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Valuation: Upstart Holdings, Inc.

Market Cap 3.1B 4,531B 2.71B 2.51B 2.35B 4.4B 293B 4.43B 29.73B 11.52B 144B 11.65B 11.4B 501B P/E 2026 *
33.6x
P/E 2027 * 17.5x
Enterprise Value 4.35B 6,343B 3.79B 3.51B 3.29B 6.16B 410B 6.2B 41.63B 16.13B 202B 16.31B 15.96B 701B EV / Sales 2026 *
3.07x
EV / Sales 2027 * 2.21x
Free-Float
86.99%
Yield 2026 *
-
Yield 2027 * -
1 day+0.10%
1 week+7.60%
Current month-2.40%
1 month+13.94%
3 months+27.55%
6 months-33.36%
Current year-28.95%
1 week 9,050
Extreme 9050
10,140
1 month 8,420
Extreme 8420
10,300
Current year 7,090
Extreme 7090
15,950
1 year 7,090
Extreme 7090
23,375
3 years 2,990.5
Extreme 2990.5
23,375
5 years 831
Extreme 831
23,375
10 years 831
Extreme 831
23,375
Manager TitleAgeSince
Chief Executive Officer 35 2026-04-30
Director of Finance/CFO 38 2026-03-15
Director of Finance/CFO 52 2016-11-30
Director TitleAgeSince
Director/Board Member 35 2015-03-31
Chairman 60 2013-11-30
Director/Board Member 67 2019-11-30
Change 5-day change 1-year change 3-year change Capi.($)
+0.10%+7.60% - - 3.1B
-0.02%+2.52%+23.15%+63.63% 13.94B
-1.34%-0.17%+34.40%+17.46% 10.55B
+2.91%+5.76%+15.43%+17.83% 6.06B
-6.06%-9.43%-1.63%+36.83% 5.18B
+0.12%+18.29%-28.07%-18.99% 1.62B
+4.54%+8.38%+96.47%+156.49% 1.51B
+1.05%+0.52%+4.90%-49.74% 723M
+0.54%+1.65%-17.78%-23.24% 674M
+0.08%-5.18%+11.34%+16.89% 588M
Average +0.19%+2.86%+15.36%+24.13% 4.54B
Weighted average by Cap. -0.45%+2.22%+21.28%+37.56%

Financials

2026 *2027 *
Net sales 1.42B 2,065B 1.23B 1.14B 1.07B 2.01B 134B 2.02B 13.56B 5.25B 65.72B 5.31B 5.2B 228B 1.86B 2,710B 1.62B 1.5B 1.4B 2.63B 175B 2.65B 17.78B 6.89B 86.22B 6.97B 6.82B 299B
Net income 109M 160B 95.43M 88.39M 82.74M 155M 10.33B 156M 1.05B 406M 5.08B 411M 402M 17.65B 221M 323B 193M 178M 167M 313M 20.85B 315M 2.12B 821M 10.26B 830M 812M 35.64B
Net Debt 1.24B 1,813B 1.08B 1B 939M 1.76B 117B 1.77B 11.9B 4.61B 57.67B 4.66B 4.56B 200B 999M 1,458B 871M 806M 755M 1.42B 94.23B 1.42B 9.57B 3.71B 46.38B 3.75B 3.67B 161B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
26-06-19 9,770.00 $ +0.10% 532
26-06-18 9,760.00 $ +6.09% 7,269
26-06-17 9,200.00 $ -4.61% 23,666
26-06-16 9,645.00 $ +6.22% 8,805
26-06-12 9,080.00 $ -4.07% 42,462
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
32.43USD
Average target price
40.13USD
Spread / Average Target
+23.75%

Quarterly revenue - Rate of surprise

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