Valuation VersaBank

Stocks

Market Closed - Toronto S.E. 16:00:00 2026-10-26 EDT			5-day change	1st Jan Change
32.68 ^CAD	-0.03%		+3.16%	+59.41%

10-15	Versabank Launches Commercial Phase of Tokenized Deposit Program in the U.S	CI
10-14	VersaBank Gets Canadian Finance Minister Approval for Reorganization	MT

Data adjusted to current consolidation scope

Fiscal Period: October	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	405.6	254.9	269	543.5	538.5	1,060	-	-
Change	-	-37.14%	5.52%	102.04%	-0.92%	96.81%	-	-
Enterprise Value (EV)	405.6	254.9	269	543.5	538.5	1,060	1,060	1,060
Change	-	-37.14%	5.52%	102.04%	-0.92%	96.81%	0%	0%
P/E	15.4x	11.8x	6.6x	14x	18.6x	27.3x	13.3x	9.34x
PBR	1.27x	0.75x	0.74x	1.36x	1x	1.83x	1.62x	1.39x
PEG	-	-0.7x	0.1x	-2.75x	-0.5x	0.8x	0x	0.2x
Capitalization / Revenue	6.21x	3.09x	2.48x	4.87x	4.32x	6.8x	4.93x	4.11x
EV / Revenue	0x	0x	0x	0x	0x	6.8x	4.93x	4.11x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	16.1x	9.03x	6.58x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.1	0.1	0.1	0.1	0.1	0.0985	0.0985	0.1
Rate of return	0.68%	1.08%	0.97%	0.48%	0.6%	0.3%	0.3%	0.31%
EPS ²	0.96	0.79	1.57	1.49	0.9	1.197	2.453	3.5
Distribution rate	10.4%	12.7%	6.37%	6.71%	11.1%	8.23%	4.01%	2.86%
Net sales ¹	65.36	82.39	108.6	111.6	124.6	155.8	214.9	257.6
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	30.35	33	58.25	54.52	45.91	65.87	117.4	161
Net income ¹	22.38	22.66	42.16	39.75	28.46	43.29	85.14	113
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	14.78	9.29	10.36	20.93	16.74	32.69	32.69	32.69
Nbr of stocks (in thousands)	27,441	27,441	25,964	25,966	32,168	32,419	-	-
Announcement Date	12/1/21	12/7/22	12/13/23	12/9/24	12/10/25	-	-	-

¹CAD in Million²CAD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
VERSABANK	27.32x	-	-	0.3%	758M
JPMORGAN CHASE & CO.	13.31x	-	-	1.92%	881B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.99x	-	-	5.2%	416B
AGRICULTURAL BANK OF CHINA LIMITED	6.71x	-	-	4.77%	370B
BANK OF AMERICA CORPORATION	11.51x	-	-	2.37%	350B
CHINA CONSTRUCTION BANK CORPORATION	6.21x	-	-	5%	335B
BANK OF CHINA LIMITED	6.67x	-	-	4.79%	311B
HSBC HOLDINGS PLC	11.09x	-	-	4.68%	310B
ROYAL BANK OF CANADA	17.36x	-	-	2.43%	279B
WELLS FARGO & COMPANY	11.22x	-	-	2.3%	247B
Average	11.74x			3.38%	350B
Weighted average by Cap.	10.27x			3.52%