Business Segments B2 Impact ASA Nasdaq Stockholm

Stocks

Market Closed - Nasdaq Stockholm 12:00:00 2026-09-03 EDT			5-day change	1st Jan Change
26.95 ^NOK	+2.28%		-2.23%	+44.30%

08-28	B2 Impact Issues EUR150 Million Bond	MT
08-21	Nordea raises price target for B2 Impact to 29.9 Norwegian kroner (27.3), reiterates buy	FW

Breakdown by Business Segment (NOK)

Fiscal Period: December	2021	2022	2023	2024	2025
Personal Credit Agencies
Investments	-	-	3.23B	3.01B	3.28B
EBITDA	-	-	1.87B	1.77B	2.01B
Financial Services - Commercial	2.5B	2.79B	-	-	-
Total Assets	15.32B	16.5B	-	-	-
Interest Expense	-639M	-673M	-	-	-
Income Tax Expense	169M	95M	-	-	-
CAPEX	-50M	-27M	-	-	-
EBT	742M	421M	-	-	-
D&A	86M	84M	-	-	-
Operating Income	1.31B	1.03B	-	-	-
Net Income	573M	326M	-	-	-
	-	-	-	-	0
Debt Management Services
Servicing	-	-	1.25B	1.22B	1.34B
EBITDA	-	-	506M	501M	589M
	-	-	-	-	893M
Other	-	-	174M	264M	32M
EBITDA	-	-	130M	232M	29M
EBITDA	-	-	-261M	-271M	-278M
EBITDA	-	-	-338M	-317M	-317M
EBITDA	-	-	-171M	-169M	-178M
Unallocated Items & Eliminations	-	-	-876M	-814M	-872M
EBITDA	-	-	-52M	-152M	-22M
	-	-	-	-	0
	-	-	-	-	0

Geographical breakdown of sales (NOK)

Fiscal Period: December	2021	2022	2023	2024	2025
Poland	702M	903M	1.02B	1.29B	1.12B
Total Assets	1.87B	2.38B	-	-	-
D&A	25M	20M	-	-	-
Operating Income	397M	540M	-	-	-
EBITDA	422M	560M	-	-	-
Northern Europe	1.01B	842M	839M	896M	1.1B
Total Assets	4.44B	4.49B	-	-	-
D&A	14M	16M	-	-	-
Operating Income	618M	437M	-	-	-
EBITDA	632M	453M	-	-	-
	-	-	-	-	355M
Central Europe	-	-	-	592M	633M
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
	-	-	-	-	81M
South Eastern Europe	535M	442M	758M	557M	492M
Total Assets	1.56B	1.4B	-	-	-
D&A	14M	17M	-	-	-
Operating Income	181M	65M	-	-	-
EBITDA	195M	82M	-	-	-
	-	-	-	-	1.1B
Western Europe	253M	187M	440M	344M	355M
Total Assets	1.53B	1.56B	-	-	-
D&A	19M	19M	-	-	-
Operating Income	-76M	-134M	-	-	-
EBITDA	-58M	-114M	-	-	-
Other	-	-	-	-	81M
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
Central Europe (Excl. Western Europe)	652M	1.1B	1.07B	-	-
Total Assets	2.37B	2.03B	-	-	-
D&A	8M	9M	-	-	-
Operating Income	356M	510M	-	-	-
EBITDA	365M	518M	-	-	-
Poland and Luxembourg	-	-	-	-	-
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
	-	-	-	-	492M
Central Functions/Eliminations	-	-	-	-	-
D&A	9M	103M	-	-	-
Operating Income	-169M	-389M	-	-	-
EBITDA	-160M	-286M	-	-	-
Latvia	-	-	-	-	-
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
	-	-	-	-	633M
Sweden	-	-	-	-	-
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
	-	-	-	-	1.12B
Finland & Estonia	-	-	-	-	-
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
Operating Income	-	-	-	-	-
Norway	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-