Projected Income Statement: Asia Commercial Joint Stock Bank

Forecast Balance Sheet: Asia Commercial Joint Stock Bank

Forecast Balance Sheet - Asia Commercial Joint Stock Bank
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 1/25/22 3/9/23 1/26/24 1/22/25 1/28/26 - - -
Estimates

Cash Flow Forecast: Asia Commercial Joint Stock Bank

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 423,132 636,100 511,513 1,276,249 919,740 701,864
Change - 50.33% -19.59% 149.5% -27.93% -23.69%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/26/21 3/4/22 3/9/23 2/26/24 3/6/25 2/26/26
1VND in Million
Estimates

Forecast Financial Ratios: Asia Commercial Joint Stock Bank

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 65.07% 59.69% 78.45% 72.86% 76.11% 68.05% 66.68% 67.16%
EBT Margin (%) - 50.92% 59.44% 71.97% 67.69% 65.02% 60.12% 61.59% 62.83%
Net margin (%) - 40.75% 47.54% 57.55% 54.1% 51.99% 48.22% 48.66% 50.32%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 1.98% 2.41% 2.42% 2.15% 1.65% 1.66% 1.73% 1.69%
ROE - 23.9% 26.49% 24.8% 22.09% 17.56% 17.81% 18.42% 18.9%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - - - - 669.2 - 723.9 970 1,012
Change - - - - - - - 34% 4.38%
Book Value Per Share 1 - 7,736 10,068 12,224 14,379 16,284 18,995 21,699 25,356
Change - - 30.15% 21.42% 17.62% 13.25% 16.65% 14.23% 16.86%
EPS 1 - 1,628 2,332 2,738 2,823 2,674 3,082 3,648 4,580
Change - - 43.22% 17.41% 3.11% -5.28% 15.25% 18.35% 25.56%
Nbr of stocks (in thousands) - 5,804,422 5,804,422 5,804,422 5,804,422 5,804,422 5,804,422 5,804,422 5,804,422
Announcement Date - 1/25/22 3/9/23 1/26/24 1/22/25 1/28/26 - - -
1VND
Estimates
2026 *2027 *
P/E 6.7x 5.66x
PBR 1.09x 0.95x
EV / Sales 3.21x 2.76x
Yield 3.51% 4.7%

EPS & Dividend

EPS & Dividend - Asia Commercial Joint Stock Bank


Y-o-Y evolution of P/E

Valuation ratios - P/E - Asia Commercial Joint Stock Bank
 

Year-on-year evolution of the Yield

Valuation ratios - Yield - Asia Commercial Joint Stock Bank
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Ratings Surperformance© - Asia Commercial Joint Stock Bank
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
15
Last Close Price
20,650.00VND
Average target price
26,788.31VND
Spread / Average Target
+29.73%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Asia Commercial Joint Stock Bank
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