Company Valuation: Intercorp Financial Services Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 12,370 10,507 9,353 12,512 15,779 20,366 - -
Change - -15.06% -10.99% 33.78% 26.11% 29.08% - -
Enterprise Value (EV) 12,370 10,507 9,353 12,512 15,779 20,366 20,366 20,366
Change - -15.06% -10.99% 33.78% 26.11% 29.08% 0% 0%
P/E 6.91x 6.33x 8.76x 7.57x 8.19x 9.26x 8.09x 7.16x
PBR 1.3x 1.05x 0.95x 1.16x 1.28x 1.52x 1.38x 1.25x
PEG - -0.88x -0.2x 0.1x 0.4x 0.6x 0.6x 0.6x
Capitalization / Revenue 2.47x 1.84x 1.54x 1.98x 2.66x 3.01x 2.63x 2.41x
EV / Revenue 0x 0x 0x 0x 0x 3.01x 2.63x 2.41x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.22x 5.26x 3.74x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 2.444 - - 3.669 6.232 7.535 10.78 15.78
Rate of return 2.28% - - 3.36% 4.4% 4.08% 5.84% 8.55%
EPS 2 15.51 14.39 9.33 14.45 17.3 19.93 22.81 25.76
Distribution rate 15.8% - - 25.4% 36% 37.8% 47.2% 61.3%
Net sales 1 5,005 5,697 6,086 6,314 5,943 6,758 7,745 8,463
EBITDA - - - - - - - -
EBIT 1 2,742 3,013 3,336 3,414 2,779 3,275 3,876 5,453
Net income 1 1,790 1,661 1,073 1,300 1,932 2,248 2,583 2,819
Net Debt - - - - - - - -
Reference price 2 107.18 91.04 81.70 109.34 141.70 184.48 184.48 184.48
Nbr of stocks (in thousands) 115,418 115,418 114,481 114,433 111,352 110,398 - -
Announcement Date 2/10/22 2/14/23 2/13/24 2/5/25 2/11/26 - - -
1PEN in Million2PEN
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.85x - - 1.8% 929B
6.2x - - 4.99% 408B
12.38x - - 2.07% 404B
12.37x - - 4.22% 347B
6.16x - - 5% 328B
6.68x - - 4.74% 297B
17.53x - - 2.4% 281B
14.47x - - 2.72% 260B
11.78x - - 2.21% 260B
Average 11.27x 3.35% 390.34B
Weighted average by Cap. 11.51x 3.13%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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  5. Valuation Intercorp Financial Services Inc.
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