First Carolina Financial Services, Inc. is a bank holding company for First Carolina Bank (the Bank). The Bank is a North Carolina state-chartered bank and wholly owned subsidiary of the Company. The Bank operates five full-service offices in North Carolina, one branch in Virginia Beach, Virginia, two branches in South Carolina, and one branch in Atlanta, Georgia. The Bank provides commercial banking, payment, consumer banking, and wealth management services. Its commercial banking operations include real estate banking and commercial and industrial banking divisions. Its consumer banking includes BankMobile Platform and retail banking. The Bank delivers a full suite of wealth management services through First Carolina Wealth. Its BankMobile Platform provides digital-first checking and savings accounts through its BankMobile Platform app with features, such as peer-to-peer transfers, and reward programs, along with traditional features such as a physical debit card.

Employees

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Banks

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Quotes

Date	Price	Change	Volume
26-07-14	US$12.75	+0.35%	102,579
26-07-13	US$12.70	+0.40%	98,598
26-07-10	US$12.65	-1.17%	72,034
26-07-09	US$12.80	+1.43%	182,054
26-07-08	US$12.62	-0.63%	193,210

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Income Statement and Estimates

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Analysts' Consensus

Sell

Buy

Mean consensus

OUTPERFORM

Number of Analysts

Last Close Price

12.70USD

Average target price

15.00USD

Spread / Average Target

+18.11%

Consensus

EPS Estimates

Revisions to estimates

Quarterly revenue - Rate of surprise

Company calendar

Real-time Estimate Cboe BZX Other stock markets 12:51:58 2026-07-14 EDT			5-day change	1st Jan Change
12.74 ^USD	+0.35%		+0.35%	-

07-13	Raymond James Initiates First Carolina Financial Services at Outperform With $15 Price Target	MT
06-18	First Carolina Financial Services Shares Rise in NYSE Debut	MT

Market Cap	384M 336M 310M 287M 540M 36.9B 550M 3.7B 1.45B 18.07B 1.44B 1.41B 62.21B	P/E 2026 *	14x	P/E 2027 *	10.2x
Enterprise Value	384M 336M 310M 287M 540M 36.9B 550M 3.7B 1.45B 18.07B 1.44B 1.41B 62.21B	EV / Sales 2026 *	2.71x	EV / Sales 2027 *	2.33x
Free-Float	-	Yield 2026 *	-	Yield 2027 *	-

07-13	Raymond James Initiates First Carolina Financial Services at Outperform With $15 Price Target	MT
06-18	First Carolina Financial Services Shares Rise in NYSE Debut	MT
06-18	First Carolina Financial Services Prices IPO at $12.50 Per Share	MT
06-17	First Carolina Financial Services, Inc. has completed an IPO in the amount of $68.75 million.	CI

06-22	First Carolina Financial Services Rings NYSE Closing Bell to Celebrate Initial Public Offering	BU
06-18	NYSE Content Update: Knicks to Celebrate First Title in 53 Years with Parade	AQ
06-17	First Carolina Financial Services Announces Pricing of Initial Public Offering	BU

First Carolina Financial Services, Inc. Stock

Stocks

FCBM

US31943F2002

Banks

Valuation: First Carolina Financial Services, Inc.

Chart: First Carolina Financial Services, Inc.

Latest news : First Carolina Financial Services, Inc.

Analysts' recommendations: First Carolina Financial Services, Inc.

Press Releases: First Carolina Financial Services, Inc.

Quotes and Performance

Course Extremes

Managers and Directors: First Carolina Financial Services, Inc.

Latest insider transactions

Other Banks

Financials

Company Profile

Quotes

Income Statement and Estimates

Analysts' Consensus

Quarterly revenue - Rate of surprise

1 week	12.5	12.99
1 month	12.5	13.4
Current year	12.5	13.4
1 year	12.5	13.4
3 years	12.5	13.4
5 years	12.5	13.4
10 years	12.5	13.4

Manager	Title	Age	Since
Ronald Day CEO	Chief Executive Officer	60	2012-06-30
Steven Deaton DFI	Director of Finance/CFO	63	2024-04-30
Kristen Brabble COO	Chief Operating Officer	35	2019-07-31

Director	Title	Age	Since
Ronald Day CHM	Chairman	60	2026-01-31
John Gussenhoven BRD	Director/Board Member	79	2013-12-31
Charles Robbins BRD	Director/Board Member	79	2012-06-30

Date	Insider	Type	Main position	Quantity	% Market Cap.
06-17	Charles Paul	Buy	Director	7,000	-
06-17	John Ferebee	Buy	Director	14,100	-
06-17	Sandra Boone	Buy	Director	7,000	-

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
FIRST CAROLINA FINANCIAL SERVICES, INC.	+0.35%	+0.35%	-	-	384M
JPMORGAN CHASE & CO.	+1.88%	+0.36%	+17.92%	+127.31%	896B
BANK OF AMERICA CORPORATION	+1.85%	+1.25%	+28.77%	+108.21%	422B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	-0.15%	+6.07%	+9.82%	+88.40%	375B
HSBC HOLDINGS PLC	+1.92%	+2.52%	+61.43%	+143.03%	335B
ROYAL BANK OF CANADA	+1.06%	+1.40%	+66.66%	+134.97%	293B
CHINA CONSTRUCTION BANK CORPORATION	-0.49%	+4.20%	-2.04%	+86.33%	284B
WELLS FARGO & COMPANY	-2.17%	-1.53%	+2.90%	+97.08%	268B
BANK OF CHINA LIMITED	-0.59%	+5.19%	+8.10%	+83.70%	263B
MITSUBISHI UFJ FINANCIAL GROUP, INC.	+1.67%	+6.82%	+79.33%	+238.98%	246B
Average	+0.52%	+2.30%	+30.32%	+123.11%	338.27B
Weighted average by Cap.	+0.84%	+2.05%	+27.74%	+121.71%

	2026 *	2027 *
Net sales	142M 124M 114M 106M 199M 13.6B 203M 1.36B 535M 6.66B 532M 520M 22.93B	165M 144M 133M 123M 232M 15.83B 236M 1.59B 623M 7.75B 619M 605M 26.69B
Net income	25.7M 22.46M 20.77M 19.19M 36.13M 2.47B 36.78M 248M 97.16M 1.21B 96.55M 94.42M 4.16B	38.58M 33.71M 31.17M 28.79M 54.22M 3.71B 55.21M 372M 146M 1.81B 145M 142M 6.25B
Net Debt	-	-