Company Valuation: Inter & Co, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2023 2024 2025 2026 2027 2028
Market Cap 1 10,840 11,458 20,560 12,368 - -
Change - 5.7% 79.44% -39.84% - -
Enterprise Value (EV) 1 10,840 11,458 20,560 25,301 28,306 31,440
Change - 5.7% 79.44% 23.06% 11.88% 11.07%
P/E 36.7x 11.8x 14.9x 7.17x 5.49x 4.7x
PBR 1.48x 1.19x 1.91x 1.09x 0.96x 0.83x
PEG - 0x 0.3x 0.2x 0.2x 0.3x
Capitalization / Revenue 2.28x 1.79x 2.45x 1.15x 0.95x 0.82x
EV / Revenue 2.28x 1.79x 2.45x 2.36x 2.19x 2.08x
EV / EBITDA - - - - - -
EV / EBIT 24.6x 9.5x 12.7x 12.3x 10.2x 9.69x
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 3 - - - 0.1272 0.2063 0.3408
Rate of return - - - 2.35% 3.81% 6.3%
EPS 3 0.1516 0.3568 0.5692 0.7548 0.9852 1.152
Distribution rate - - - 16.8% 20.9% 29.6%
Net sales 1 4,753 6,400 8,401 10,710 12,952 15,145
EBITDA - - - - - -
EBIT 1 439.8 1,206 1,624 2,061 2,769 3,246
Net income 1 352 907.1 1,312 1,836 2,314 2,893
Net Debt 1 - - - 12,933 15,938 19,072
Reference price 3 5.560 4.220 8.480 5.410 5.410 5.410
Nbr of stocks (in thousands) 401,791 438,984 440,183 441,513 - -
Announcement Date 2/7/24 2/6/25 2/11/26 - - -
1USD in Million2BRL in Million3USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
7.17x2.36x - 2.35% 2.39B
14.09x - - 1.77% 946B
13.24x - - 1.92% 433B
6.29x - - 4.93% 407B
12.67x - - 4.12% 355B
6.14x - - 5.02% 326B
17.57x - - 2.41% 283B
6.58x - - 4.88% 294B
11.83x - - 2.21% 261B
14.75x - - 2.68% 259B
Average 11.03x 2.36x 3.23% 356.77B
Weighted average by Cap. 11.76x 2.36x 3.09%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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