Company Valuation: CalBank PLC

Data adjusted to current consolidation scope
Fiscal Period: December 2020 2021 2022 2023 2024 2025
Market Cap 1 431.7 545.1 407.2 301.2 219.6 2,679
Change - 26.29% -25.31% -26.02% -27.08% 1,119.79%
Enterprise Value (EV) 1 923.4 1,470 971.4 395 909.8 3,095
Change - 59.2% -33.92% -59.34% 130.33% 240.19%
P/E 2.02x 2.44x -0.5x -0.45x 1.15x 3.81x
PBR 0.38x 0.42x 0.77x -2.14x 1.39x 1.71x
PEG - 0.58x 0x 0x -0x -0.1x
Capitalization / Revenue 0.72x 0.82x -0.62x -0.76x 0.22x 2.48x
EV / Revenue 1.53x 2.22x -1.47x -1x 0.91x 2.87x
EV / EBITDA - - - - - -
EV / EBIT - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Dividend per Share 2 0.11 0.14 - - - -
Rate of return 15.9% 16.1% - - - -
EPS 2 0.3419 0.3564 -1.295 -1.071 0.3049 0.168
Distribution rate 32.2% 39.3% - - - -
Net sales 1 601.8 663.3 -659.6 -396.2 995.7 1,080
EBITDA - - - - - -
EBIT - - - - - -
Net income 1 213.8 222.9 -809.8 -671.1 267.7 304.9
Net Debt 1 491.7 924.9 564.2 93.78 690.2 416
Reference price 2 0.6900 0.8700 0.6500 0.4800 0.3500 0.6400
Nbr of stocks (in thousands) 625,588 626,585 626,398 627,538 627,538 4,186,137
Announcement Date 3/31/21 2/25/22 5/4/23 4/22/24 2/26/25 2/20/26
1GHS in Million2GHS
Estimates

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
- - - - 293M
13.57x - - 1.85% 907B
13.12x - - 1.94% 430B
5.8x - - 5.35% 378B
12.39x - - 4.17% 344B
19.02x - - 2.24% 300B
5.44x - - 5.61% 286B
12.1x - - 2.18% 265B
5.81x - - 5.39% 264B
14.14x - - 2.8% 241B
Average 11.26x 3.5% 341.43B
Weighted average by Cap. 11.66x 3.2%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

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  3. CAL Stock
  4. Valuation CalBank PLC