Valuation VersaBank

Stocks

Market Closed - Toronto S.E. 16:00:00 2026-10-02 EDT			5-day change	1st Jan Change
31.78 ^CAD	+1.15%		-4.42%	+55.02%

09-22	VersaBank Launches Structured Receivable Program And Real-Time Structured Receivable Program To Point-Of-Sale Originators Of Small Business Loans And Leases In The United States	CI
09-17	VersaBank Shareholders Approve US Corporate Reorganization	MT

Data adjusted to current consolidation scope

Fiscal Period: October	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	405.6	254.9	269	543.5	538.5	1,030	-	-
Change	-	-37.14%	5.52%	102.04%	-0.92%	91.33%	-	-
Enterprise Value (EV)	405.6	254.9	269	543.5	538.5	1,030	1,030	1,030
Change	-	-37.14%	5.52%	102.04%	-0.92%	91.33%	0%	0%
P/E	15.4x	11.8x	6.6x	14x	18.6x	24.3x	11.6x	9.08x
PBR	1.27x	0.75x	0.74x	1.36x	1x	1.78x	1.57x	1.35x
PEG	-	-0.7x	0.1x	-2.75x	-0.5x	0.5x	0x	0.3x
Capitalization / Revenue	6.21x	3.09x	2.48x	4.87x	4.32x	6.61x	4.8x	4x
EV / Revenue	0x	0x	0x	0x	0x	6.61x	4.8x	4x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	15.2x	8.27x	6.4x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.1	0.1	0.1	0.1	0.1	0.0985	0.0985	0.1
Rate of return	0.68%	1.08%	0.97%	0.48%	0.6%	0.31%	0.31%	0.31%
EPS ²	0.96	0.79	1.57	1.49	0.9	1.31	2.733	3.5
Distribution rate	10.4%	12.7%	6.37%	6.71%	11.1%	7.52%	3.6%	2.86%
Net sales ¹	65.36	82.39	108.6	111.6	124.6	155.9	214.8	257.6
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	30.35	33	58.25	54.52	45.91	67.68	124.5	161
Net income ¹	22.38	22.66	42.16	39.75	28.46	42.16	89.1	113
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	14.78	9.29	10.36	20.93	16.74	31.78	31.78	31.78
Nbr of stocks (in thousands)	27,441	27,441	25,964	25,966	32,168	32,419	-	-
Announcement Date	12/1/21	12/7/22	12/13/23	12/9/24	12/10/25	-	-	-

¹CAD in Million²CAD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
VERSABANK	24.26x	-	-	0.31%	723M
JPMORGAN CHASE & CO.	13.12x	-	-	1.91%	884B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.17x	-	-	5.03%	415B
BANK OF AMERICA CORPORATION	11.69x	-	-	2.22%	376B
AGRICULTURAL BANK OF CHINA LIMITED	6.58x	-	-	4.81%	357B
CHINA CONSTRUCTION BANK CORPORATION	6.14x	-	-	5.02%	328B
HSBC HOLDINGS PLC	11.67x	-	-	4.46%	327B
BANK OF CHINA LIMITED	6.7x	-	-	4.75%	303B
ROYAL BANK OF CANADA	17.18x	-	-	2.45%	271B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	13.93x	-	-	2.82%	253B
Average	11.75x			3.38%	351.33B
Weighted average by Cap.	10.52x			3.49%