Valuation: Upstart Holdings, Inc.

Market Cap 3.01B 4,476B 2.64B 2.45B 2.25B 4.26B 288B 4.34B 29.15B 11.43B 142B 11.31B 11.06B 489B P/E 2026 *
33x
P/E 2027 * 16.3x
Enterprise Value 4.25B 6,321B 3.73B 3.45B 3.18B 6.01B 407B 6.13B 41.18B 16.15B 200B 15.97B 15.62B 690B EV / Sales 2026 *
3x
EV / Sales 2027 * 2.15x
Free-Float
86.99%
Yield 2026 *
-
Yield 2027 * -

Last Transcript: Upstart Holdings, Inc.

1 day-3.68%
1 week-8.96%
Current month-11.90%
1 month+7.98%
3 months+18.92%
6 months-32.38%
Current year-28.69%
1 week 9,780
Extreme 9780
10,770
1 month 9,050
Extreme 9050
11,650
Current year 7,090
Extreme 7090
15,950
1 year 7,090
Extreme 7090
23,375
3 years 3,142
Extreme 3142
23,375
5 years 831
Extreme 831
23,375
10 years 831
Extreme 831
23,375
Manager TitleAgeSince
Chief Executive Officer 35 2026-04-30
Director of Finance/CFO 38 2026-03-15
Director of Finance/CFO 52 2016-11-30
Director TitleAgeSince
Director/Board Member 35 2015-03-31
Chairman 60 2013-11-30
Director/Board Member 67 2019-11-30
Change 5-day change 1-year change 3-year change Capi.($)
-3.68%-8.96% - - 3.01B
+0.74%-0.39%+11.25%+64.51% 13.83B
0.00%-1.85%+19.36%+20.04% 10.41B
+0.61%-3.16%+21.76%+13.05% 6.55B
+2.01%-1.14%-2.72%+49.39% 5.19B
+0.53%-0.28%-29.88%-14.44% 1.68B
+2.10%-0.96%+74.09%+129.47% 1.46B
0.00%+3.29%+13.11%-32.31% 813M
0.00%-1.64%-21.74%-24.37% 649M
-1.84%-6.02%-0.05%+22.64% 564M
Average -0.02%-1.69%+9.47%+25.33% 4.57B
Weighted average by Cap. +0.23%-2.16%+13.13%+38.36%

Financials

2026 *2027 *
Net sales 1.42B 2,110B 1.24B 1.15B 1.06B 2.01B 136B 2.05B 13.74B 5.39B 66.72B 5.33B 5.21B 230B 1.86B 2,768B 1.63B 1.51B 1.39B 2.63B 178B 2.68B 18.03B 7.07B 87.52B 6.99B 6.84B 302B
Net income 109M 161B 95.23M 88.2M 81.15M 153M 10.39B 156M 1.05B 412M 5.1B 408M 399M 17.62B 230M 342B 202M 187M 172M 325M 22.03B 332M 2.23B 874M 10.82B 864M 845M 37.36B
Net Debt 1.24B 1,846B 1.09B 1.01B 928M 1.76B 119B 1.79B 12.02B 4.72B 58.36B 4.66B 4.56B 202B 999M 1,484B 876M 811M 746M 1.41B 95.59B 1.44B 9.67B 3.79B 46.94B 3.75B 3.67B 162B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
26-07-13 ARS 9,805.00 -3.68% 19,878
26-07-10 ARS 10,180.00 +1.80% 8,118
26-07-08 ARS 10,000.00 -4.03% 25,372
26-07-07 ARS 10,420.00 -3.25% 58,647
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
31.46USD
Average target price
41.07USD
Spread / Average Target
+30.54%

Quarterly revenue - Rate of surprise