United Bancorporation of Alabama, Inc. is a financial holding company that primarily serves Southwest Alabama as well as Northwest Florida. The Company is a Community Development Financial Institution (CDFI) that operates subsidiaries, which includes United Bank and UB Community Development. United Bank is also designated as a CDFI and operates in approximately 23 locations across six counties. UB Community Development focuses on economic and community development through its New Market Tax Credits, affordable housing and community facilities programs. United Bank has offices in Atmore, Brewton, Camden, Flomaton, Monroeville, Frisco City, Bay Minette, Daphne, Foley, Lillian, Loxley, Magnolia Springs, Semmes, Silverhill and Summerdale in Alabama. United Bank serves Santa Rosa County, Florida in Jay, Milton and Pace.

Employees

Sector

Banks

Calendar

08-05 - Earnings release - Q2 2026

More about the company

Market Cap	183M 160M 147M 136M 256M 17.58B 261M 1.76B 692M 8.61B 685M 670M 29.64B	P/E 2024	7.45x	P/E 2025	10.2x
Enterprise Value	24.92M 21.78M 20.09M 18.52M 34.91M 2.4B 35.69M 240M 94.47M 1.18B 93.58M 91.53M 4.05B	EV / Sales 2024	0.55x	EV / Sales 2025	0.07x
Free-Float	99.32%	Yield 2024	1.93%	Yield 2025	2.63%

07-07	Merion Road Capital Management Sends Letter to United Bancorporation	CI
07-07	United Bancorporation of Alabama, Inc.'s Board intends to launch an Equity Buyback.	CI
06-18	United Bancorporation of Alabama, Inc. Announces Semi-Annual Dividend, Payable on or Near July 15, 2026	CI
05-12	United Bancorporation of Alabama, Inc. announces an Equity Buyback for 446,520 shares.	CI
05-11	United Bancorporation of Alabama, Inc. authorizes a Buyback Plan.	CI
04-29	Tranche Update on United Bancorporation of Alabama, Inc.'s Equity Buyback Plan announced on May 14, 2025.	CI
04-29	United Bancorporation of Alabama, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
03-30	United Bancorporation of Alabama, Inc.'s Equity Buyback announced on May 14, 2025, has closed with 332,366 shares, representing 10.14% of its issued share capital.	CI
02-20	United Bancorporation of Alabama, Inc., Q4 2025 Earnings Call, Feb 11, 2026
01-30	Tranche Update on United Bancorporation of Alabama, Inc.'s Equity Buyback Plan announced on May 14, 2025.	CI
01-29	United Bancorporation of Alabama, Inc. Reports Earnings Results for the Full Year Ended December 31, 2025	CI
12-15	United Bancorporation of Alabama, Inc. announces Semi-Annual dividend, payable on January 15, 2026	CI
11-25	United Bancorporation of Alabama, Inc., Q3 2025 Earnings Call, Nov 19, 2025

07-08	UNITED BANCORPORATION OF ALABAMA, INC. ISSUES STATEMENT REGARDING MERION ROAD CAPITAL MANAGEMENT AND BLUE HILL ADVISORS	PR
07-07	Merion Road Capital Management and Blue Hill Advisors urge United Bancorporation of Alabama to return excess capital, improve profitability, and strengthen corporate governance	PR
05-12	United Bancorporation of Alabama, Inc. Announces Renewal of Stock Repurchase Program	PR
04-30	United Bancorporation of Alabama : 1st Quarter 2026 Statement	PU
03-25	United Bancorporation of Alabama to Present at the Banking Virtual Investor Conference on March 26th	AQ

Manager	Title	Age	Since
Michael Vincent CEO	Chief Executive Officer	-	2021-09-20
Leigh Anne Jones DFI	Director of Finance/CFO	-	2014-11-30
Kendell Lewis CTO	Chief Tech/Sci/R&D Officer	-	-

Director	Title	Age	Since
Michael Andreoli BRD	Director/Board Member	64	-
Dale Ash BRD	Director/Board Member	66	-
David Swift CHM	Chairman	73	-

United Bancorporation of Alabama, Inc. Stock Other OTC

Stocks

UBAB

US90944R1005

Banks

Valuation: United Bancorporation of Alabama, Inc.

Latest news : United Bancorporation of Alabama, Inc.

Last Transcript: United Bancorporation of Alabama, Inc.

Press Releases: United Bancorporation of Alabama, Inc.

Managers and Directors: United Bancorporation of Alabama, Inc.

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Financials

Company Profile

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
UNITED BANCORPORATION OF ALABAMA, INC.	-.--%	+6.50%	-	-	183M
JPMORGAN CHASE & CO.	-0.60%	+1.38%	+17.11%	+121.98%	907B
BANK OF AMERICA CORPORATION	-0.36%	+2.68%	+29.48%	+99.58%	430B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	+0.44%	+3.75%	+11.63%	+93.02%	378B
HSBC HOLDINGS PLC	-0.11%	+1.44%	+59.94%	+139.25%	344B
ROYAL BANK OF CANADA	-0.34%	+1.11%	+65.88%	+133.02%	300B
CHINA CONSTRUCTION BANK CORPORATION	+1.22%	+1.97%	-2.13%	+93.24%	286B
WELLS FARGO & COMPANY	-0.64%	+0.40%	+8.52%	+91.91%	265B
BANK OF CHINA LIMITED	-0.39%	-0.20%	+8.32%	+84.06%	264B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	-4.30%	+0.35%	+76.47%	+220.68%	241B
Average	-0.51%	+1.43%	+30.58%	+119.64%	379.33B
Weighted average by Cap.	-0.48%	+1.57%	+27.89%	+117.95%

	2024	2025
Net sales	79.05M 69.08M 63.74M 58.75M 111M 7.61B 113M 762M 300M 3.73B 297M 290M 12.83B	69.69M 60.9M 56.2M 51.8M 97.63M 6.71B 99.8M 672M 264M 3.29B 262M 256M 11.31B
Net income	28M 24.47M 22.58M 20.82M 39.23M 2.7B 40.1M 270M 106M 1.32B 105M 103M 4.55B	19.67M 17.19M 15.86M 14.62M 27.56M 1.89B 28.17M 190M 74.58M 928M 73.88M 72.26M 3.19B
Net Debt	-149M -130M -120M -111M -209M -14.35B -213M -1.44B -565M -7.03B -560M -547M -24.19B	-158M -138M -127M -117M -221M -15.18B -226M -1.52B -598M -7.43B -592M -579M -25.59B