Valuation Synchrony Financial Berne S.E.

Stocks

End-of-day quote Berne S.E. 2026-09-25			5-day change	1st Jan Change
59.50 ^CHF	+1.63%		-3.34%	-

09-15	Intelibly Inc. And Synchrony Financial Integrate CareCredit Health And Wellness Credit Card Into Intelibly Inc. Dental-Technology Platform	CI
09-14	Synchrony Financial Presents at Barclays 24th Annual Global Financial Services Conference, Sep-14-2026 09:00 AM

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	25,387	14,805	15,803	25,307	30,049	23,733	-	-
Change	-	-41.68%	6.74%	60.14%	18.74%	-21.02%	-	-
Enterprise Value (EV) ¹	31,557	18,702	17,526	26,058	30,258	27,871	32,635	35,296
Change	-	-40.74%	-6.29%	48.68%	16.12%	-7.89%	17.09%	8.15%
P/E	6.32x	5.34x	7.36x	7.6x	8.99x	7.73x	6.99x	6.13x
PBR	1.89x	1.19x	1.18x	1.64x	1.86x	1.49x	1.35x	1.22x
PEG	-	-0.3x	-0.5x	0.1x	1.05x	4.65x	0.7x	0.4x
Capitalization / Revenue	2.49x	1.27x	1.16x	1.57x	2.01x	1.56x	1.49x	1.42x
EV / Revenue	3.1x	1.6x	1.29x	1.62x	2.02x	1.84x	2.04x	2.11x
EV / EBITDA	-	-	-	-	-	3.45x	4.03x	-
EV / EBIT	5.07x	2.55x	1.98x	2.31x	3.07x	2.82x	3.11x	3.19x
EV / FCF	-	-	-	-	3.07x	9.06x	10.9x	-
FCF Yield	-	-	-	-	32.6%	11%	9.17%	-
Dividend per Share ²	0.88	0.9	0.96	1	1.15	1.279	1.419	1.603
Rate of return	1.9%	2.74%	2.51%	1.54%	1.38%	1.75%	1.95%	2.2%
EPS ²	7.34	6.15	5.19	8.55	9.28	9.434	10.44	11.91
Distribution rate	12%	14.6%	18.5%	11.7%	12.4%	13.6%	13.6%	13.5%
Net sales ¹	10,192	11,674	13,627	16,125	14,981	15,180	15,973	16,712
EBITDA ¹	-	-	-	-	-	8,070	8,090	-
EBIT ¹	6,229	7,337	8,869	11,286	9,846	9,897	10,500	11,078
Net income ¹	4,179	2,974	2,196	3,427	3,469	3,127	3,063	3,134
Net Debt ¹	6,170	3,897	1,723	751	209	4,139	8,902	11,564
Reference price ²	46.39	32.86	38.19	65.00	83.43	72.94	72.94	72.94
Nbr of stocks (in thousands)	547,259	450,541	413,804	389,344	360,171	325,371	-	-
Announcement Date	1/28/22	1/23/23	1/23/24	1/28/25	1/27/26	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
BAJAJ FINANCE LIMITED	23.7x	16.15x	-	0.73%	64.67B
ROCKET COMPANIES, INC.	35.64x	4.95x	16.96x	-.--%	34.46B
BAJAJ FINSERV LTD.	23.07x	4.98x	24.66x	0.08%	29.54B
SHRIRAM FINANCE LIMITED	16.62x	11.67x	22.68x	1.2%	24.53B
SYNCHRONY FINANCIAL	7.58x	1.81x	3.4x	1.79%	23.73B
SOFI TECHNOLOGIES, INC.	28.34x	3.81x	11.45x	-.--%	21.41B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	21.32x	18.18x	42.92x	0.17%	14.79B
TATA CAPITAL LIMITED	20.62x	21.89x	-	0.25%	14.92B
Average	22.11x	10.43x	20.34x	0.53%	28.51B
Weighted average by Cap.	23.06x	10.39x	19.06x	0.56%