Valuation LH Financial Group

Stocks

End-of-day quote Thailand S.E. 2026-10-02			5-day change	1st Jan Change
1.220 ^THB	0.00%		-2.40%	+35.56%

09-20	LH Financial Group Public Company Limited(SET:LHFG) added to S&P Global BMI Index	CI
08-24	LH Financial Group Public Company Limited Announces Interim Cash Dividend for the Operating Period from January 1, 2026 to June 30, 2026, Payable on September 21, 2026	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025
Market Cap ¹	21,965	28,598	26,056	21,184	16,523	19,065
Change	-	30.2%	-8.89%	-18.7%	-22%	15.38%
Enterprise Value (EV) ¹	45,475	59,301	54,638	51,731	44,644	46,893
Change	-	30.4%	-7.86%	-5.32%	-13.7%	5.04%
P/E	10.7x	20.5x	16.5x	10.1x	8.04x	6.62x
PBR	0.57x	0.75x	0.71x	0.59x	0.43x	0.45x
PEG	-	-0.6x	1.2x	0.3x	-4.06x	0.2x
Capitalization / Revenue	4.04x	5.96x	4.81x	3.23x	2.4x	2.27x
EV / Revenue	8.35x	12.4x	10.1x	7.88x	6.5x	5.58x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	0.04	0.04	0.01	0.03	0.03	0.06
Rate of return	3.81%	2.96%	0.81%	3%	3.85%	6.67%
EPS ²	0.0981	0.0657	0.0745	0.099	0.097	0.136
Distribution rate	40.8%	60.9%	13.4%	30.3%	30.9%	44.1%
Net sales ¹	5,444	4,800	5,420	6,567	6,872	8,399
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	2,057	1,384	1,579	2,096	2,047	2,886
Net Debt ¹	23,510	30,703	28,582	30,547	28,120	27,827
Reference price ²	1.050	1.350	1.230	1.000	0.780	0.900
Nbr of stocks (in thousands)	20,919,410	21,183,661	21,183,661	21,183,661	21,183,661	21,183,661
Announcement Date	2/25/21	2/25/22	2/23/23	2/23/24	2/24/25	2/24/26

¹THB in Million²THB

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
LH FINANCIAL GROUP	-	-	-	-	770M
JPMORGAN CHASE & CO.	13.12x	-	-	1.91%	884B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.17x	-	-	5.03%	415B
BANK OF AMERICA CORPORATION	11.69x	-	-	2.22%	376B
AGRICULTURAL BANK OF CHINA LIMITED	6.58x	-	-	4.81%	357B
CHINA CONSTRUCTION BANK CORPORATION	6.14x	-	-	5.02%	328B
HSBC HOLDINGS PLC	11.67x	-	-	4.46%	327B
BANK OF CHINA LIMITED	6.7x	-	-	4.75%	303B
ROYAL BANK OF CANADA	17.18x	-	-	2.45%	271B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	13.93x	-	-	2.82%	253B
Average	10.35x			3.72%	351.34B
Weighted average by Cap.	10.51x			3.49%