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Valuation: Upstart Holdings, Inc.

Market Cap 3.01B 2.65B 2.44B 2.28B 4.28B 285B 4.35B 29.27B 11.33B 140B 11.3B 11.06B 486B P/E 2026 *
32.6x
P/E 2027 * 17x
Enterprise Value 4.25B 3.74B 3.44B 3.22B 6.04B 403B 6.14B 41.34B 16B 198B 15.97B 15.62B 687B EV / Sales 2026 *
3.01x
EV / Sales 2027 * 2.16x
Free-Float
86.99%
Yield 2026 *
-
Yield 2027 * -
1 day+3.78%
1 week+7.24%
Current month-3.33%
1 month+6.68%
3 months+22.80%
6 months-32.26%
Current year-25.30%
1 week 30.04
Extreme 30.04
33.13
1 month 28.98
Extreme 28.98
34.69
Current year 23.96
Extreme 23.965
52.1
1 year 23.96
Extreme 23.965
87.3
3 years 19.84
Extreme 19.84
96.43
5 years 11.93
Extreme 11.93
401.49
10 years 11.93
Extreme 11.93
401.49
Manager TitleAgeSince
Chief Executive Officer 35 2026-04-30
Director of Finance/CFO 38 2026-03-15
Director of Finance/CFO 52 2016-11-30
Director TitleAgeSince
Director/Board Member 35 2015-03-31
Chairman 60 2013-11-30
Director/Board Member 67 2019-11-30
Date Insider Type Main position Quantity % Market Cap.
06-08Sell

Chairperson

-15,000 0.0157%
05-28Free

Director

6,476 0.0068%
05-28Free

Director

6,476 0.0068%
Change 5-day change 1-year change 3-year change Capi.($)
+3.58%+7.24%-49.63%+8.16% 3.01B
+0.75%+0.07%+19.97%+76.61% 13.86B
-2.46%-3.19%+23.61%+18.28% 10.52B
+1.51%+5.54%+16.58%+21.82% 6.17B
-1.31%-5.63%-0.82%+37.05% 5.14B
-0.40%+1.70%-33.89%-25.15% 1.54B
+2.44%+7.23%+99.36%+154.69% 1.53B
-0.79%-0.79%+0.80%-49.06% 705M
-0.55%-0.55%-19.11%-24.17% 659M
+0.47%-1.47%+5.54%+20.22% 565M
Average +0.37%-0.42%+6.24%+23.84% 4.37B
Weighted average by Cap. +0.09%-0.98%+12.92%+40.34%

Financials

2026 *2027 *
Net sales 1.42B 1.24B 1.15B 1.07B 2.01B 134B 2.04B 13.75B 5.32B 65.77B 5.31B 5.2B 229B 1.86B 1.63B 1.5B 1.41B 2.64B 176B 2.68B 18.04B 6.98B 86.29B 6.97B 6.82B 300B
Net income 109M 96.16M 88.6M 82.94M 155M 10.37B 158M 1.06B 412M 5.09B 411M 402M 17.68B 221M 194M 179M 167M 314M 20.94B 319M 2.15B 832M 10.27B 830M 812M 35.7B
Net Debt 1.24B 1.09B 1.01B 941M 1.76B 118B 1.79B 12.07B 4.67B 57.71B 4.66B 4.56B 201B 999M 877M 808M 757M 1.42B 94.6B 1.44B 9.71B 3.76B 46.42B 3.75B 3.67B 161B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
26-06-24 US$32.57 +3.53% 616,766
26-06-23 US$31.46 +0.45% 3,325,199
26-06-22 US$31.32 -3.42% 3,460,083
26-06-18 US$32.43 +6.47% 5,230,493
26-06-17 US$30.46 -5.52% 6,374,135
Trader
Investor
Global
Quality
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
31.46USD
Average target price
40.13USD
Spread / Average Target
+27.57%

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