Company Valuation: Citizens Holding Company

Data adjusted to current consolidation scope
Fiscal Period: December 2020 2021 2022 2023 2024 2025
Market Cap 1 117 104.9 76.77 43.53 50.95 44.49
Change - -10.37% -26.83% -43.3% 17.06% -12.69%
Enterprise Value (EV) 1 298.4 157 194.1 124.8 344.3 76.62
Change - -47.38% 23.62% -35.71% 175.93% -77.74%
P/E 16.9x 14x 7.97x 23.5x 9.26x 5.49x
PBR 0.98x 0.99x 1.97x 1.02x 1.06x 0.72x
PEG - 1.74x 0.3x -0.3x 0x 0.1x
Capitalization / Revenue 2.78x 2.39x 1.69x 1.15x 1.11x 0.86x
EV / Revenue 7.09x 3.57x 4.27x 3.29x 7.51x 1.47x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 0.96 0.96 0.96 0.72 0.64 0.04
Rate of return 4.58% 5.12% 7.01% 9.29% 7.06% 0.51%
EPS 2 1.24 1.34 1.72 0.33 0.9787 1.44
Distribution rate 77.4% 71.6% 55.8% 218% 65.4% 2.78%
Net sales 1 42.11 43.92 45.48 37.96 45.82 52
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 6.931 7.494 9.62 1.854 5.49 8.148
Net Debt 1 181.3 52.07 117.3 81.24 293.3 32.13
Reference price 2 20.95 18.75 13.70 7.75 9.06 7.91
Nbr of stocks (in thousands) 5,587 5,595 5,604 5,616 5,624 5,624
Announcement Date 3/12/21 3/11/22 3/16/23 3/29/24 3/26/25 3/27/26
1USD in Million2USD
Estimates


P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
- - - - 58.73M
13.38x - - 1.89% 897B
6.25x - - 4.95% 408B
12.04x - - 2.13% 392B
12.28x - - 4.25% 344B
6.22x - - 4.95% 330B
6.8x - - 4.66% 298B
17.33x - - 2.43% 276B
14.47x - - 2.72% 257B
11.2x - - 2.33% 248B
Average 11.11x 3.37% 345.06B
Weighted average by Cap. 11.26x 3.18%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA


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  4. Valuation Citizens Holding Company