Valuation: Time Finance plc

Market Cap 45.56M 60.81M 53.37M 49.65M 85.65M 5.86B 86.94M 589M 230M 2.88B 228M 223M 9.95B P/E 2026 *
-
P/E 2027 * 6.54x
Enterprise Value 45.56M 60.81M 53.37M 49.65M 85.65M 5.86B 86.94M 589M 230M 2.88B 228M 223M 9.95B EV / Sales 2026
988,230x
EV / Sales 2027 * 1,122,279x
Free-Float
83.35%
Yield 2026 *
-
Yield 2027 * -
1 day-1.00%
1 week-1.00%
Current month+3.54%
1 month+0.40%
3 months+9.23%
6 months-2.55%
Current year-4.42%
1 week 49
Extreme 49
51
1 month 47
Extreme 47
51.9
Current year 40.11
Extreme 40.11
57
1 year 40.11
Extreme 40.11
60
3 years 23
Extreme 23
67
5 years 15
Extreme 15
67
10 years 12.1
Extreme 12.1
74.8
Manager TitleAgeSince
Chief Executive Officer 54 2021-02-18
Director of Finance/CFO 49 2017-04-30
Compliance Officer - 2018-04-30
Director TitleAgeSince
Director/Board Member 49 2017-04-30
Director/Board Member 54 2021-02-18
Chairman 55 2021-10-20
Date Insider Type Main position Quantity % Market Cap.
11/19/25 Free

Chief Executive Officer

361,842 0.3911%
11/19/25 Free

Chief Financial Officer

263,158 0.2845%
10/3/25 Fiscal year

Chief Executive Officer

411,667 0.4450%
Change 5-day change 1-year change 3-year change Capi.($)
-1.00%-1.00%-12.81%+94.90% 60.79M
+1.84%+2.95%+34.87%+136.04% 23.86B
-0.58%+2.30%+52.37%+98.96% 7.97B
-1.90%+2.18%+3.75%+16.80% 6.86B
+0.68%+3.45%+20.30%+42.57% 6.55B
-1.41%-2.66%-16.27%-44.40% 4.8B
-4.00%-10.29%+10.23%+288.92% 2.46B
+0.23%+2.00%+7.23%+16.02% 2.44B
-2.68%+3.57%-14.71%+29.46% 2.34B
-0.08%+2.47%+16.42%+40.62% 2.27B
Average -0.89%+0.28%+10.14%+71.99% 5.96B
Weighted average by Cap. +0.14%+1.55%+23.07%+86.10%

Financials

2026 2027 *
Net sales - 40.6 54.18 47.55 44.24 76.32 5.22K 77.47 524.61 205.21 2.56K 202.81 198.97 8.87K
Net income 6.3M 8.41M 7.38M 6.87M 11.84M 810M 12.02M 81.4M 31.84M 398M 31.47M 30.87M 1.38B 7M 9.34M 8.2M 7.63M 13.16M 900M 13.36M 90.45M 35.38M 442M 34.97M 34.3M 1.53B
Net Debt - -10 -13.34 -11.71 -10.9 -18.8 -1.29K -19.08 -129.21 -50.54 -631.43 -49.95 -49.01 -2.18K
Logo Time Finance plc
Time Finance plc is a United Kingdom-based independent specialist finance provider. The Company offers a multi-product range for SMEs. The Company is primarily a lender for the working capital requirements of United Kingdom businesses, but it can also act as a broker in arranging funding where more appropriate. It comprises two core, own-book divisions - Asset Finance and Invoice Finance - with lending proposals originated through a variety of channels. These include finance brokers and other professional firms, equipment vendors, suppliers and dealers, and direct from borrowers. It can fund various asset types, which include hard assets and soft assets. Hard assets include printing equipment; tractor units, trailers & LCVs; agricultural & forestry equipment, and cars & vans. Soft assets include office furniture, commercial kitchens, software, shop fit-outs, and audio visual & IT hardware. The Company's finance solutions also include loans, vehicle finance and asset based lending.
Employees
153
Date Price Change Volume
26-07-24 GBX 49.70 -1.00% 185,348
26-07-23 GBX 50.20 +1.01% 183,189
26-07-22 GBX 49.70 +1.43% 232,065
26-07-21 GBX 49.00 -2.39% 133,396
26-07-20 GBX 50.20 0.00% 257,374
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
0.4970GBP
Average target price
1.120GBP
Spread / Average Target
+125.35%

Annual profits - Rate of surprise