Valuation: UNITED SECURITY BK

Market Cap 185M 166M 152M 138M 258M 17.57B 263M 1.82B 730M 9.24B 694M 680M 29.14B P/E 2024
11.7x
P/E 2025 14.5x
Enterprise Value 73.72M 66.03M 60.73M 55.03M 103M 7B 105M 724M 291M 3.68B 277M 271M 11.61B EV / Sales 2024
2.75x
EV / Sales 2025 1.36x
Free-Float
-
Yield 2024
4.75%
Yield 2025 4.77%
1 day+1.94%
Current year+4.37%
Current year 9.8
Extreme 9.795
11.52
1 year 9.03
Extreme 9.03
11.52
3 years 7.02
Extreme 7.02
11.52
5 years 5.5
Extreme 5.5
11.52
10 years 5.04
Extreme 5.04
11.65
Date Insider Type Main position Quantity % Market Cap. Importance
5/6/26 Buy

Director

198 0.0011%
4/1/26 Issuer sale

Director

54,865 0.3180%
4/1/26 Issuer sale

Director

38,557 0.2234%

Financials

2024 2025
Net sales 48.6M 43.53M 40.04M 36.28M 67.81M 4.61B 69.08M 477M 192M 2.43B 182M 179M 7.66B 48.28M 43.24M 39.78M 36.04M 67.37M 4.58B 68.63M 474M 190M 2.41B 181M 177M 7.61B
Net income 14.78M 13.24M 12.18M 11.03M 20.63M 1.4B 21.01M 145M 58.3M 738M 55.48M 54.3M 2.33B 12.29M 11.01M 10.12M 9.17M 17.15M 1.17B 17.47M 121M 48.46M 614M 46.12M 45.14M 1.94B
Net Debt -41.48M -37.15M -34.17M -30.96M -57.87M -3.94B -58.96M -407M -164M -2.07B -156M -152M -6.53B -111M -99.68M -91.69M -83.08M -155M -10.57B -158M -1.09B -439M -5.56B -418M -409M -17.53B
Projected Income Statement - Annual - UNITED SECURITY BK
Logo UNITED SECURITY BK
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank's services include online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's checks, and cash management services. The Bank operates approximately 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft.
Employees
113
Sector
-
  1. Stock Market
  2. Stocks
  3. UBFO Stock