Valuation: Upstart Holdings, Inc.

Market Cap 2.32B 3,530B 2.03B 1.92B 1.75B 3.28B 222B 3.3B 22.98B 8.9B 113B 8.7B 8.51B 365B P/E 2026 *
33.6x
P/E 2027 * 12.6x
Enterprise Value 3.78B 5,756B 3.32B 3.13B 2.85B 5.34B 362B 5.38B 37.47B 14.51B 185B 14.19B 13.88B 595B EV / Sales 2026 *
2.66x
EV / Sales 2027 * 1.93x
Free-Float
87.06%
Yield 2026 *
-
Yield 2027 * -
1 day-2.33%
1 week-3.06%
Current month-15.08%
1 month-20.51%
3 months-24.64%
6 months+5.57%
Current year-43.49%
1 week 7,635
Extreme 7635
8,410
1 month 7,635
Extreme 7635
10,170
Current year 7,090
Extreme 7090
15,950
1 year 7,090
Extreme 7090
17,040
3 years 3,142
Extreme 3142
23,375
5 years 831
Extreme 831
23,375
10 years 831
Extreme 831
23,375
Manager TitleAgeSince
Chief Executive Officer 35 2026-04-30
Director of Finance/CFO 38 2026-03-15
Director of Finance/CFO 52 2016-11-30
Director TitleAgeSince
Director/Board Member 35 2015-03-31
Chairman 60 2013-11-30
Director/Board Member 67 2019-11-30
Change 5-day change 1-year change 3-year change Capi.($)
-2.33%-3.06% - - 2.32B
+0.13%-3.02%-3.41%+47.83% 11.68B
+0.30%-4.39%+0.10%+31.88% 8.94B
+1.80%+1.34%+19.54%+45.40% 5.86B
+1.51%-3.91%+21.21%+19.33% 5.77B
-3.37%-4.76%-58.48%-10.96% 2.32B
-0.74%-3.25%+2.10%-25.27% 1.6B
+1.21%-0.56%+45.95%+204.28% 1.4B
0.00%-1.80%-19.41%-40.68% 705M
-2.99%-3.28%+38.98%+54.56% 630M
Average -0.45%-2.68%+5.17%+36.26% 4.32B
Weighted average by Cap. +0.22%-2.83%+3.63%+37.21%

Financials

2026 *2027 *
Net sales 1.42B 2,162B 1.25B 1.18B 1.07B 2.01B 136B 2.02B 14.07B 5.45B 69.49B 5.33B 5.21B 223B 1.86B 2,834B 1.63B 1.54B 1.4B 2.63B 178B 2.65B 18.45B 7.15B 91.08B 6.98B 6.83B 293B
Net income 74.58M 114B 65.44M 61.81M 56.33M 105M 7.15B 106M 740M 286M 3.65B 280M 274M 11.74B 225M 343B 198M 187M 170M 319M 21.61B 321M 2.24B 866M 11.04B 846M 828M 35.47B
Net Debt 1.46B 2,226B 1.28B 1.21B 1.1B 2.07B 140B 2.08B 14.49B 5.61B 71.55B 5.49B 5.37B 230B 1.27B 1,939B 1.12B 1.06B 961M 1.8B 122B 1.81B 12.62B 4.89B 62.33B 4.78B 4.68B 200B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
26-09-25 ARS 7,770.00 -2.33% 14,559
26-09-24 ARS 7,955.00 +0.70% 18,717
26-09-23 ARS 7,900.00 -4.93% 50,855
26-09-22 ARS 8,310.00 +1.65% 15,731
26-09-21 ARS 8,175.00 +2.00% 53,847
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
23.81USD
Average target price
40.00USD
Spread / Average Target
+68.00%

Quarterly revenue - Rate of surprise