Valuation: Upstart Holdings, Inc.

Market Cap 2.94B 2.55B 2.38B 2.17B 4.1B 280B 4.16B 27.9B 10.95B 140B 11.04B 10.8B 467B P/E 2026 *
43.3x
P/E 2027 * 16.4x
Enterprise Value 4.31B 3.73B 3.49B 3.19B 6.01B 411B 6.1B 40.91B 16.05B 206B 16.19B 15.84B 685B EV / Sales 2026 *
3.04x
EV / Sales 2027 * 2.12x
Free-Float
87.22%
Yield 2026 *
-
Yield 2027 * -
1 day-2.83%
1 week+2.65%
Current month+10.09%
1 month-7.73%
3 months+4.32%
6 months-22.46%
Current year-30.92%
1 week 29.18
Extreme 29.18
34.69
1 month 25.89
Extreme 25.89
34.69
Current year 23.96
Extreme 23.965
52.1
1 year 23.96
Extreme 23.965
76.95
3 years 19.84
Extreme 19.84
96.43
5 years 11.93
Extreme 11.93
401.49
10 years 11.93
Extreme 11.93
401.49
Manager TitleAgeSince
Chief Executive Officer 35 2026-04-30
Director of Finance/CFO 38 2026-03-15
Director of Finance/CFO 52 2016-11-30
Director TitleAgeSince
Director/Board Member 35 2015-03-31
Chairman 60 2013-11-30
Director/Board Member 67 2019-11-30
Date Insider Type Main position Quantity % Market Cap.
5/29/26 Free

Director

6,476 0.0068%
5/15/26 Sell

Chairperson

-1,817 0.0019%
5/7/26 Fiscal year

Founder

1,670,150 1.7451%
Change 5-day change 1-year change 3-year change Capi.($)
-2.83%+2.65%-56.06%-5.74% 3.03B
+0.16%-0.64%+16.84%+52.42% 13.17B
+0.61%-1.61%+19.12%+30.20% 10.46B
-0.74%+1.45%+25.49%+17.03% 6.08B
+2.36%+1.09%+9.23%+42.14% 5.46B
+0.54%-0.88%-5.81%-35.47% 1.68B
-4.23%-11.36%+68.57%+157.68% 1.52B
+0.96%-1.40%+1.44%-33.23% 783M
0.00%-0.28%-21.96%-24.26% 661M
-2.00%+0.22%+28.29%+37.34% 631M
Average -0.54%-1.41%+8.51%+23.81% 4.35B
Weighted average by Cap. +0.05%-1.03%+12.79%+34.12%

Financials

2026 *2027 *
Net sales 1.42B 1.23B 1.15B 1.05B 1.98B 135B 2.01B 13.47B 5.28B 67.71B 5.33B 5.21B 226B 1.86B 1.61B 1.51B 1.38B 2.6B 178B 2.64B 17.68B 6.94B 88.91B 7B 6.84B 296B
Net income 76.12M 65.89M 61.59M 56.29M 106M 7.26B 108M 722M 283M 3.63B 286M 280M 12.1B 215M 186M 174M 159M 299M 20.48B 304M 2.04B 800M 10.25B 806M 789M 34.13B
Net Debt 1.37B 1.19B 1.11B 1.01B 1.91B 131B 1.94B 13.02B 5.11B 65.46B 5.15B 5.04B 218B 1B 869M 812M 742M 1.4B 95.74B 1.42B 9.53B 3.74B 47.9B 3.77B 3.69B 160B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
26-08-10 US$30.21 -2.83% 3,698,298
26-08-07 US$31.09 +4.64% 4,445,941
26-08-06 US$29.71 -1.62% 5,041,219
26-08-05 US$30.20 -0.40% 12,328,635
26-08-04 US$30.32 +3.02% 7,817,759
Trader
Investor
Global
Quality
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
30.21USD
Average target price
40.60USD
Spread / Average Target
+34.39%

Quarterly revenue - Rate of surprise

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