X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

Employees

643

Sector

Financial Technology (Fintech)

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Quotes

Date	Price	Change	Volume
26-07-02	US$4.940	+0.82%	43,399
26-07-01	US$4.900	+1.24%	17,644
26-06-30	US$4.840	-3.39%	44,288
26-06-29	US$5.010	+1.21%	135,139
26-06-26	US$4.950	+3.56%	80,941

Delayed Quote NYSE

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Market Closed - NYSE Other stock markets 16:00:02 2026-07-02 EDT			5-day change	1st Jan Change
4.940 ^USD	+0.82%		+3.35%	-11.79%

06-17	X Financial Announces Executive Changes, Effective July 1, 2026	CI
06-17	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT

Market Cap	1.29B 190M 166M 153M 143M 270M 18.13B 275M 1.84B 714M 8.91B 715M 699M 30.71B	P/E 2024	1.93x	P/E 2025	1.11x
Enterprise Value	760M 112M 97.88M 89.95M 83.85M 159M 10.66B 161M 1.08B 420M 5.24B 420M 411M 18.06B	EV / Sales 2024	0.39x	EV / Sales 2025	0.15x
Free-Float	40.58%	Yield 2024	5.04%	Yield 2025	10%

06-17	X Financial Announces Executive Changes, Effective July 1, 2026	CI
06-17	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT
05-28	X Financial, Q1 2026 Earnings Call, May 28, 2026
05-27	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
05-27	X Financial Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
04-30	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
04-30	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
03-26	X Financial, Q4 2025 Earnings Call, Mar 26, 2026
03-25	X Financial announces Semi-Annual dividend, payable on May 20, 2026	CI
03-25	X Financial Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2025	CI
03-25	X financial reports fourth quarter and fiscal year 2025 unaudited financial results	RE
11-21	X Financial, Q3 2025 Earnings Call, Nov 21, 2025
11-20	X Financial Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI

06-17	X Financial Announces Leadership Change	PR
05-27	X Financial Reports First Quarter 2026 Unaudited Financial Results	PR
05-21	X Financial to Report First Quarter 2026 Financial Results on May 28, 2026	PR
05-11	X Financial : Initial Statement of Beneficial Ownership (Form 3)	PU
05-11	X Financial : Initial Statement of Beneficial Ownership (Form 3)	PU

X Financial Stock

Stocks

XYF

US98372W2026

Financial Technology (Fintech)

Valuation: X Financial

Chart: X Financial

Latest news : X Financial

Last Transcript: X Financial

Press Releases: X Financial

News in other languages: X Financial

Quotes and Performance

Course Extremes

Managers and Directors: X Financial

Latest insider transactions

Financial Technology (Fintech) (NEC)

Financials

Company Profile

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Income Statement and Estimates

22-07-14	Enel : insieme a Intesa Sanpaolo perfeziona acquisto della fintech Mooney
22-06-20	Intesa Sanpaolo : feu vert de l'UE pour le rachat de Mooney
22-06-20	Enel : l'UE autorise plusieurs acquisitions
22-05-03	HSBC: L'actionnaire principal Ping An appelle à une scission, le titre grimpe
22-03-01	Toshiba-Chef wirft im Streit um Konzernumbau das Handtuch

1 day	+0.82%
1 week	+3.35%
Current month	+2.07%
1 month	+0.61%
3 months	+17.06%
6 months	-14.53%
Current year	-11.79%

1 week	4.82	5.17
1 month	4.65	5.34
Current year	3.3	6.74
1 year	3.3	20.36
3 years	3.3	20.36
5 years	1.62	20.36
10 years	1.42	60.9

Manager	Title	Age	Since
Yue Tang CEO	Chief Executive Officer	55	2015-01-04
Kan Li PSD	President	52	2021-05-23
Fu Ya Zheng DFI	Director of Finance/CFO	60	2020-08-23

Director	Title	Age	Since
Yue Tang CHM	Chairman	55	2015-01-04
Shao Yong Cheng BRD	Director/Board Member	56	2017-11-30
Zheng Xue BRD	Director/Board Member	55	2018-08-31

Date	Insider	Type	Main position	Quantity	% Market Cap.
06-14	Zheng Wan	Sell	Director	-180,000	0.0777%
05-31	Zheng Wan	Conversion	Director	90,000	0.0389%
03-17	Zheng Wan	Other	Director	270,000	0.1166%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
X FINANCIAL	+0.82%	+3.35%	-73.82%	+12.53%	190M
ROBINHOOD MARKETS, INC.	+3.76%	+20.61%	+15.05%	+1,029.56%	102B
INTUIT INC.	+3.10%	+7.95%	-64.41%	-39.90%	75.32B
ADYEN N.V.	+0.85%	+4.92%	-43.66%	-45.62%	30.87B
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-0.59%	-4.95%	+29.23%	+96.63%	27.44B
AFFIRM HOLDINGS, INC.	+0.87%	+10.06%	+23.71%	+451.73%	28.33B
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+2.45%	+10.41%	-48.57%	-23.58%	21.61B
KASPI BANK	+1.68%	+3.42%	+6.45%	+10.75%	17.07B
CIRCLE INTERNET GROUP, INC.	+4.31%	-6.09%	-63.69%	-	16.06B
FUTU HOLDINGS LIMITED	-4.88%	-3.14%	-21.01%	+139.15%	13.32B
Average	+0.51%	+4.73%	-24.07%	+181.25%	33.17B
Weighted average by Cap.	+0.93%	+8.63%	-16.44%	+370.91%

	2024	2025
Net sales	5.87B 865M 756M 695M 648M 1.23B 82.37B 1.25B 8.34B 3.24B 40.49B 3.25B 3.18B 140B	7.64B 1.13B 984M 904M 843M 1.6B 107B 1.62B 10.86B 4.22B 52.68B 4.22B 4.13B 182B
Net income	1.54B 227M 198M 182M 170M 322M 21.6B 327M 2.19B 851M 10.62B 852M 833M 36.59B	1.46B 216M 189M 173M 162M 306M 20.54B 311M 2.08B 809M 10.1B 810M 793M 34.8B
Net Debt	-616M -90.73M -79.32M -72.89M -67.94M -129M -8.64B -131M -875M -340M -4.25B -341M -333M -14.63B	-532M -78.44M -68.57M -63.02M -58.74M -111M -7.47B -113M -757M -294M -3.67B -294M -288M -12.65B