Cash flow Prudential plc Xetra

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PRU

GB0007099541

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Published financial data: PRUDENTIAL PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Premiums and Annuity Revenues	22.37B	21.4B	9.37B	10.36B	11.08B
Total Interest And Dividend Income	3.49B	-62M	9.74B	1.65B	1.42B
Gain (Loss) on Sale of Investments, Total (Rev)	-	-30.04B	-22M	-	1.52B
Other Revenues, Total	641M	539M	-8.05B	25M	411M
Total Revenues	26.5B	-8.16B	11.04B	12.03B	14.43B
Policy Benefits	18.91B	-13.7B	4.54B	4.91B	5.02B
Policy Acquisition / Underwriting Costs, Total	1.58B	1.8B	2.74B	3.16B	3.44B
Selling General & Admin Expenses, Total	3.13B	3.09B	-	-	-
Other Operating Expenses	-152M	-1.02B	-	-	-
Total Operating Expenses	23.47B	-9.83B	7.28B	8.06B	8.46B
Operating Income	3.03B	1.67B	3.75B	3.97B	5.97B
Interest Expense, Total	-328M	-209M	-463M	-233M	-183M
Income (Loss) on Equity Invest.	352M	29M	-91M	477M	364M
Currency Exchange Gains (Loss)	-	-	4M	40M	-
Other Non Operating Income (Expenses)	-	-7M	-932M	-941M	-1.03B
EBT, Excl. Unusual Items	3.05B	1.48B	2.27B	3.31B	5.12B
Gain (Loss) on Sale of Assets	-	-	-	-71M	-
Other Unusual Items	-35M	-	-	-	-
EBT, Incl. Unusual Items	3.02B	1.48B	2.27B	3.24B	5.12B
Income Tax Expense	804M	475M	560M	824M	1B
Earnings From Continuing Operations	2.21B	1.01B	1.71B	2.42B	4.12B
Earnings Of Discontinued Operations	-4.23B	-	-	-	-
Net Income to Company	-2.02B	1.01B	1.71B	2.42B	4.12B
Minority Interest	-22M	-9M	-11M	-130M	-141M
Net Income - (IS)	-2.04B	998M	1.7B	2.28B	3.98B
Net Income to Common Incl Extra Items	-2.04B	998M	1.7B	2.28B	3.98B
Net Income to Common Excl. Extra Items	2.19B	998M	1.7B	2.28B	3.98B
Per Share Items
Net EPS - Basic	-0.78	0.36	0.62	0.84	1.54
Basic EPS - Continuing Operations	0.83	0.36	0.62	0.84	1.54
Basic Weighted Average Shares Outstanding	2.63B	2.74B	2.74B	2.72B	2.58B
Net EPS - Diluted	-0.78	0.36	0.62	0.84	1.54
Diluted EPS - Continuing Operations	0.83	0.36	0.62	0.84	1.54
Diluted Weighted Average Shares Outstanding	2.63B	2.74B	2.75B	2.72B	2.59B
Normalized Basic EPS	0.72	0.34	0.51	0.71	1.19
Normalized Diluted EPS	0.72	0.34	0.51	0.71	1.18
Dividend Per Share	0.17	0.19	0.2	0.23	0.27
Payout Ratio	-20.62	47.49	31.33	24.16	14.93
American Depositary Receipts Ratio (ADR)	0.5	0.5	0.5	0.5	0.5
Supplemental Items
EBITDA	3.08B	2.02B	4.18B	4.4B	6.47B
EBITA	3.03B	1.99B	4.13B	4.36B	6.42B
EBIT	3.03B	1.67B	3.75B	3.97B	5.97B
EBITDAR	-	2.02B	4.18B	4.39B	6.47B
Total Revenues (As Reported)	26.5B	-8.22B	-	-	-
Effective Tax Rate - (Ratio)	26.64	32.05	24.65	25.44	19.57
Current Domestic Taxes	-	-	-	-	-
Current Foreign Taxes	-	-	-	-	-
Total Current Taxes	-	481M	456M	521M	739M
Deferred Domestic Taxes	-	-	-	-	-
Deferred Foreign Taxes	-	-	-	-	-
Total Deferred Taxes	-	-6M	104M	303M	263M
Normalized Net Income	1.89B	917M	1.41B	1.94B	3.06B
Interest on Long-Term Debt	-	2M	7M	10M	11M
Non-Cash Pension Expense	-	-	-	-	-
Supplemental Operating Expense Items
General and Administrative Expenses	3.13B	3.09B	-	-	-
Net Rental Expense, Total	-	-6M	-7M	-2M	-5M
Imputed Operating Lease Interest Expense	-	-1.56M	-4.61M	-704K	-1.33M
Imputed Operating Lease Depreciation	-	-4.44M	-2.39M	-1.3M	-3.67M
Stock-Based Comp., Other (Total)	-	104M	81M	85M	95M
Total Stock-Based Compensation	-	104M	81M	85M	95M

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Assets
Investment In Debt Securities	99.09B	76.99B	83.06B	73.8B	92.05B
Investment In Equity and Preferred Securities, Total	28.34B	28.82B	66.69B	35.71B	40.77B
Trading Asset Securities, Total	-	-	-	-	-
Real Estate Owned	38M	37M	39M	3M	3M
Mortgage Loans	150M	140M	148M	153M	207M
Policy Loans	1.73B	1.92B	-	-	-
Total Other Investments	40.19B	37.05B	5.87B	53.17B	57.8B
Total investments	170B	145B	156B	163B	191B
Cash And Equivalents	7.17B	5.51B	4.75B	2.44B	3.85B
Reinsurance Recoverable - (IS)	9.75B	3B	2.43B	3.39B	3.41B
Other Receivables - (Insurance Template)	3.65B	3.13B	3.81B	3.95B	4.12B
Deferred Policy Acquisition Costs - (BS)	2.82B	3.25B	-	-	-
Separate Account Assets	-	-	-	-	-
Gross Property Plant And Equipment	-	1.19B	1.23B	1.34B	1.42B
Accumulated Depreciation	-	-775M	-855M	-923M	-889M
Net Property Plant And Equipment	478M	419M	374M	417M	530M
Goodwill	907M	890M	896M	848M	902M
Other Intangibles, Total	4.02B	3.88B	3.99B	3.82B	3.96B
Restricted Cash	-	-	-	3.33B	3.86B
Other Current Assets, Total	481M	569M	1.86B	691M	621M
Deferred Tax Assets Long-Term (Collected)	266M	310M	156M	142M	119M
Other Long-Term Assets, Total	28M	17M	-	-	-
Total Assets	199B	166B	174B	182B	212B
Liabilities
Accrued Expenses, Total	7.98B	598M	279M	273M	366M
Insurance And Annuity Liabilities	156B	128B	140B	148B	174B
Reinsurance Payable - (BS)	-	2.04B	1.15B	536M	640M
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	-	101M	76M	84M	96M
Short-Term Borrowings	723M	1.08B	1.42B	799M	1.26B
Long-Term Debt	6.14B	4.28B	3.94B	3.94B	4.46B
Long-Term Leases	347M	198M	158M	173M	214M
Current Income Taxes Payable	185M	208M	275M	238M	273M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	5.93B	5.19B	2.95B	4.54B	3.84B
Pension & Other Post Retirement Benefits	-	341M	-	-	-
Deferred Tax Liability Non-Current	2.86B	2.87B	1.25B	1.51B	1.83B
Other Non Current Liabilities	1.53B	4.2B	4.75B	3.54B	3.35B
Total Liabilities	182B	149B	156B	163B	191B
Common Stock, Total	182M	182M	183M	176M	169M
Additional Paid In Capital	5.01B	5.01B	5.01B	5.01B	5.01B
Retained Earnings	10.48B	11.08B	11.93B	11.91B	14.09B
Treasury Stock	-267M	-270M	-	-	-
Comprehensive Income and Other	1.68B	962M	703M	401M	851M
Total Common Equity	17.09B	16.96B	17.82B	17.49B	20.12B
Minority Interest	176M	167M	160M	1.18B	1.24B
Total Equity	17.26B	17.13B	17.98B	18.67B	21.36B
Total Liabilities And Equity	199B	166B	174B	182B	212B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	2.73B	2.74B	2.74B	2.64B	2.53B
ECS Total Common Shares Outstanding	2.73B	2.74B	2.74B	2.64B	2.53B
Book Value / Share	6.25	6.2	6.5	6.62	7.95
Tangible Book Value	12.17B	12.19B	12.94B	12.82B	15.26B
Tangible Book Value Per Share	4.45	4.45	4.72	4.85	6.03
Total Debt	7.21B	5.66B	5.59B	4.99B	6.04B
Net Debt	41M	144M	839M	2.55B	2.18B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-	-	-	-	-
Debt Equivalent Oper. Leases	-	-48M	-56M	-16M	-40M
Minority Interest, Total (Incl. Fin. Div)	176M	167M	160M	1.18B	1.24B
Equity Method Investments, Total	2.18B	1.92B	1.94B	2.41B	2.76B
Account Code - Inventory Valuation	3	3	3	3	3
Full Time Employees	-	14.67K	15.03K	15.41K	15.34K
Part Time Employees	-	9.1	-	-	-

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Net Income	-2.04B	998M	1.7B	2.28B	3.98B
Depreciation, Depletion & Amortization	169M	145M	145M	134M	150M
Amortization of Goodwill and Intangible Assets - (CF)	-	317M	379M	389M	451M
Total Depreciation, Depletion & Amortization	169M	462M	524M	523M	601M
Amortization of Deferred Charges, Total	-	24M	-	-	-
Amort. Of Deferred Policy Acq. Costs - (CF)	-	485M	-	-	-
Change in Accounts Receivable	-	-	-	7.92B	22.66B
Change in insurance Reserves / Liabilities	9.1B	-29.21B	12.79B	-	-
Change in Other Net Operating Assets (Collected)	-11.88B	28.82B	-14.47B	-7.72B	-24B
Net Cash From Discontinued Operations	-423M	-	-	-	-
Other Operating Activities	4.94B	-501M	294M	595M	-785M
Cash from Operations	-145M	1.08B	832M	3.61B	2.45B
Capital Expenditure	-36M	-34M	-44M	-101M	-104M
Sale of Property, Plant, and Equipment	-	-	2M	-	4M
Cash Acquisitions	-773M	-298M	-415M	-557M	-
Divestitures	83M	293M	273M	-	1.48B
Purchase / Sale of Intangible Assets	-	-	-	-	-297M
Investment in Marketable and Equity Securities, Total	-	-	-176M	-174M	-
Cash from Investing	-726M	-39M	-360M	-832M	1.09B
Long-Term Debt Issued, Total	995M	346M	-	-	462M
Total Debt Issued	995M	346M	-	-	462M
Long-Term Debt Repaid, Total	-1.37B	-2.18B	-486M	-93M	-95M
Total Debt Repaid	-1.37B	-2.18B	-486M	-93M	-95M
Issuance of Common Stock	2.38B	2M	4M	-	2M
Repurchase of Common Stock	-	-	-	-860M	-1.25B
Common Dividends Paid	-421M	-474M	-533M	-552M	-594M
Common & Preferred Stock Dividends Paid	-421M	-474M	-533M	-552M	-594M
Special Dividend Paid	-	-	-	-	-
Other Financing Activities, Total	2.01B	-218M	-195M	-190M	-267M
Cash from Financing	3.59B	-2.52B	-1.21B	-1.7B	-1.74B
Foreign Exchange Rate Adjustments	-44M	-175M	-25M	-61M	140M
Miscellaneous Cash Flow Adjustments	-3.53B	-	-	-	-
Net Change in Cash	-848M	-1.66B	-763M	1.02B	1.93B
Supplemental Items
Cash Interest Paid	325M	220M	263M	239M	237M
Cash Income Tax Paid (Refund)	453M	449M	406M	549M	518M
Net Debt Issued / Repaid	-373M	-1.83B	-486M	-93M	367M
Levered Free Cash Flow	36.32B	8.68B	-1.7B	3.6B	2.78B
Unlevered Free Cash Flow	36.53B	8.81B	-1.41B	3.74B	2.9B
Change In Net Working Capital	-34.5B	-6.72B	4.31B	-757M	1.13B

Fiscal Period: December	2021 (USD)	2022 (USD)	2023 (USD)	2024 (USD)	2025 (USD)
Profitability
Return on Assets	0.53	0.57	1.4	1.39	1.89
Return on Total Capital	5.79	4.41	10.17	10.5	14.62
Return On Equity %	11.24	5.86	9.82	13.18	20.58
Return on Common Equity	11.55	5.86	9.85	12.94	21.15
Margin Analysis
Gross Profit Margin %	22.66	-45.87	34.01	32.97	41.39
SG&A Margin	11.8	-37.89	-	-	-
EBITDA Margin %	11.6	-24.83	37.9	36.54	44.87
EBITA Margin %	11.43	-24.35	37.44	36.2	44.51
EBIT Margin %	11.43	-20.46	34.01	32.97	41.39
Income From Continuing Operations Margin %	8.35	-12.35	15.51	20.07	28.55
Net Income Margin %	-7.71	-12.23	15.41	18.99	27.57
Net Avail. For Common Margin %	8.27	-12.23	15.41	18.99	27.57
Normalized Net Income Margin	7.12	-11.24	12.76	16.11	21.21
Levered Free Cash Flow Margin	137.07	-106.37	-15.36	29.9	19.29
Unlevered Free Cash Flow Margin	137.84	-107.97	-12.74	31.11	20.08
Asset Turnover
Asset Turnover	0.07	-0.04	0.07	0.07	0.07
Fixed Assets Turnover	38.66	-18.19	27.22	30.42	30.47
Receivables Turnover (Average Receivables)	-	31.99	16.52	9.51	7.91
Short Term Liquidity
Current Ratio	1.38	1.27	2.02	2.08	2.39
Quick Ratio	0.61	0.76	1.16	0.79	1.01
Operating Cash Flow to Current Liabilities	-0.01	0.12	0.14	0.56	0.38
Days Sales Outstanding (Average Receivables)	-	11.41	22.1	38.48	46.15
Average Days Payable Outstanding	-	-54.98	58.28	38.28	25.38
Long Term Solvency
Total Debt/Equity	41.77	33.04	31.08	26.74	28.25
Total Debt / Total Capital	29.46	24.83	23.71	21.1	22.03
LT Debt/Equity	37.58	26.12	22.79	22.01	21.88
Long-Term Debt / Total Capital	26.51	19.64	17.39	17.37	17.06
Total Liabilities / Total Assets	91.33	89.68	89.67	89.73	89.93
EBIT / Interest Expense	9.23	7.99	8.11	17.03	32.63
EBITDA / Interest Expense	9.75	10.2	9.24	19.27	35.91
(EBITDA - Capex) / Interest Expense	9.64	10.03	9.14	18.84	35.34
Total Debt / EBITDA	2.25	2.66	1.31	1.11	0.92
Net Debt / EBITDA	0.01	0.07	0.2	0.57	0.33
Total Debt / (EBITDA - Capex)	2.28	2.7	1.32	1.14	0.93
Net Debt / (EBITDA - Capex)	0.01	0.07	0.2	0.58	0.34
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-26.89	-130.75	39.33	11.13	19.51
Gross Profit, 1 Yr. Growth %	1.99	-37.92	142.19	11.97	49.01
EBITDA, 1 Yr. Growth %	0.49	-40.51	115.84	10.67	45.94
EBITA, 1 Yr. Growth %	0.7	-40.86	117.64	11.07	46.09
EBIT, 1 Yr. Growth %	0.7	-45.37	142.19	11.97	49.01
Earnings From Cont. Operations, 1 Yr. Growth %	-10.29	-54.52	-271.72	41.06	70.56
Net Income, 1 Yr. Growth %	-196.41	-148.87	-268.92	34.33	74.09
Normalized Net Income, 1 Yr. Growth %	-5.19	-51.74	-521.38	36.27	57.81
Diluted EPS Before Extra, 1 Yr. Growth %	-11.84	-56.26	-268.18	35.7	82.74
Net Property, Plant and Equip., 1 Yr. Growth %	-46.47	-12.34	-14.42	11.5	27.1
Accounts Receivable, 1 Yr. Growth %	-	-6.67	4.06	13.98	35.02
Total Assets, 1 Yr. Growth %	-61.42	-16.65	8.62	4.49	16.67
Common Equity, 1 Yr. Growth %	-18.15	-0.75	6.53	-1.86	15.01
Tangible Book Value, 1 Yr. Growth %	-23.19	0.16	8.23	-0.94	19.01
Cash From Operations, 1 Yr. Growth %	-107.38	-843.45	-22.82	333.77	-32.11
Capital Expenditures, 1 Yr. Growth %	-36.84	-5.56	29.41	129.55	2.97
Levered Free Cash Flow, 1 Yr. Growth %	-309.99	-72.27	-122.73	-174.3	-10.37
Unlevered Free Cash Flow, 1 Yr. Growth %	-313.61	-72.04	-118.15	-179.67	-9.79
Dividend Per Share, 1 Yr. Growth %	7.02	9	9	12.99	15
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-46.83	-52.56	-35.49	23.24	15.41
Gross Profit, 2 Yr. CAGR %	-12.09	-20.28	-21.08	59.98	29.75
EBITDA, 2 Yr. CAGR %	3.47	-18.65	10.85	50.61	26.11
EBITA, 2 Yr. CAGR %	4.27	-18.74	10.94	51.45	34.56
EBIT, 2 Yr. CAGR %	9.03	-25.51	10.85	59.98	29.75
Earnings From Cont. Operations, 2 Yr. CAGR %	6.47	-36.12	-12.06	55.64	55.11
Net Income, 2 Yr. CAGR %	61.49	-31.36	-8.73	50.64	52.93
Normalized Net Income, 2 Yr. CAGR %	11.8	-32.1	-13.9	140.79	46.65
Diluted EPS Before Extra, 2 Yr. CAGR %	5.38	-37.9	-13.85	51.07	57.47
Net Property, Plant and Equip., 2 Yr. CAGR %	-33.01	-31.5	-11.55	-2.32	19.04
Accounts Receivable, 2 Yr. CAGR %	-	-	30.77	8.91	24.06
Total Assets, 2 Yr. CAGR %	-33.79	-43.3	-6.5	6.53	10.41
Common Equity, 2 Yr. CAGR %	-6.33	-9.87	2.13	2.25	6.24
Tangible Book Value, 2 Yr. CAGR %	-10.85	-12.29	3.14	3.55	8.58
Cash From Operations, 2 Yr. CAGR %	-83.47	-25.95	139.54	82.97	71.6
Capital Expenditures, 2 Yr. CAGR %	-25	-22.77	10.55	72.35	53.74
Levered Free Cash Flow, 2 Yr. CAGR %	-37.59	-29.18	-76.73	-30.54	-26.98
Unlevered Free Cash Flow, 2 Yr. CAGR %	-37.52	-28.23	-78.87	-30.49	-24.72
Dividend Per Share, 2 Yr. CAGR %	-38.97	8	9	10.98	13.99
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-9.58	-55.69	-32.72	-23.16	22.12
Gross Profit, 3 Yr. CAGR %	-9.74	-21.62	-13.93	-13.02	56.76
EBITDA, 3 Yr. CAGR %	-10.68	-11	10.98	8.9	49.49
EBITA, 3 Yr. CAGR %	-8.02	-10.67	11.17	9.06	50.1
EBIT, 3 Yr. CAGR %	-8.02	-13.15	7.66	9.1	56.76
Earnings From Cont. Operations, 3 Yr. CAGR %	-8.4	-19.81	-11.48	2.94	60.46
Net Income, 3 Yr. CAGR %	-20.2	8.42	-7.05	3.82	58.08
Normalized Net Income, 3 Yr. CAGR %	-6.21	-15.29	-10.86	0.67	109.16
Diluted EPS Before Extra, 3 Yr. CAGR %	-9.28	-21.39	-13.18	0.24	60.97
Net Property, Plant and Equip., 3 Yr. CAGR %	-35.66	-26.73	-25.18	-4.45	6.64
Accounts Receivable, 3 Yr. CAGR %	-	3.67	-	24.92	17
Total Assets, 3 Yr. CAGR %	-32.51	-28.51	-30.39	-2.97	9.81
Common Equity, 3 Yr. CAGR %	-8.03	-4.51	-5.14	0.78	6.34
Tangible Book Value, 3 Yr. CAGR %	-11.28	-7.32	-6.52	1.76	8.46
Cash From Operations, 3 Yr. CAGR %	-64.92	-41.22	-24.92	191.97	31.48
Capital Expenditures, 3 Yr. CAGR %	-35.47	-19.01	-8.27	41.04	45.16
Levered Free Cash Flow, 3 Yr. CAGR %	-24.76	-54.69	-53.9	-51.37	-28.01
Unlevered Free Cash Flow, 3 Yr. CAGR %	-24.52	-54.51	-56.52	-50.84	-27.96
Dividend Per Share, 3 Yr. CAGR %	-35.24	-25.95	8.33	10.31	12.3
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-22.87	-39.91	-20.99	-33.67	-16.83
Gross Profit, 5 Yr. CAGR %	-14.29	-22.43	-14.39	-12.58	0.28
EBITDA, 5 Yr. CAGR %	-10.11	-16.16	-0.62	8.89	16.17
EBITA, 5 Yr. CAGR %	-9.22	-16.34	1.21	9.35	16.38
EBIT, 5 Yr. CAGR %	-9.22	-18.55	-0.72	9.26	14.7
Earnings From Cont. Operations, 5 Yr. CAGR %	-3.17	-18.95	-9.89	4.34	10.79
Net Income, 5 Yr. CAGR %	-4.73	-19.09	-15.8	23.89	13.44
Normalized Net Income, 5 Yr. CAGR %	-8.37	-20.1	-9.22	5.14	8.99
Diluted EPS Before Extra, 5 Yr. CAGR %	-3.86	-20.11	-11.14	2.27	10.16
Net Property, Plant and Equip., 5 Yr. CAGR %	-13.83	-15.11	-26.93	-17.1	-9.91
Accounts Receivable, 5 Yr. CAGR %	-	5.55	15.26	18.4	-
Total Assets, 5 Yr. CAGR %	-20.75	-22.54	-23.11	-16.73	-16.29
Common Equity, 5 Yr. CAGR %	-2.96	-2.64	-4.1	-2.13	-0.74
Tangible Book Value, 5 Yr. CAGR %	-4.74	-4.7	-5.78	-3.49	-0.75
Cash From Operations, 5 Yr. CAGR %	-45.37	-11.2	-24.36	-7.43	4.5
Capital Expenditures, 5 Yr. CAGR %	-40.21	-26.77	-19.97	9.55	12.78
Levered Free Cash Flow, 5 Yr. CAGR %	52.11	35.73	-54.33	-47.85	-30.61
Unlevered Free Cash Flow, 5 Yr. CAGR %	54.45	31.93	-55.97	-47.47	-29.89
Dividend Per Share, 5 Yr. CAGR %	-21.8	-19.81	-20.25	-12.94	10.56