36M	-6.57M	-6.18M	-32.57K
Common Dividends Paid	-5.76M	-	-3.72M	-	-
Common & Preferred Stock Dividends Paid	-5.76M	-	-3.72M	-	-
Other Financing Activities, Total	-	-	-	-	-61.05K
Cash from Financing	-5.76M	-9.36M	-10.29M	-6.18M	-93.62K
Miscellaneous Cash Flow Adjustments	-	-	-	1K	-
Net Change in Cash	16.76M	-10.74M	-18.39M	107K	-324K
Supplemental Items
Cash Interest Paid	-	-	-	-	-
Cash Income Tax Paid (Refund)	202K	-279K	873K	1.11M	-
Levered Free Cash Flow	3.91M	22.36M	35.2M	21.59M	6.1M
Unlevered Free Cash Flow	3.91M	22.36M	35.2M	21.59M	6.1M
Change In Net Working Capital	-15.58M	-8.6M	-5.99M	-4.51M	-4.65M
Net Debt Issued / Repaid	-	-	-	-	-

Fiscal Period: June	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)	2026 (USD)
Profitability
Return on Assets	-5.11	6.17	11.92	6.26	0.34
Return on Total Capital	-5.29	6.35	12.6	6.8	0.39
Return On Equity %	-5.73	7.82	14.53	8.12	51.09
Return on Common Equity	-5.73	7.82	14.53	8.12	51.09
Margin Analysis
Gross Profit Margin %	98.65	100.65	100.16	100.06	100
SG&A Margin	-19	11.35	5.55	9.87	42.5
EBITDA Margin %	117.19	89.5	94.8	90.53	48.99
EBITA Margin %	117.65	89.31	94.61	90.19	46.93
EBIT Margin %	117.65	89.31	94.61	90.19	46.93
Income From Continuing Operations Margin %	79.29	68.67	68.17	67.31	3.8K
Net Income Margin %	79.29	68.67	68.17	67.31	3.8K
Net Avail. For Common Margin %	79.29	68.67	68.17	67.31	3.8K
Normalized Net Income Margin	73.53	55.82	59.13	56.37	29.33
Levered Free Cash Flow Margin	-24.47	91.05	71.48	71.66	131.69
Unlevered Free Cash Flow Margin	-24.47	91.05	71.48	71.66	131.69
Asset Turnover
Asset Turnover	-0.07	0.11	0.2	0.11	0.01
Fixed Assets Turnover	-41.03	46.03	74.69	62.38	-
Receivables Turnover (Average Receivables)	0.03	0.11	0.1	0.08	0.09
Short Term Liquidity
Current Ratio	35.35	27.52	82.96	7.84	112.4
Quick Ratio	33.94	26.6	78.77	6.36	112.4
Operating Cash Flow to Current Liabilities	1.42	3.15	9	-1.52	-10.29
Days Sales Outstanding (Average Receivables)	11.28K	3.42K	3.73K	4.58K	4.09K
Average Days Payable Outstanding	-1.34K	-3K	-3.92K	-557.1	-
Long Term Solvency
Total Debt/Equity	0.24	0.08	0.01	0.12	0.04
Total Debt / Total Capital	0.24	0.08	0.01	0.12	0.04
LT Debt/Equity	-	0	0.01	0.06	0
Long-Term Debt / Total Capital	-	0	0.01	0.06	0
Total Liabilities / Total Assets	2.14	3.54	7.04	8.8	17.47
Total Debt / EBITDA	-0.03	0.01	0	0.01	0.07
Net Debt / EBITDA	2.85	-1.94	-0.53	-0.01	-21.13
Total Debt / (EBITDA - Capex)	-0.03	0.01	0	0.01	0.07
Net Debt / (EBITDA - Capex)	2.85	-1.94	-0.53	-0.01	-21.13
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-132.75	-253.78	100.53	-38.82	-84.62
Gross Profit, 1 Yr. Growth %	-132.11	-256.9	99.55	-38.89	-84.63
EBITDA, 1 Yr. Growth %	-141.69	-217.45	112.41	-41.58	-91.68
EBITA, 1 Yr. Growth %	-141.95	-216.73	112.44	-41.68	-92
EBIT, 1 Yr. Growth %	-141.95	-216.73	112.44	-41.68	-92
Earnings From Cont. Operations, 1 Yr. Growth %	-134.95	-233.18	99.08	-39.6	768.73
Net Income, 1 Yr. Growth %	-134.95	-233.18	99.08	-39.6	768.73
Normalized Net Income, 1 Yr. Growth %	-141.95	-216.73	112.44	-41.68	-92
Diluted EPS Before Extra, 1 Yr. Growth %	-134.95	-237.39	109.41	-38.47	800.15
Accounts Receivable, 1 Yr. Growth %	-39.65	-24.07	-44.88	-40.34	-65.31
Net Property, Plant and Equip., 1 Yr. Growth %	2.58K	7.59	38.45	-72.41	-
Total Assets, 1 Yr. Growth %	-10.87	5.04	14.77	7.86	86.26
Tangible Book Value, 1 Yr. Growth %	-8	3.54	10.61	5.81	68.56
Common Equity, 1 Yr. Growth %	-8	3.54	10.61	5.81	68.56
Cash From Operations, 1 Yr. Growth %	-173.54	117.53	-45.06	-152.86	217.04
Levered Free Cash Flow, 1 Yr. Growth %	72.63	472.1	56.18	-38.7	-71.73
Unlevered Free Cash Flow, 1 Yr. Growth %	72.63	472.1	56.18	-38.7	-71.73
Dividend Per Share, 1 Yr. Growth %	3.7	-	-	-	-
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	83.64	-29.03	75.61	10.76	-69.32
Gross Profit, 2 Yr. CAGR %	72.13	-29.02	76.95	10.43	-69.35
EBITDA, 2 Yr. CAGR %	869.72	-30.03	57.95	11.39	-77.95
EBITA, 2 Yr. CAGR %	704.88	-30.02	57.47	11.31	-78.39
EBIT, 2 Yr. CAGR %	704.88	-30.02	57.47	11.31	-78.39
Earnings From Cont. Operations, 2 Yr. CAGR %	131.47	-31.78	62.83	9.65	129.06
Net Income, 2 Yr. CAGR %	131.47	-31.78	62.83	9.65	129.06
Normalized Net Income, 2 Yr. CAGR %	704.88	-30.02	57.47	11.31	-78.39
Diluted EPS Before Extra, 2 Yr. CAGR %	131.47	-30.71	69.62	13.51	135.34
Accounts Receivable, 2 Yr. CAGR %	-33.73	-32.3	-35.26	-42.65	-54.51
Net Property, Plant and Equip., 2 Yr. CAGR %	-6.96	344.41	22.04	-38.54	-
Total Assets, 2 Yr. CAGR %	-10.08	-3.24	9.8	11.26	41.74
Tangible Book Value, 2 Yr. CAGR %	3.02	-2.4	7.02	8.18	33.55
Common Equity, 2 Yr. CAGR %	3.02	-2.4	7.02	8.18	33.55
Cash From Operations, 2 Yr. CAGR %	-61.86	26.48	9.33	287.55	29.45
Levered Free Cash Flow, 2 Yr. CAGR %	-	214.26	200.11	-2.13	-58.37
Unlevered Free Cash Flow, 2 Yr. CAGR %	-	214.26	200.11	-2.13	-58.37
Dividend Per Share, 2 Yr. CAGR %	3.77	-	-15.48	-	-
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-1.95	73.09	0.33	23.56	-42.64
Gross Profit, 3 Yr. CAGR %	-1.41	66.89	0.18	24.15	-42.77
EBITDA, 3 Yr. CAGR %	24.29	379.78	1.31	13.37	-53.08
EBITA, 3 Yr. CAGR %	26.11	322.88	1.33	13.09	-53.71
EBIT, 3 Yr. CAGR %	26.11	322.88	1.33	13.09	-53.71
Earnings From Cont. Operations, 3 Yr. CAGR %	19.96	92.52	-2.51	16.99	118.6
Net Income, 3 Yr. CAGR %	19.96	92.52	-2.51	16.99	118.6
Normalized Net Income, 3 Yr. CAGR %	26.11	322.88	1.33	13.09	-53.71
Diluted EPS Before Extra, 3 Yr. CAGR %	19.96	94.53	0.18	20.97	126.36
Accounts Receivable, 3 Yr. CAGR %	-	-30.65	-36.76	-37	-51.5
Net Property, Plant and Equip., 3 Yr. CAGR %	-	-13.92	201.26	-25.93	-
Total Assets, 3 Yr. CAGR %	-	-5.3	2.43	9.15	32.11
Tangible Book Value, 3 Yr. CAGR %	-	3.2	1.76	6.61	25.42
Common Equity, 3 Yr. CAGR %	-	3.2	1.76	6.61	25.42
Cash From Operations, 3 Yr. CAGR %	-61.33	-31.85	-4.21	-22.57	262.46
Levered Free Cash Flow, 3 Yr. CAGR %	-	-	149.59	76.77	-35.31
Unlevered Free Cash Flow, 3 Yr. CAGR %	-	-	149.59	76.77	-35.31
Dividend Per Share, 3 Yr. CAGR %	3.85	-	-9.52	-	-
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-15.33	-	23.79	44.78	-37.54
Gross Profit, 5 Yr. CAGR %	-11.62	-	24.57	41.48	-37.62
EBITDA, 5 Yr. CAGR %	-	-	36.79	167.53	-44.95
EBITA, 5 Yr. CAGR %	0.07	-	37.83	147.94	-45.39
EBIT, 5 Yr. CAGR %	0.07	-	37.83	147.94	-45.39
Earnings From Cont. Operations, 5 Yr. CAGR %	2.62	-	35.56	53.71	37.2
Net Income, 5 Yr. CAGR %	2.62	-	35.56	53.71	37.2
Normalized Net Income, 5 Yr. CAGR %	0.07	-	37.83	147.93	-45.39
Diluted EPS Before Extra, 5 Yr. CAGR %	2.65	-	37.79	56.82	40.98
Accounts Receivable, 5 Yr. CAGR %	-35.09	-	-	-35.71	-44.57
Net Property, Plant and Equip., 5 Yr. CAGR %	-20.2	-	-	-24.77	-
Total Assets, 5 Yr. CAGR %	-21.27	-	-	1.01	16.64
Tangible Book Value, 5 Yr. CAGR %	1.56	-	-	5.16	13.45
Common Equity, 5 Yr. CAGR %	1.56	-	-	5.16	13.45
Cash From Operations, 5 Yr. CAGR %	-40.64	-	-41.39	-41.67	1.59
Levered Free Cash Flow, 5 Yr. CAGR %	-61.94	-	-	-	21.94
Unlevered Free Cash Flow, 5 Yr. CAGR %	-61.94	-	-	-	21.94
Dividend Per Share, 5 Yr. CAGR %	4.01	-	-4.36	-	-