CONCORDIA FINANCIAL GROUP, LTD.

Calendar Concordia Financial Group, Ltd. OTC Markets

Stocks

BYOKF

JP3955400001

Banks

Delayed OTC Markets			5-day change	1st Jan Change
- ^USD	-.--%		-.--%	-

03:10am	Japanese Stocks Rise As Investors Renew Bets on AI Investments; Oil Gains	MT
02:34am	Yokohama Financial Posts Higher Fiscal H1 Attributable Profit; Ordinary Income Up	MT

Upcoming events on Concordia Financial Group, Ltd.

Today	Earnings release - Q2 2027	P
2026-11-19	Earnings presentation

Past events on Concordia Financial Group, Ltd.

2026-10-15	Information meeting	21:00
2026-09-08	Information meeting
2026-08-06	Earnings presentation	00:00
2026-08-05	Earnings release - Q1 2027
2026-08-04	Board of Directors Meeting
2026-06-18	Annual General Meeting
2026-05-20	Earnings presentation	21:00
2026-05-11	Earnings release - Annual 2026
2026-05-11	Board of Directors Meeting
2026-03-08	Board of Directors Meeting
2026-02-19	Information meeting
2026-02-05	Earnings presentation	20:30
2026-02-05	Earnings presentation	23:00
2026-02-04	Earnings release - Q3 2026
2026-01-15	Présentation aux Actionnaires / Analystes
2025-11-20	Earnings presentation
2025-11-20	Earnings presentation	20:00
2025-11-12	Earnings release - Q2 2026
2025-11-12	Board of Directors Meeting

Past dividends on Concordia Financial Group, Ltd.

2026-09-29	Ex-dividend date - 23 JPY	00:00
2026-03-30	Ex-dividend date - 21 JPY	00:00

Annual results

Fiscal Period	March	2024	2025	2026	2027	2028	2029
Net sales Million JPY	Released Forecast Spread	358 303 213 303 67.98%	260 311 256 750 1.39%	307 136 304 831 0.76%	364 769	421 361	466 344
EBITDA	Released Forecast Spread	0,00 0,00 -	0,00 0,00 -	0,00 0,00 -	0,00	0,00	0,00
EBIT Million JPY	Released Forecast Spread	88 154 80 613 9.35%	129 753 126 098 2.9%	157 257 150 437 4.53%	200 371	250 128	288 159
Earnings before Tax (EBT) Million JPY	Released Forecast Spread	91 392 89 452 2.17%	118 918 114 782 3.6%	153 751 152 939 0.53%	208 842	247 363	273 748
Net income Million JPY	Released Forecast Spread	66 931 65 084 2.84%	82 805 79 638 3.98%	106 523 104 693 1.75%	143 844	166 456	191 356
EPS JPY	Released Forecast Spread	57,2 55,8 2.45%	71,6 69,2 3.55%	94,0 90,8 3.6%	130	157	180
Announcement Date		13/05/24	12/05/25	12/05/26	-

Quarterly results

Fiscal Period	March	2025 Q2	2025 S1	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 S1	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3	2027 Q4	2028 Q1
Net sales Million JPY	Released Forecast Spread	68 076 64 633 5.33%		64 914 61 745 5.13%	66 126 66 918 -1.18%	73 252 70 564 3.81%	78 906 72 434 8.93%	152 158	77 765 76 211 2.04%	77 213 75 591 2.15%	81 135 88 605 -8.43%	91 556	93 694	97 877	97 667
EBIT Million JPY	Released Forecast Spread	31 700 30 798 2.93%		33 452 27 424 21.98%	30 594 31 386 -2.52%	38 405 34 832 10.26%	42 158 36 572 15.27%		44 224 38 476 14.94%	37 372 32 401 15.34%	48 203 47 847 0.74%	52 115	50 862	55 571	54 125
Earnings before Tax (EBT) Million JPY	Released Forecast Spread		63 636	26 512		38 110		79 200	43 457		45 272
Net income Million JPY	Released Forecast Spread	21 641 21 863 -1.02%	44 306	18 452 18 479 -0.15%	20 047 16 376 22.42%	27 036 23 339 15.84%	27 991 25 684 8.98%	55 027	29 981 26 165 14.58%	21 515 18 666 15.26%	32 028 33 008 -2.97%	39 948	36 063	37 315	35 718
EPS JPY	Released Forecast Spread	18,6 18,0 3.16%	38,1	16,0 16,0 0.44%	17,6 14,7 19.54%	23,7 21,2 11.88%	24,6 22,5 9.33%	48,2	26,5 23,2 14.33%	19,3 17,9 7.83%	28,8 29,5 -2.37%	34,4	35,5	34,4	35,4
Announcement Date		14/11/24	14/11/24	05/02/25	12/05/25	05/08/25	13/11/25	13/11/25	05/02/26	12/05/26	05/08/26	-	-	-	-

Upcoming sector events for Concordia Financial Group, Ltd.

2026-11-11	THE 77 BANK, LTD.	Earnings release - Q2 2027	P
2026-11-11	SURUGA BANK LTD.	Earnings release - Q2 2027
2026-11-11	PHILIPPINE NATIONAL BANK	Earnings release - Q3 2026
2026-11-12	ANZ GROUP HOLDINGS LIMITED	Ex-dividend date - 0.664 AUD	00:00
2026-11-12	ANZ GROUP HOLDINGS LIMITED	Ex-dividend date - 0.166 AUD	00:00
2026-11-12	BANK OF SHANGHAI CO., LTD.	Earnings presentation	02:00
2026-11-12	ZIONS BANCORPORATION, NATIONAL ASSOCIATION	Ex-dividend date - 0.48 USD	00:00
2026-11-12	BANCO DAVIVIENDA S.A.	Earnings release - Q3 2026
2026-11-12	S&T BANCORP, INC.	Ex-dividend date - 0.38 USD	00:00
2026-11-12	UJJIVAN SMALL FINANCE BANK LIMITED	Présentation aux Actionnaires / Analystes	00:00

Past sector events for Concordia Financial Group, Ltd.

Today	FIRST INTERNATIONAL BANK OF ISRAEL LTD	Earnings release - Q3 2026
Today	FIRST INTERNATIONAL BANK OF ISRAEL LTD	Earnings presentation	05:00
Today	UJJIVAN SMALL FINANCE BANK LIMITED	Présentation aux Actionnaires / Analystes	01:00
2026-11-10	HIROGIN HOLDINGS, INC.	Earnings release - Q2 2027
2026-11-10	THE BANK OF N.T. BUTTERFIELD & SON LIMITED	Ex-dividend date - 0.5 USD	00:00
Today	CHINA BANKING CORPORATION	Earnings presentation	22:00
Today	CHINA BANKING CORPORATION	Earnings release - Q3 2026
2026-11-10	GERMAN AMERICAN BANCORP, INC.	Ex-dividend date - 0.31 USD	00:00
2026-11-10	INVEST BANK	Board of Directors Meeting	00:00
Today	THE CHIBA KOGYO BANK, LTD.	Earnings release - Q2 2027	P

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Concordia Financial Group, Ltd.

Quarterly earnings - Rate of surprise

Rate of surprise - EPS - Quarterly - Concordia Financial Group, Ltd.

Net sales - Rate of surprise

Rate of surprise - Net sales - Annual - Concordia Financial Group, Ltd.

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - Concordia Financial Group, Ltd.

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