Business description: Capitec Limited

Capitec Bank Holdings Limited is a banking group organized around two sectors of activity:

- retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.);

- business banking.

At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans.

Products and services are marketed through a network of 866 branches located in South Africa.

Number of employees: 17,672

Sales by Activity: Capitec Limited

Fiscal Period: February 2022 (ZAR) 2023 (ZAR) 2024 (ZAR) 2025 (ZAR) 2026 (ZAR)

Retail Banking

19.6B 18.93B 15.27B 18.68B 21.52B

Business Banking

1.4B 1.78B 1.06B 1.4B 1.71B

Insurance

2.45B 3.33B 3.27B 3.89B 5.32B

Avafin

- - - -24.25M -112M

Geographical breakdown of sales: Capitec Limited

Fiscal Period: February 2022 (ZAR) 2023 (ZAR) 2024 (ZAR) 2025 (ZAR) 2026 (ZAR)

Republic of South Africa

23.37B 23.97B 27.3B 35.8B 42.42B

Executive Committee: Capitec Limited

Manager TitleAgeSince
Chief Executive Officer 51 2025-07-18
Director of Finance/CFO 43 2022-06-30
Chief Tech/Sci/R&D Officer - 2026-02-15
Sales & Marketing 43 2016-05-30
Corporate Secretary 59 2015-11-30

Composition of the Board of Directors: Capitec Limited

Director TitleAgeSince
Chairman 76 2006-12-31
Director/Board Member 49 2007-10-04
Chairman 61 2019-05-31
Director/Board Member 53 2020-09-24
Director/Board Member 61 2020-09-24
Director/Board Member 43 2022-06-30
Director/Board Member 56 2020-09-24
Director/Board Member 58 2023-09-06
Director/Board Member 52 2023-09-06
Director/Board Member 56 2025-02-28

Shareholders: Capitec Limited

NameStocks%Valuation
GAMMA Investing LLC
0.000015 %
35 0.000015 % 4 984 $
NameStocks%Valuation
Public Investment Corporation SOC Ltd. (Invt Mgmt)
15.56 %
18,063,141 15.56 % 5 145 M $
KALANDER KAPITAAL PTY LTD
6.423 %
7,457,364 6.423 % 2 124 M $
5.759 %
6,685,622 5.759 % 1 904 M $
5.097 %
5,917,727 5.097 % 1 685 M $
FYNBOS TRUST
4.889 %
5,675,753 4.889 % 1 617 M $
NameStocks%Valuation
Merchant West Investments (Pty) Ltd.
3.788 %
17,500 3.788 % 116 305 $
Harvard House Investment Management (Pty) Ltd.
3.68 %
17,000 3.68 % 112 982 $
Camissa Asset Management Pty Ltd.
0.0606 %
280 0.0606 % 1 861 $

Company details: Capitec Limited

Capitec Bank Holdings Ltd.

Techno Park

7600, Stellenbosch

+

http://www.capitecbank.co.za
address Capitec Limited(CKHGY)

Retail & Mortgage Banks

Change 5-day change 1-year change 3-year change Capi.($)
+0.90%-1.08%+28.47%+188.60% 34.03B
+0.99%+1.88%+21.78%+23.85% 11.92B
+0.33%+8.33% - - 5.28B
-0.11%-1.65%+32.80%+100.05% 4.02B
+0.54%-3.22%-32.45%+6.23% 3.79B
+0.92%-1.43%+19.31%+212.86% 3.72B
-0.59%+0.34%+50.47%+80.66% 3.24B
+2.00%+4.26%-2.19%+38.37% 3.18B
+2.12%+7.75%-4.44%+27.50% 3.02B
Average +0.83%+1.51%+14.22%+84.77% 8.02B
Weighted average by Cap. +0.85%+1.21%+21.70%+125.33%
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
10
Last Close Price
4,691.67ZAR
Average target price
5,254.42ZAR
Spread / Average Target
+11.99%

Quarterly revenue - Rate of surprise