Company Valuation: Primerica, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 6,053 5,233 7,209 9,058 8,246 9,921 - -
Change - -13.54% 37.76% 25.65% -8.96% 20.32% - -
Enterprise Value (EV) 6,645 5,233 7,209 9,058 8,246 9,921 9,921 9,921
Change - -21.25% 37.76% 25.65% -8.96% 20.32% 0% 0%
P/E 16.3x 14.6x 12.9x 19.8x 11.3x 13x 11.9x 10.9x
PBR 2.9x 3.03x 3.49x 4.01x 3.36x 3.65x 3.3x 2.96x
PEG - 3.8x 0.2x -1.4x 0.2x 1.87x 1.35x 1.16x
Capitalization / Revenue 2.23x 1.92x 2.56x 2.93x 2.51x 2.82x 2.68x 2.54x
EV / Revenue 0x 0x 0x 0x 0x 2.82x 2.68x 2.54x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.67x 9.41x -
EV / FCF 0x - - 0x 0x 17.3x 16.5x -
FCF Yield 10.4% - - 9.2% 10.6% 5.8% 6.05% -
Dividend per Share 2 1.88 2.2 2.6 3.3 4.16 4.8 5.293 5.705
Rate of return 1.23% 1.55% 1.26% 1.22% 1.61% 1.51% 1.66% 1.79%
EPS 2 9.38 9.74 15.94 13.71 22.91 24.5 26.66 29.16
Distribution rate 20% 22.6% 16.3% 24.1% 18.2% 19.6% 19.9% 19.6%
Net sales 1 2,710 2,720 2,816 3,089 3,292 3,523 3,696 3,909
EBITDA - - - - - - - -
EBIT 1 636.6 594.2 784.6 913.8 998.8 1,026 1,055 -
Net income 1 373.4 373 576.6 470.5 751.2 768.8 792.4 831.7
Net Debt 592.1 - - - - - - -
Reference price 2 153.27 141.82 205.76 271.42 258.36 318.15 318.15 318.15
Nbr of stocks (in thousands) 39,490 36,898 35,034 33,371 31,916 31,184 - -
Announcement Date 2/14/22 2/23/23 2/13/24 2/11/25 2/11/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
5.22x1.43x - 3.73% 143B
12.34x - - 3.8% 55.58B
8.8x0.44x10.24x1.44% 52.04B
16x11.08x86.24x2.58% 40.39B
10.18x2.31x11.03x5.08% 24.52B
65.03x1.27x - 0.18% 20.03B
10.37x - - 5.24% 16.01B
16.72x0.85x - 3.35% 15.09B
11.81x2.74x10.11x0.67% 14.28B
Average 17.38x 2.87x 29.41x 2.9% 42.35B
Weighted average by Cap. 12.27x 2.61x 33.77x 3.14%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield