Income Statement IRRC Corporation

Stocks

7325

JP3105230001

Multiline Insurance & Brokers

Delayed Japan Exchange 22:27:05 2026-08-25 EDT			5-day change	1st Jan Change
698.00 ^JPY	+0.14%		+1.60%	-19.77%

05-15	IRRC Corporation Reports Earnings Results for the Nine Months Ended March 31, 2026	CI
25-10-26	IRRC Corporation agreed to acquire Insurance shop business of Asset Guardian Company, Limited from Asset Guardian Company, Limited for approximately ¥150 million.	CI

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Published financial data: IRRC CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: June	2021	2022	2023	2024	2025
Revenues	4.64B	5.2B	6B	7.92B	9.42B
Total Revenues	4.64B	5.2B	6B	7.92B	9.42B
Cost of Goods Sold, Total	688M	866M	989M	1.69B	2.06B
Gross Profit	3.95B	4.33B	5.02B	6.23B	7.37B
Selling General & Admin Expenses, Total	3.56B	3.89B	4.77B	5.74B	6.63B
Provision for Bad Debts	-	-	49M	-	-
Other Operating Expenses	19M	25M	10M	-3M	-
Other Operating Expenses, Total	3.58B	3.92B	4.83B	5.73B	6.63B
Operating Income	366M	418M	188M	495M	741M
Interest Expense, Total	-	-	-	-	-1M
Interest And Investment Income	-	-	-	-	1M
Net Interest Expenses	-	-	-	-	0
Other Non Operating Income (Expenses)	7M	13M	6M	41M	9M
EBT, Excl. Unusual Items	373M	431M	194M	536M	750M
Gain (Loss) On Sale Of Investments	-	-	-43M	-	-
Gain (Loss) On Sale Of Assets	-	-	-	-	3M
Asset Writedown	-12M	-28M	-36M	-26M	-68M
Other Unusual Items	-1M	-1M	-1M	-	1M
EBT, Incl. Unusual Items	360M	402M	114M	510M	686M
Income Tax Expense	127M	147M	98M	148M	236M
Earnings From Continuing Operations	233M	255M	16M	362M	450M
Net Income to Company	233M	255M	16M	362M	450M
Minority Interest	-	-	-	-11M	-15M
Net Income - (IS)	233M	255M	16M	351M	435M
Net Income to Common Incl Extra Items	233M	255M	16M	351M	435M
Net Income to Common Excl. Extra Items	233M	255M	16M	351M	435M
Per Share Items
Net EPS - Basic	27.29	29.83	1.85	42.36	53.09
Basic EPS - Continuing Operations	27.29	29.83	1.85	42.36	53.09
Basic Weighted Average Shares Outstanding	8.54M	8.55M	8.65M	8.29M	8.19M
Net EPS - Diluted	27.01	29.64	1.85	42.36	52.65
Diluted EPS - Continuing Operations	27.01	29.64	1.85	42.36	52.65
Diluted Weighted Average Shares Outstanding	8.64M	8.64M	8.65M	8.29M	8.2M
Normalized Basic EPS	27.31	31.51	14.02	39.1	55.38
Normalized Diluted EPS	26.99	31.19	14.02	39.1	55.35
Dividend Per Share	12	12	15	20	25
Payout Ratio	43.78	40	637.5	35.9	37.7
Supplemental Items
EBITDA	572M	655M	454M	794M	1.09B
EBITA	377M	429M	198M	510M	759M
EBIT	366M	418M	188M	495M	741M
EBITDAR	1.07B	1.24B	1.07B	1.52B	1.88B
Effective Tax Rate - (Ratio)	35.28	36.57	85.96	29.02	34.4
Normalized Net Income	233M	269M	121M	324M	454M
Non-Cash Pension Expense	32M	34M	37M	45M	51M
Supplemental Operating Expense Items
Advertising Expense	408M	355M	759M	635M	712M
Selling and Marketing Expenses	408M	355M	759M	635M	712M
Research And Development Expense From Footnotes	13M	9M	7M	10M	24M
Net Rental Expense, Total	500M	590M	618M	726M	787M
Imputed Operating Lease Interest Expense	-	-	-	-	119M
Imputed Operating Lease Depreciation	-	-	-	-	668M

Fiscal Period: June	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	2.07B	2.23B	1.6B	1.87B	2.22B
Total Cash And Short Term Investments	2.07B	2.23B	1.6B	1.87B	2.22B
Accounts Receivable, Total	564M	629M	839M	907M	1.23B
Total Receivables	564M	629M	839M	907M	1.23B
Deferred Tax Assets Current	-	-	-	-	-
Other Current Assets, Total	141M	148M	392M	239M	378M
Total Current Assets	2.78B	3.01B	2.83B	3.02B	3.83B
Net Property Plant And Equipment	291M	250M	219M	225M	320M
Long-term Investments	582M	622M	680M	696M	617M
Goodwill	78M	66M	56M	179M	124M
Other Intangibles, Total	502M	565M	616M	1B	1.1B
Deferred Tax Assets Long-Term	50M	63M	95M	62M	64M
Other Long-Term Assets, Total	2M	2M	1M	2M	1M
Total Assets	4.28B	4.58B	4.5B	5.18B	6.05B
Liabilities
Accounts Payable, Total	55M	60M	112M	57M	82M
Accrued Expenses, Total	49M	52M	88M	213M	191M
Current Portion of Long-Term Debt	-	-	-	74M	16M
Current Income Taxes Payable	256M	233M	277M	574M	727M
Other Current Liabilities	271M	413M	385M	519M	1.04B
Total Current Liabilities	631M	758M	862M	1.44B	2.06B
Long-Term Debt	-	-	-	16M	-
Deferred Tax Liability Non Current	-	-	-	43M	12M
Other Non Current Liabilities	20M	20M	22M	12M	36M
Total Liabilities	651M	778M	884M	1.51B	2.11B
Common Stock, Total	1.32B	1.32B	1.35B	1.35B	1.35B
Additional Paid In Capital	1.26B	1.27B	1.3B	1.3B	1.3B
Retained Earnings	1.05B	1.21B	1.12B	1.34B	1.62B
Treasury Stock	-	-	-189M	-369M	-390M
Comprehensive Income and Other	-	1M	2M	1M	2M
Total Common Equity	3.63B	3.8B	3.59B	3.63B	3.88B
Minority Interest	-	-	28M	45M	61M
Total Equity	3.63B	3.8B	3.61B	3.68B	3.94B
Total Liabilities And Equity	4.28B	4.58B	4.5B	5.18B	6.05B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	8.54M	8.71M	8.39M	8.21M	8.18M
ECS Total Common Shares Outstanding	8.54M	8.57M	8.46M	8.21M	8.18M
Book Value / Share	425.18	443.53	423.81	442.53	474.85
Tangible Book Value	3.05B	3.17B	2.91B	2.45B	2.66B
Tangible Book Value Per Share	357.24	369.88	344.39	298.27	325.66
Total Debt	0	0	0	90M	16M
Net Debt	-2.07B	-2.23B	-1.6B	-1.78B	-2.21B
Debt Equivalent Oper. Leases	4B	4.72B	4.94B	5.81B	6.3B
Minority Interest, Total (Incl. Fin. Div)	-	-	28M	45M	61M
Full Time Employees	336	363	411	554	643
Accumulated Allowance for Doubtful Accounts (Supple)	-	4M	53M	4M	3M

Fiscal Period: June	2021	2022	2023	2024	2025
Net Income	360M	403M	114M	511M	688M
Depreciation & Amortization - CF	195M	226M	256M	284M	329M
Amortization of Goodwill and Intangible Assets - (CF)	11M	11M	10M	15M	18M
Depreciation & Amortization, Total	206M	237M	266M	299M	347M
(Gain) Loss From Sale Of Asset	13M	29M	37M	26M	65M
(Gain) Loss on Sale of Investments - (CF)	-	-	43M	-	-
Other Operating Activities, Total	-94M	-104M	-153M	-92M	-214M
Change In Accounts Receivable	-69M	-53M	-260M	45M	-338M
Change In Inventories	-6M	-	-7M	5M	-4M
Change In Accounts Payable	49M	-31M	138M	156M	47M
Change in Other Net Operating Assets	-26M	133M	30M	33M	484M
Cash from Operations	433M	614M	208M	983M	1.08B
Capital Expenditure	-130M	-81M	-53M	-62M	-74M
Sale of Property, Plant, and Equipment	-	-	-	-	5M
Cash Acquisitions	-	-	-	-316M	-10M
Sale (Purchase) of Intangible assets	-180M	-217M	-244M	-256M	-305M
Investment in Marketable and Equity Securities, Total	-1M	-9M	-65M	-	100M
Other Investing Activities, Total	-49M	-52M	-59M	-17M	-177M
Cash from Investing	-360M	-359M	-421M	-651M	-461M
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	-	-	-	48M	-
Total Debt Issued	-	-	-	48M	-
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-	-	-	-18M	-74M
Total Debt Repaid	-	-	-	-18M	-74M
Issuance of Common Stock	-	12M	58M	212M	-
Repurchase of Common Stock	-	-	-401M	-181M	-20M
Common Dividends Paid	-102M	-102M	-102M	-126M	-164M
Common & Preferred Stock Dividends Paid	-102M	-102M	-102M	-126M	-164M
Other Financing Activities, Total	-5M	-4M	26M	3M	-4M
Cash from Financing	-107M	-94M	-419M	-62M	-262M
Foreign Exchange Rate Adjustments	-	1M	-	-	-
Miscellaneous Cash Flow Adjustments	-	-1M	-	-	-1M
Net Change in Cash	-34M	161M	-632M	270M	351M
Supplemental Items
Cash Interest Paid	-	-	-	-	1M
Cash Income Tax Paid (Refund)	96M	105M	154M	95M	216M
Levered Free Cash Flow	129M	255M	-264M	876M	650M
Unlevered Free Cash Flow	129M	255M	-264M	876M	650M
Change In Net Working Capital	-4M	-55M	350M	-586M	-219M
Net Debt Issued / Repaid	-	-	-	30M	-74M

Fiscal Period: June	2021	2022	2023	2024	2025
Profitability
Return on Assets	5.54	5.9	2.59	6.39	8.24
Return on Total Capital	6.42	7.03	3.17	8.38	11.99
Return On Equity %	6.54	6.86	0.43	9.93	11.81
Return on Common Equity	6.54	6.86	0.43	9.73	11.58
Margin Analysis
Gross Profit Margin %	85.17	83.34	83.53	78.63	78.17
SG&A Margin	76.86	74.82	79.41	72.42	70.31
EBITDA Margin %	12.33	12.6	7.56	10.02	11.54
EBITA Margin %	8.13	8.25	3.3	6.44	8.05
EBIT Margin %	7.89	8.04	3.13	6.25	7.86
Income From Continuing Operations Margin %	5.02	4.9	0.27	4.57	4.78
Net Income Margin %	5.02	4.9	0.27	4.43	4.62
Net Avail. For Common Margin %	5.02	4.9	0.27	4.43	4.62
Normalized Net Income Margin	5.03	5.18	2.02	4.09	4.81
Levered Free Cash Flow Margin	2.78	4.91	-4.39	11.06	6.89
Unlevered Free Cash Flow Margin	2.78	4.91	-4.39	11.06	6.9
Asset Turnover
Asset Turnover	1.12	1.17	1.32	1.64	1.68
Fixed Assets Turnover	18.44	19.22	25.6	35.68	34.58
Receivables Turnover (Average Receivables)	9.48	8.72	8.18	9.07	8.82
Short Term Liquidity
Current Ratio	4.4	3.97	3.28	2.1	1.86
Quick Ratio	4.18	3.78	2.83	1.93	1.68
Operating Cash Flow to Current Liabilities	0.69	0.81	0.24	0.68	0.52
Days Sales Outstanding (Average Receivables)	38.48	41.88	44.62	40.34	41.36
Average Days Payable Outstanding	27.32	24.23	31.74	18.27	12.33
Long Term Solvency
Total Debt/Equity	-	-	-	2.45	0.41
Total Debt / Total Capital	-	-	-	2.39	0.4
LT Debt/Equity	-	-	-	0.44	-
Long-Term Debt / Total Capital	-	-	-	0.42	-
Total Liabilities / Total Assets	15.21	16.99	19.65	29.08	34.82
EBIT / Interest Expense	-	-	-	-	741
EBITDA / Interest Expense	-	-	-	-	1.09K
(EBITDA - Capex) / Interest Expense	-	-	-	-	1.01K
Total Debt / EBITDA	-	-	-	0.11	0.01
Net Debt / EBITDA	-3.62	-3.41	-3.52	-2.24	-2.03
Total Debt / (EBITDA - Capex)	-	-	-	0.12	0.02
Net Debt / (EBITDA - Capex)	-4.69	-3.89	-3.99	-2.43	-2.18
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	11.25	12.1	15.48	31.93	18.97
Gross Profit, 1 Yr. Growth %	9.48	9.7	15.74	24.19	18.29
EBITDA, 1 Yr. Growth %	-12.4	14.51	-30.69	74.89	37.03
EBITA, 1 Yr. Growth %	-22.75	13.79	-53.85	157.58	48.82
EBIT, 1 Yr. Growth %	-23.75	14.21	-55.02	163.3	49.7
Earnings From Cont. Operations, 1 Yr. Growth %	-27.86	9.44	-93.73	2.16K	24.31
Net Income, 1 Yr. Growth %	-27.86	9.44	-93.73	2.09K	23.93
Normalized Net Income, 1 Yr. Growth %	-23.41	15.55	-54.99	167.22	40.05
Diluted EPS Before Extra, 1 Yr. Growth %	-27.68	9.74	-93.76	2.19K	24.3
Accounts Receivable, 1 Yr. Growth %	36.23	11.52	33.39	8.1	35.5
Net Property, Plant and Equip., 1 Yr. Growth %	37.26	-14.09	-12.4	2.74	42.22
Total Assets, 1 Yr. Growth %	7.75	6.94	-1.75	15.27	16.7
Tangible Book Value, 1 Yr. Growth %	3.5	3.9	-8.05	-15.99	8.78
Common Equity, 1 Yr. Growth %	3.74	4.68	-5.63	1.28	6.91
Cash From Operations, 1 Yr. Growth %	113.3	41.8	-66.12	372.6	9.36
Capital Expenditures, 1 Yr. Growth %	120.34	-37.69	-34.57	16.98	19.35
Levered Free Cash Flow, 1 Yr. Growth %	-307.66	98.25	-203.23	-432.59	-25.89
Unlevered Free Cash Flow, 1 Yr. Growth %	-307.66	98.25	-203.23	-432.59	-25.82
Dividend Per Share, 1 Yr. Growth %	0	0	25	33.33	25
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	9.47	11.67	13.78	23.43	25.28
Gross Profit, 2 Yr. CAGR %	8.06	9.59	12.68	19.89	21.2
EBITDA, 2 Yr. CAGR %	-9.54	0.15	-10.91	10.1	54.81
EBITA, 2 Yr. CAGR %	-18.39	-6.24	-27.53	9.03	95.79
EBIT, 2 Yr. CAGR %	-19.44	-6.68	-28.33	8.82	98.53
Earnings From Cont. Operations, 2 Yr. CAGR %	-15.59	-11.15	-73.8	19.15	430.33
Net Income, 2 Yr. CAGR %	-15.59	-11.15	-73.8	17.32	421.42
Normalized Net Income, 2 Yr. CAGR %	-17.27	-5.92	-27.88	9.67	93.45
Diluted EPS Before Extra, 2 Yr. CAGR %	-17.57	-10.92	-73.83	19.54	433.42
Accounts Receivable, 2 Yr. CAGR %	30.34	23.26	21.97	20.08	21.03
Net Property, Plant and Equip., 2 Yr. CAGR %	24.75	8.59	-13.25	-5.13	20.88
Total Assets, 2 Yr. CAGR %	3.04	7.34	2.5	6.42	15.99
Tangible Book Value, 2 Yr. CAGR %	0.73	3.7	-2.26	-12.11	-4.4
Common Equity, 2 Yr. CAGR %	4.14	4.21	-0.61	-2.24	4.06
Cash From Operations, 2 Yr. CAGR %	-22.02	73.91	-30.69	26.53	127.34
Capital Expenditures, 2 Yr. CAGR %	53.74	17.17	-36.15	-12.51	18.16
Levered Free Cash Flow, 2 Yr. CAGR %	-53.54	102.9	43.06	85.29	57
Unlevered Free Cash Flow, 2 Yr. CAGR %	-53.54	102.9	43.06	85.29	57.08
Dividend Per Share, 2 Yr. CAGR %	9.54	0	11.8	29.1	29.1
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	14.46	10.34	12.93	19.53	21.93
Gross Profit, 3 Yr. CAGR %	13.58	8.6	11.6	16.39	19.35
EBITDA, 3 Yr. CAGR %	13.52	-2.14	-11.41	11.55	18.43
EBITA, 3 Yr. CAGR %	11.91	-8.82	-25.97	10.6	20.95
EBIT, 3 Yr. CAGR %	11.09	-9.5	-26.83	10.59	21.03
Earnings From Cont. Operations, 3 Yr. CAGR %	10.22	-7.96	-63.27	15.82	20.84
Net Income, 3 Yr. CAGR %	10.22	-7.96	-63.27	14.63	19.49
Normalized Net Income, 3 Yr. CAGR %	14.27	-7.52	-26.42	11.6	18.98
Diluted EPS Before Extra, 3 Yr. CAGR %	-2.69	-9.32	-63.27	16.18	21.11
Accounts Receivable, 3 Yr. CAGR %	21.3	23.74	26.55	17.16	25.02
Net Property, Plant and Equip., 3 Yr. CAGR %	19.16	10.16	1.09	-8.22	8.58
Total Assets, 3 Yr. CAGR %	26.16	4.32	4.22	6.59	9.74
Tangible Book Value, 3 Yr. CAGR %	28.16	1.78	-0.37	-7.07	-5.63
Common Equity, 3 Yr. CAGR %	27.8	4.32	0.82	0.02	0.72
Cash From Operations, 3 Yr. CAGR %	30.02	-4.82	0.81	31.43	20.53
Capital Expenditures, 3 Yr. CAGR %	31.63	13.77	-3.51	-21.87	-2.97
Levered Free Cash Flow, 3 Yr. CAGR %	83.02	-24.64	61.98	89.52	36.52
Unlevered Free Cash Flow, 3 Yr. CAGR %	57.63	-24.64	61.98	89.52	36.57
Dividend Per Share, 3 Yr. CAGR %	-	6.27	7.72	18.56	27.72
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	13.76	12.79	14.19	15.4	17.72
Gross Profit, 5 Yr. CAGR %	13.49	11.65	13.22	12.98	15.35
EBITDA, 5 Yr. CAGR %	-	-	3.03	2.58	10.75
EBITA, 5 Yr. CAGR %	24.71	13.08	-5.94	-2.06	9.24
EBIT, 5 Yr. CAGR %	23.97	12.5	-6.78	-2.58	9.07
Earnings From Cont. Operations, 5 Yr. CAGR %	13.08	6.51	-37.95	2.05	6.86
Net Income, 5 Yr. CAGR %	13.08	6.51	-37.95	1.43	6.13
Normalized Net Income, 5 Yr. CAGR %	27.43	15.14	-4.95	-1	8.31
Diluted EPS Before Extra, 5 Yr. CAGR %	4.64	-1.39	-42.45	1.28	7.11
Accounts Receivable, 5 Yr. CAGR %	15.28	17.07	21.57	22.26	24.31
Net Property, Plant and Equip., 5 Yr. CAGR %	18.22	10.46	4.95	3.77	8.58
Total Assets, 5 Yr. CAGR %	16.48	17.4	16.1	5.16	8.78
Tangible Book Value, 5 Yr. CAGR %	37.04	32.06	15	-4.02	-2.01
Common Equity, 5 Yr. CAGR %	32.83	28.99	15.57	1.65	2.1
Cash From Operations, 5 Yr. CAGR %	-	-	1.09	6.66	39.57
Capital Expenditures, 5 Yr. CAGR %	-	-	-1.44	2.42	4.63
Levered Free Cash Flow, 5 Yr. CAGR %	-	-	65.85	8	59.97
Unlevered Free Cash Flow, 5 Yr. CAGR %	-	-	51.63	8	60
Dividend Per Share, 5 Yr. CAGR %	-	-	-	14.87	15.81