Southeastern Banking Corporation Stock

Southeastern Banking Corporation is a bank holding company for Southeastern Bank (the Bank). The Bank serves its customers and communities through its 10 branches located in coastal Georgia and northeast Florida, including Brunswick, Callahan, Darien, Eulonia, Folkston, Hilliard (FL), Kingsland, Nahunta, Richmond Hill and St. Simons Island, and a loan production office in Hinesville, Georgia. Through the Bank, the Company offers a range of commercial and retail products and services designed to meet the financial needs of its customer base. The Bank offers personal loans, credit cards, overdraft protection, credit card payments, business loans and business cash management. The Bank also offers online banking services, including Internet, mobile and telephone banking, which enable its customers to check account balances, verify transactions, deposits, withdrawals and other bill payments. In addition to full-service branches, the Bank has a loan production office in Hinesville, Georgia.