Business Segments FCMB Group Plc

Stocks

FCMB

NGFCMB000005

Banks

End-of-day quote Nigerian S.E. 2026-09-07			5-day change	1st Jan Change
11.55 ^NGN	-2.94%		+4.52%	-4.15%

08-03	FCMB Group Plc, H1 2026 Earnings Call, Aug 03, 2026
07-27	FCMB Group Plc Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI

Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

EBT: Breakdown by Business Segment

Geographical Revenue Distribution History

Breakdown by Business Segment (NGN)

Fiscal Period: December	2021	2022	2023	2024	2025
Diversified Commercial Banks
Personal Banking	49.92B	55.53B	72.78B	95.61B	147B
Total Assets	203B	220B	272B	331B	427B
Interest Expense	-	-	-	-	-103B
EBT	16.03B	15.22B	18.91B	18.46B	39.6B
D&A	3.1B	3.73B	4.24B	5.03B	6.18B
	-	-	-	-	13.25B
SME Banking	33.06B	45.84B	61.38B	34.77B	118B
Total Assets	293B	305B	337B	1,310B	560B
Interest Expense	-	-	-	-	-109B
EBT	4.38B	12.81B	17.8B	5.07B	32.23B
D&A	2.52B	3.07B	3.37B	1.41B	5.25B
Corporate Banking	2.15B	8.03B	34.61B	71.76B	85.09B
Total Assets	604B	686B	1,101B	484B	1,660B
Interest Expense	-	-	-	-	-168B
EBT	-9.34B	-5.67B	12.77B	11.37B	30.51B
D&A	813M	960M	1.14B	4.12B	1.85B
	-	-	-	-	14.17B
Institutional Banking	4.9B	4.44B	6.6B	6.22B	15.45B
Total Assets	31.8B	21.84B	21.33B	18.76B	20.53B
Interest Expense	-	-	-	-	-18.17B
EBT	-700M	-2.14B	-749M	-1.85B	5.83B
D&A	502M	563M	641M	499M	671M
	-	-	-	-	-10.07B
Commercial Banking	2.4B	4.08B	6.59B	5.53B	4.72B
Total Assets	14.89B	23.27B	123B	128B	140B
Interest Expense	-	-	-	-	-8.32B
EBT	-674M	-243M	594M	-328M	-2.77B
D&A	291M	346M	417M	568M	756M
	-	-	-	-	25.19B
	-	-	-	-	1.47B
Securities and Commodities Markets Services
Treasury & Financial Markets	11.74B	13.26B	42.88B	61B	109B
Total Assets	790B	937B	1,387B	2,544B	2,705B
Interest Expense	-	-	-	-	-66.28B
EBT	8.71B	9.59B	37.94B	51.63B	91.78B
D&A	244M	276M	325M	406M	537M
	-	-	-	-	-44.02B
Investment Banking
Investment Banking	9.56B	11.63B	25.91B	53.88B	32.07B
Total Assets	141B	-	276B	662B	771B
Interest Expense	-	-	-	-	-26.53B
EBT	1.88B	3.45B	12.08B	22.26B	-4.25B
D&A	418M	433M	657M	1.37B	1.41B
	-	-	-	-	-1K
Investment Funds
Investment Management	5.07B	7.62B	10.87B	12.41B	18.13B
Total Assets	5.74B	-	11.26B	12.33B	29.67B
EBT	2.34B	3.55B	5.08B	5.51B	7.99B
D&A	137M	297M	380M	479M	661M
	-	-	-	-	1K
Total Assets	410B	583B	895B	1,545B	1,318B

Geographical breakdown of sales (NGN)

Fiscal Period: December	2021	2022	2023	2024	2025
Nigeria	129B	168B	306B	287B	508B
Total Assets	72.02B	87.93B	334M	4,828B	5,581B
Interest Expense	-58.8B	-87.7B	-152B	-371B	-471B
D&A	-	-	-	12.51B	16.1B
EBT	-	-	-	89.85B	209B
	-	-	-	-	21.22B
Europe	5.26B	7.87B	14.92B	53.88B	21.22B
Total Assets	1.39B	1.1B	990M	662B	733B
Interest Expense	-	-	-	-25.18B	-28.32B
D&A	-	-	-	1.37B	1.21B
EBT	-	-	-	22.26B	-8.27B
Interest Expense	-19.16B	-19.88B	-42.91B	-	-
	-	-	-	-	508B