Valuation NBT Bancorp Inc.

Stocks

Market Closed - Nasdaq 16:00:00 2026-10-26 EDT			5-day change	1st Jan Change
53.13 ^USD	+0.49%		+4.83%	+27.96%

09-21	NBT Bancorp Inc. and NBT Bank, N.A. Announce Appointment of Kimberly A. Boynton to Board of Directors, Effective October 1, 2026	CI
07-30	Stephens Downgrades NBT Bancorp to Equal Weight From Overweight, Adjusts PT to $55 From $52	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Market Cap ¹	1,670	1,861	1,973	2,253	2,172	2,761	-	-
Change	-	11.44%	6.05%	14.16%	-3.59%	27.09%	-	-
Enterprise Value (EV)	1,670	1,861	1,973	2,253	2,172	2,761	2,761	2,761
Change	-	11.44%	6.05%	14.16%	-3.59%	27.09%	0%	0%
P/E	10.9x	12.3x	15.8x	16.1x	12.5x	12.7x	11.6x	10.5x
PBR	1.33x	1.59x	1.38x	1.48x	1.14x	1.37x	1.27x	-
PEG	-	-21.77x	-0.6x	1.3x	1x	0.5x	1.27x	1x
Capitalization / Revenue	3.49x	3.59x	3.79x	3.9x	3.12x	3.63x	3.44x	3.18x
EV / Revenue	0x	0x	0x	0x	0x	3.63x	3.44x	3.18x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	8.98x	8.48x	-
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	1.1	1.16	1.24	1.32	1.42	1.534	1.614	1.54
Rate of return	2.86%	2.67%	2.96%	2.76%	3.42%	2.89%	3.04%	2.9%
EPS ²	3.54	3.52	2.65	2.97	3.33	4.184	4.566	5.05
Distribution rate	31.1%	33%	46.8%	44.4%	42.6%	36.7%	35.4%	30.5%
Net sales ¹	478.9	517.8	520.4	576.9	697	759.7	801.7	866.8
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	191.6	215.2	188.7	201.6	251.7	307.5	325.6	-
Net income ¹	154.9	152	118.8	140.6	169.2	218.5	237	263.8
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	38.52	43.42	41.91	47.76	41.52	53.13	53.13	53.13
Nbr of stocks (in thousands)	43,350	42,858	47,088	47,173	52,315	51,960	-	-
Announcement Date	1/26/22	1/23/23	1/23/24	1/27/25	1/26/26	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
NBT BANCORP INC.	12.64x	-	-	2.9%	2.75B
JPMORGAN CHASE & CO.	13.31x	-	-	1.92%	881B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	5.99x	-	-	5.2%	416B
AGRICULTURAL BANK OF CHINA LIMITED	6.71x	-	-	4.77%	370B
BANK OF AMERICA CORPORATION	11.51x	-	-	2.37%	350B
CHINA CONSTRUCTION BANK CORPORATION	6.21x	-	-	5%	335B
BANK OF CHINA LIMITED	6.67x	-	-	4.79%	311B
HSBC HOLDINGS PLC	11.09x	-	-	4.68%	310B
ROYAL BANK OF CANADA	17.36x	-	-	2.43%	279B
WELLS FARGO & COMPANY	11.22x	-	-	2.3%	247B
Average	10.27x			3.64%	350.2B
Weighted average by Cap.	10.27x			3.52%