Projected Income Statement: Ameris Bancorp

Forecast Balance Sheet: Ameris Bancorp

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - -
Change - - - - - - -
Announcement Date 1/27/22 1/26/23 1/25/24 1/30/25 1/29/26 - -
Estimates

Cash Flow Forecast: Ameris Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 18.12 25.45 13.57 17.53 13.48 20.54
Change - 40.47% -46.68% 29.21% -23.12% 52.4%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/26/21 2/28/22 2/28/23 2/28/24 2/28/25 2/26/26
1USD in Million
Estimates

Forecast Financial Ratios: Ameris Bancorp

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) - 45% 47.52% 47.41% 46.12% 50.01% 50.82% 50.2%
EBT Margin (%) - 49.13% 42.51% 33% 42.41% 44.07% 45.59% 44.99%
Net margin (%) - 37.33% 32.51% 24.88% 31.97% 34.03% 35.09% 34.48%
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - 1.69% 1.39% 1.09% 1.33% 1.53% 1.6% 1.56%
ROE - 13.33% 11.24% 8.12% 10.01% 10.52% 10.94% 10.59%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 - 0.6 0.6 0.6 0.65 0.8 0.81 0.858
Change - - 0% 0% 8.33% 23.08% 1.25% 5.93%
Book Value Per Share 1 - 42.62 46.09 49.62 54.32 59.92 64.89 70.51
Change - - 8.14% 7.66% 9.47% 10.31% 8.29% 8.66%
EPS 1 - 5.4 4.99 3.89 5.19 6 6.755 7.107
Change - - -7.59% -22.04% 33.42% 15.61% 12.58% 5.21%
Nbr of stocks (in thousands) - 69,376 69,126 68,830 68,809 68,046 67,066 67,066
Announcement Date - 1/27/22 1/26/23 1/25/24 1/30/25 1/29/26 - -
1USD
Estimates
2026 *2027 *
P/E 13.8x 13.1x
PBR 1.44x 1.32x
EV / Sales 4.81x 4.58x
Yield 0.87% 0.92%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
93.17USD
Average target price
95.17USD
Spread / Average Target
+2.14%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. ABCB Stock
  4. Financials Ameris Bancorp