Company Valuation: Primerica, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 6,053 5,233 7,209 9,058 8,246 9,105 - -
Change - -13.54% 37.76% 25.65% -8.96% 10.41% - -
Enterprise Value (EV) 6,645 5,233 7,209 9,058 8,246 9,105 9,105 9,105
Change - -21.25% 37.76% 25.65% -8.96% 10.41% 0% 0%
P/E 16.3x 14.6x 12.9x 19.8x 11.3x 11.8x 11x 10x
PBR 2.9x 3.03x 3.49x 4.01x 3.36x 3.44x 3.09x 2.77x
PEG - 3.8x 0.2x -1.4x 0.2x 1.31x 1.41x 1.01x
Capitalization / Revenue 2.23x 1.92x 2.56x 2.93x 2.51x 2.58x 2.46x 2.33x
EV / Revenue 0x 0x 0x 0x 0x 2.58x 2.46x 2.33x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 8.81x 8.63x -
EV / FCF 0x - - 0x 0x 15.8x 15.2x -
FCF Yield 10.4% - - 9.2% 10.6% 6.32% 6.59% -
Dividend per Share 2 1.88 2.2 2.6 3.3 4.16 4.8 5.293 5.705
Rate of return 1.23% 1.55% 1.26% 1.22% 1.61% 1.62% 1.79% 1.93%
EPS 2 9.38 9.74 15.94 13.71 22.91 24.97 26.92 29.59
Distribution rate 20% 22.6% 16.3% 24.1% 18.2% 19.2% 19.7% 19.3%
Net sales 1 2,710 2,720 2,816 3,089 3,292 3,529 3,694 3,913
EBITDA - - - - - - - -
EBIT 1 636.6 594.2 784.6 913.8 998.8 1,033 1,055 -
Net income 1 373.4 373 576.6 470.5 751.2 785.9 803 844.3
Net Debt 592.1 - - - - - - -
Reference price 2 153.27 141.82 205.76 271.42 258.36 295.82 295.82 295.82
Nbr of stocks (in thousands) 39,490 36,898 35,034 33,371 31,916 30,777 - -
Announcement Date 2/14/22 2/23/23 2/13/24 2/11/25 2/11/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
11.93x - - 1.61% 9.17B
4.3x1.39x - 3.99% 140B
12.29x - - 3.82% 56.13B
8.99x0.47x11.06x1.39% 55.39B
15.49x10.96x86.22x2.6% 39.86B
9.75x2.16x10.18x5.5% 22.97B
61.02x1.19x - 0.19% 18.68B
10.32x - - 5.27% 16.16B
15.77x0.81x - 3.55% 14.14B
10.93x2.55x9.43x0.72% 13.1B
Average 16.08x 2.79x 29.22x 2.86% 38.51B
Weighted average by Cap. 11.46x 2.55x 33.55x 3.22%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation Primerica, Inc.